{"id":10652,"date":"2020-11-20T03:23:06","date_gmt":"2020-11-20T03:23:06","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=10652"},"modified":"2021-01-20T11:01:47","modified_gmt":"2021-01-20T11:01:47","slug":"7-luu-y-truoc-khi-ung-dung-ekyc-cho-cong-ty-chung-khoan","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/7-luu-y-truoc-khi-ung-dung-ekyc-cho-cong-ty-chung-khoan\/","title":{"rendered":"7 L\u01b0u \u00fd tr\u01b0\u1edbc khi \u1ee9ng d\u1ee5ng eKYC cho c\u00f4ng ty ch\u1ee9ng kho\u00e1n"},"content":{"rendered":"

Trong b\u1ed1i c\u1ea3nh d\u1ecbch COVID-19 di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p, gi\u1ea3i ph\u00e1p m\u1edf t\u00e0i kho\u1ea3n tr\u1ef1c tuy\u1ebfn \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 eKYC (\u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed<\/strong><\/a>) \u0111ang \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u01b0a v\u00e0o tri\u1ec3n khai r\u1ea7m r\u1ed9 v\u00e0 c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 ngo\u1ea1i l\u1ec7. \u0110i\u1ec1u n\u00e0y kh\u00f4ng nh\u1eefng gi\u00fap x\u00f3a b\u1ecf kho\u1ea3ng c\u00e1ch t\u1eeb \u0111\u0103ng k\u00fd t\u1edbi giao d\u1ecbch, m\u00e0 c\u00f2n g\u00f3p ph\u1ea7n \u0111\u00e1ng k\u1ec3 h\u1ea1n ch\u1ebf l\u00e2y lan d\u1ecbch ra c\u1ed9ng \u0111\u1ed3ng.<\/span><\/p>\n

\u0110\u1ed3ng th\u1eddi, vi\u1ec7c \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 eKYC<\/strong><\/a> c\u0169ng n\u1eb1m trong l\u1ed9 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 – xu th\u1ebf t\u1ea5t y\u1ebfu v\u00e0 l\u00e0 chi\u1ebfn l\u01b0\u1ee3c kinh doanh, g\u00f3p ph\u1ea7n ho\u00e0n thi\u1ec7n h\u1ec7 sinh th\u00e1i d\u1ecbch v\u1ee5 s\u1ea3n ph\u1ea9m s\u1ed1 c\u1ee7a c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n.<\/span><\/p>\n

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C\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC t\u1ea1i Vi\u1ec7t Nam<\/b><\/h2>\n

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\"Ng\u00e0nh Ng\u00e0nh ch\u1ee9ng kho\u00e1n l\u00e0 th\u1ecb tr\u01b0\u1eddng r\u1ea5t ti\u1ec1m n\u0103ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 t\u1ea1i Vi\u1ec7t Nam hi\u1ec7n nay<\/em><\/p>\n

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Ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam \u0111ang l\u00e0 th\u1ecb tr\u01b0\u1eddng non tr\u1ebb v\u1edbi t\u1ef7 l\u1ec7 d\u00e2n s\u1ed1 c\u00f3 t\u00e0i kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u00f2n th\u1ea5p so c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n tr\u00ean th\u1ebf gi\u1edbi. N\u1ebfu \u0111\u1ea1t \u0111\u01b0\u1ee3c \u0111\u00fang theo m\u1ee5c ti\u00eau \u0111\u1ec1 ra c\u1ee7a Ch\u00ednh ph\u1ee7 th\u00ec \u0111\u1ebfn cu\u1ed1i n\u0103m 2020, s\u1ed1 l\u01b0\u1ee3ng nh\u00e0 \u0111\u1ea7u t\u01b0 tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u0169ng m\u1edbi ch\u1ec9 chi\u1ebfm 3% d\u00e2n s\u1ed1, v\u1eabn th\u1ea5p h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi t\u1ef7 l\u1ec7 50-60% d\u00e2n s\u1ed1 c\u1ee7a M\u1ef9 v\u00e0 ch\u00e2u \u00c2u.<\/span><\/p>\n

Do v\u1eady, vi\u1ec7c tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a> \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 gi\u1ea3i ph\u00e1p quan tr\u1ecdng gi\u00fap c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n ti\u1ebfp c\u1eadn \u0111\u1ebfn \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n tr\u1ebb – nh\u1eefng ng\u01b0\u1eddi c\u00f3 ki\u1ebfn th\u1ee9c v\u00e0 \u00fd th\u1ee9c \u0111\u1ea7u t\u01b0 t\u1eeb r\u1ea5t s\u1edbm m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng h\u01a1n.\u00a0<\/span><\/p>\n

Gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p cho nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1eadn r\u1ed9n, nh\u00e2n vi\u00ean v\u0103n ph\u00f2ng, ch\u1ee7 doanh nghi\u1ec7p v\u1edbi qu\u1ef9 th\u1eddi gian eo h\u1eb9p, nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ea1i c\u00e1c t\u1ec9nh th\u00e0nh ho\u1eb7c \u0111ang c\u00f4ng t\u00e1c t\u1ea1i n\u01b0\u1edbc ngo\u00e0i\u2026<\/span><\/p>\n

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Nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh tri\u1ec3n khai eKYC<\/b><\/span><\/h2>\n

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Ngo\u00e0i nh\u1eefng l\u1ee3i \u00edch v\u00e0 c\u01a1 h\u1ed9i m\u00e0 gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a> mang l\u1ea1i cho th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, th\u00ec vi\u1ec7c \u00e1p d\u1ee5ng eKYC trong l\u0129nh v\u1ef1c n\u00e0y s\u1ebd g\u1eb7p m\u1ed9t s\u1ed1 nh\u1eefng v\u01b0\u1edbng m\u1eafc nh\u1ea5t \u0111\u1ecbnh. <\/span>Theo kinh nghi\u1ec7m t\u01b0 v\u1ea5n gi\u1ea3i ph\u00e1p eKYC cho nhi\u1ec1u c\u00f4ng ty ch\u1ee9ng kho\u00e1n, Innotech Vi\u1ec7t Nam r\u00fat ra \u0111\u01b0\u1ee3c 7 l\u01b0u \u00fd m\u00e0 c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n tr\u01b0\u1edbc khi \u1ee9ng d\u1ee5ng eKYC<\/strong><\/a> c\u1ea7n xem x\u00e9t.\u00a0\u00a0<\/span><\/p>\n

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1. \u0110\u00e1nh gi\u00e1 quy m\u00f4 kh\u00e1ch h\u00e0ng hi\u1ec7n t\u1ea1i v\u00e0 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng trong t\u01b0\u01a1ng lai<\/b><\/h3>\n

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So v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng, ch\u1ee9ng kho\u00e1n kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch kh\u00f4ng th\u01b0\u1eddng xuy\u00ean v\u00e0 \u00edt h\u01a1n r\u1ea5t nhi\u1ec1u. V\u00ec th\u1ebf, doanh nghi\u1ec7p ph\u1ea3i \u0111\u00e1nh gi\u00e1 xem quy m\u00f4 kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh c\u00f3 \u0111\u1ee7 l\u1edbn v\u00e0 th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea7u t\u01b0 gi\u1ea3i ph\u00e1p n\u00e0y.<\/span><\/p>\n

Ngo\u00e0i ra, vi\u1ec7c tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC cho c\u00f4ng ty ch\u1ee9ng kho\u00e1n y\u00eau c\u1ea7u m\u1ee9c \u0111\u1ea7u t\u01b0 chi ph\u00ed ban \u0111\u1ea7u c\u0169ng t\u01b0\u01a1ng \u0111\u1ed1i l\u1edbn. V\u00ec th\u1ebf, c\u00f4ng ty ch\u1ee9ng kho\u00e1n tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh tri\u1ec3n khai eKYC c\u1ea7n \u0111\u00e1nh gi\u00e1 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng trong t\u01b0\u01a1ng lai c\u1ee7a m\u00ecnh \u0111\u1ec3 xem x\u00e9t li\u1ec7u doanh nghi\u1ec7p sau khi tri\u1ec3n khai c\u00f3 mang l\u1ea1i t\u0103ng tr\u01b0\u1edfng doanh thu nh\u01b0 mong mu\u1ed1n.<\/span><\/p>\n

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2. L\u1ef1a ch\u1ecdn platform \u0111\u1ec3 \u1ee9ng d\u1ee5ng eKYC: Web App, Mobile App hay c\u1ea3 hai\u00a0<\/b><\/h3>\n

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\"C\u00f4ng C\u00f4ng ty ch\u1ee9ng kho\u00e1n n\u00ean \u0111\u1ea7u t\u01b0 Mobile App hay Web App?<\/em><\/p>\n

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Vi\u1ec7c l\u1ef1a ch\u1ecdn platform n\u00e0o \u0111\u1ec3 \u1ee9ng d\u1ee5ng eKYC c\u0169ng r\u1ea5t quan tr\u1ecdng tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh ch\u1ecdn \u0111\u1ea7u t\u01b0 cho gi\u1ea3i ph\u00e1p n\u00e0y. B\u1edfi m\u1ed7i platform \u0111\u1ec1u c\u00f3 \u01b0u \u0111i\u1ec3m ri\u00eang c\u1ee7a m\u00ecnh v\u00e0 t\u00f9y thu\u1ed9c v\u00e0o l\u01b0\u1ee3ng ng\u01b0\u1eddi d\u00f9ng ch\u1ee7 y\u1ebfu tr\u00ean n\u1ec1n t\u1ea3ng n\u00e0o v\u00e0 m\u1ee5c ti\u00eau c\u1ee7a doanh nghi\u1ec7p trong t\u01b0\u01a1ng lai \u0111\u1ec3 ch\u1ecdn ph\u00e1t tri\u1ec3n Platform Web App hay Mobile App.<\/span><\/p>\n

V\u00e0 trong m\u1ed9t s\u1ed1 ng\u00e0nh \u0111\u1eb7c tr\u01b0ng v\u00ed d\u1ee5 nh\u01b0 t\u00e0i ch\u00ednh, b\u1ea3o hi\u1ec3m, b\u00e1n l\u1ebb, du l\u1ecbch, v.v\u2026 th\u00ec Web app \u0111\u00f3ng m\u1ed9t vai tr\u00f2 quan tr\u1ecdng trong vi\u1ec7c mang l\u1ea1i traffic v\u00e0 \u0111\u00f3ng g\u00f3p v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a doanh nghi\u1ec7p<\/span>.\u00a0<\/span><\/p>\n

Kh\u00f4ng v\u00ec th\u1ebf m\u00e0 Mobile App b\u1ecb l\u00e9p v\u1ec1, v\u1edbi Mobile App b\u1ea1n s\u1ebd c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng trung th\u00e0nh h\u01a1n. B\u1edfi v\u00ec, ng\u01b0\u1eddi d\u00f9ng c\u00f3 xu h\u01b0\u1edbng d\u00e0nh nhi\u1ec1u th\u1eddi gian cho Mobile App h\u01a1n l\u00e0 Web App ngay sau khi h\u1ecd c\u00e0i \u0111\u1eb7t \u1ee9ng d\u1ee5ng.\u00a0<\/span><\/p>\n

Tuy nhi\u00ean, c\u00f4ng ty ch\u1ee9ng kho\u00e1n c\u0169ng c\u00f3 th\u1ec3 xem x\u00e9t ph\u00e1t tri\u1ec3n c\u1ea3 2 lo\u1ea1i platform n\u00e0y n\u1ebfu n\u00f3 c\u00f3 th\u1ec3 mang l\u1ea1i hi\u1ec7u qu\u1ea3 t\u1ed1t nh\u1ea5t. Nh\u01b0ng chi ph\u00ed \u0111\u1ea7u t\u01b0 cho c\u1ea3 2 platform c\u0169ng s\u1ebd l\u1edbn h\u01a1n nhi\u1ec1u n\u1ebfu b\u1ea1n ch\u1ec9 \u0111\u1ea7u t\u01b0 gi\u1ea3i ph\u00e1p eKYC cho 1 platform.<\/span><\/p>\n

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3. Kh\u1ea3o s\u00e1t v\u00e0 x\u00e2y d\u1ef1ng quy tr\u00ecnh eKYC ph\u00f9 h\u1ee3p v\u1edbi n\u1ed9i t\u1ea1i c\u1ee7a doanh nghi\u1ec7p\u00a0<\/b><\/h3>\n

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Kh\u1ea3o s\u00e1t t\u00ecnh h\u00ecnh hi\u1ec7n t\u1ea1i c\u1ee7a doanh nghi\u1ec7p, t\u1eeb \u0111\u00f3 x\u00e2y d\u1ef1ng b\u1ea3n m\u00f4 t\u1ea3 <\/span>quy tr\u00ecnh eKYC<\/b> <\/a>c\u1ee5 th\u1ec3 s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 \u0111\u1ea1t \u0111\u01b0\u1ee3c v\u00e0 t\u00ecm ki\u1ebfm \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1ed1i t\u00e1c l\u1eadp tr\u00ecnh, c\u00e1c \u0111\u01a1n v\u1ecb cung c\u1ea5p c\u00f4ng ngh\u1ec7 t\u00edch h\u1ee3p hi\u1ec7u qu\u1ea3, ti\u1ebft ki\u1ec7m th\u1eddi gian, chi ph\u00ed v\u00e0 r\u1ee7i ro.<\/span><\/p>\n

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4. Ch\u1ecdn h\u00ecnh th\u1ee9c tri\u1ec3n khai: cloud-based hay on-premise\u00a0<\/b><\/h3>\n

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\"C\u00f4ng C\u00f4ng ty ch\u1ee9ng kho\u00e1n n\u00ean tri\u1ec3n khai eKYC theo on-premise hay cloud-based?<\/em><\/p>\n

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H\u00e3y c\u00f9ng Innotech Vi\u1ec7t Nam c\u00f9ng xem x\u00e9t nh\u1eefng \u01b0u nh\u01b0\u1ee3c, \u0111i\u1ec3m \u0111\u1ec3 b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p nh\u1ea5t:<\/p>\n

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eKYC cloud-based\u00a0<\/b><\/td>\neKYC on premise\u00a0<\/b><\/td>\n<\/tr>\n
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  • Chi ph\u00ed x\u00e2y d\u1ef1ng th\u1ea5p h\u01a1n\u00a0<\/span><\/li>\n
  • \u0110\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c t\u00ednh b\u1ea3o m\u1eadt cao, doanh nghi\u1ec7p kh\u00f4ng c\u1ea7n ph\u1ea3i quan t\u00e2m \u0111\u1ebfn x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng l\u01b0u tr\u1eef.\u00a0\u00a0<\/span><\/li>\n
  • Th\u1eddi gian tri\u1ec3n khai nhanh\u00a0<\/span><\/li>\n
  • Th\u00edch h\u1ee3p cho nh\u1eefng h\u1ec7 th\u1ed1ng \u0111\u01a1n gi\u1ea3n.<\/span><\/li>\n<\/ul>\n<\/td>\n
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