\u0110\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn ng\u00e0y c\u00e0ng cao t\u1eeb ng\u01b0\u1eddi d\u00f9ng, c\u00e1c ng\u00e2n h\u00e0ng ch\u00ednh th\u1ee9c b\u01b0\u1edbc v\u00e0o cu\u1ed9c \u0111ua s\u1ed1 h\u00f3a. Trong \u0111\u00f3, m\u1edf t\u00e0i kho\u1ea3n kh\u00f4ng g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp kh\u00e1ch h\u00e0ng m\u00e0 th\u00f4ng qua \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed (eKYC) ch\u00ednh l\u00e0 s\u1ef1 l\u1ef1a ch\u1ecdn ho\u00e0n h\u1ea3o cho ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch h\u00e0ng hi\u1ec7n nay.<\/span><\/p>\n

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T\u1eeb \u0111\u1ea7u th\u00e1ng 7\/2020, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ch\u00ednh th\u1ee9c cho ph\u00e9p m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng tri\u1ec3n khai th\u00ed \u0111i\u1ec3m \u1ee9ng d\u1ee5ng <\/span>\u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed<\/b><\/a> (<\/span>eKYC<\/b><\/a>) <\/span>. \u0110\u1ebfn th\u1eddi \u0111i\u1ec3m b\u00e2y gi\u1edd, nhi\u1ec1u ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00e3 \u00e1p d\u1ee5ng th\u00e0nh c\u00f4ng c\u00f4ng ngh\u1ec7 n\u00e0y nh\u01b0 VPBank, VietCapitalBank, TPBank, MB, MSB, VIB, SeABank, Sacombank\u2026 v\u00e0 b\u01b0\u1edbc \u0111\u1ea7u \u0111\u00e3 thu h\u00fat \u0111\u01b0\u1ee3c l\u01b0\u1ee3ng l\u1edbn kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

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>> Xem th\u00eam: Top 5 ng\u00e2n h\u00e0ng ti\u00ean phong ph\u00e1t tri\u1ec3n khai eKYC t\u1ea1i Vi\u1ec7t Nam<\/strong><\/a><\/p><\/blockquote>\n

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Hi\u1ec7n nay c\u00f3 r\u1ea5t nhi\u1ec1u ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ecbnh danh eKYC nh\u01b0: \u0110\u1ecbnh danh qua t\u00ean ng\u01b0\u1eddi d\u00f9ng v\u00e0 m\u1eadt kh\u1ea9u (username v\u00e0 password), \u0111\u1ecbnh danh qua ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed, \u0111\u1ecbnh danh qua x\u00e1c th\u1ef1c OTP, \u0111\u1ecbnh danh qua ph\u01b0\u01a1ng ph\u00e1p nh\u1eadn d\u1ea1ng sinh tr\u1eafc h\u1ecdc (biometrics). M\u1ed7i ph\u01b0\u01a1ng ph\u00e1p \u0111\u1ecbnh danh c\u00f3 nh\u1eefng \u01b0u nh\u01b0\u1ee3c \u0111i\u1ec3m ri\u00eang. Tuy nhi\u00ean ph\u01b0\u01a1ng ph\u00e1p x\u00e1c minh Video eKYC l\u1ea1i \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh tin d\u00f9ng v\u00e0 \u00e1p d\u1ee5ng v\u00e0o ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a m\u00ecnh. V\u1eady x\u00e1c minh video Ekyc l\u00e0 g\u00ec? V\u00e0 l\u1ee3i \u00edch n\u00f3 mang l\u1ea1i l\u00e0 g\u00ec l\u1ea1i \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh \u00e1p d\u1ee5ng nh\u01b0 v\u1eady.<\/span><\/p>\n

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X\u00e1c minh Video eKYC l\u00e0 g\u00ec?<\/b><\/h2>\n

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Qu\u00e1 tr\u00ecnh <\/span>x\u00e1c minh video eKYC<\/strong><\/a> l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p gi\u00fap \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed nhanh ch\u00f3ng v\u00e0 an to\u00e0n nh\u1ea5t hi\u1ec7n nay. Thay v\u00ec ph\u1ea3i t\u1ed1n th\u1eddi gian v\u00e0 c\u00f4ng s\u1ee9c di chuy\u1ec3n \u0111\u1ebfn g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp v\u1edbi nh\u00e2n vi\u00ean, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ho\u00e0n thi\u1ec7n th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd \u1edf b\u1ea5t k\u1ef3 \u0111\u00e2u th\u00f4ng qua cu\u1ed9c g\u1ecdi video call tr\u1ef1c tuy\u1ebfn \u0111\u1ec3 x\u00e1c minh danh t\u00ednh kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

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Nh\u00e2n vi\u00ean t\u1eeb ng\u00e2n h\u00e0ng\/c\u00f4ng ty t\u00e0i ch\u00ednh s\u1ebd ch\u1ee7 \u0111\u1ed9ng li\u00ean h\u1ec7 v\u00e0 h\u01b0\u1edbng d\u1eabn kh\u00e1ch h\u00e0ng quy tr\u00ecnh x\u00e1c m\u00ecnh th\u00f4ng qua video eKYC: \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin tr\u00ean c\u00e1c t\u00e0i li\u1ec7u c\u00e1 nh\u00e2n (ch\u1ee9ng minh th\u01b0, b\u1eb1ng l\u00e1i xe, th\u1ebb c\u0103n c\u01b0\u1edbc, h\u1ed9 chi\u1ebfu,…), c\u1eed \u0111\u1ed9ng v\u00e0 nh\u1eadn d\u1ea1ng khu\u00f4n m\u1eb7t, k\u00fd tr\u01b0\u1edbc m\u1eb7t nh\u00e2n vi\u00ean qua video call.<\/span><\/p>\n

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Quy tr\u00ecnh x\u00e1c minh video eKYC s\u1ebd \u0111\u01b0\u1ee3c k\u1ebft h\u1ee3p c\u00f9ng v\u1edbi c\u00f4ng ngh\u1ec7 nh\u1eadn d\u1ea1ng khu\u00f4n m\u1eb7t (Face-matching), nh\u1eadn di\u1ec7n k\u00fd t\u1ef1 (OCR) v\u00e0 c\u00f4ng ngh\u1ec7 x\u00e1c th\u1ef1c th\u1ef1c th\u1ec3 s\u1ed1ng (Liveness detection) \u0111\u1ec3 ng\u0103n ch\u1eb7n gian l\u1eadn v\u00e0 t\u1ef1 \u0111\u1ed9ng h\u00f3a, gi\u00fap t\u0103ng s\u1ef1 minh b\u1ea1ch, \u0111\u1ed9 tin c\u1eady; t\u0103ng n\u0103ng su\u1ea5t c\u00f4ng vi\u1ec7c; ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

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T\u1ea1i sao x\u00e1c minh video eKYC l\u1ea1i t\u1ed1i \u01b0u doanh nghi\u1ec7p t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng?<\/b><\/h2>\n

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Gi\u1ea3i ph\u00e1p Video eKYC<\/b><\/a> l\u00e0 ph\u01b0\u01a1ng th\u1ee9c x\u00e1c minh to\u00e0n di\u1ec7n h\u01a1n \u0111\u1ec3 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn cho kh\u00e1ch h\u00e0ng, gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng\/t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh thu h\u00fat v\u00e0 m\u1edf r\u1ed9ng \u0111\u01b0\u1ee3c t\u1ec7p kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng.<\/span><\/p>\n

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V\u1edbi ph\u01b0\u01a1ng ph\u00e1p n\u00e0y, doanh nghi\u1ec7p c\u00f3 th\u1ec3 n\u00e2ng c\u1ea5p \u0111\u01b0\u1ee3c v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt v\u1edbi nh\u1eefng tr\u01b0\u1eddng h\u1ee3p d\u1ec5 b\u1ecb gi\u1ea3 m\u1ea1o, k\u1ebb x\u1ea5u s\u1eed d\u1ee5ng h\u00ecnh \u1ea3nh selfie \u0111\u01b0\u1ee3c ch\u1ee5p t\u1eeb tr\u01b0\u1edbc, s\u1eed d\u1ee5ng h\u00ecnh \u1ea3nh \u0111\u00e3 qua ch\u1ec9nh s\u1eeda, l\u1ee3i d\u1ee5ng nh\u1eefng s\u01a1 h\u1edf \u0111\u1ec3 th\u1ef1c hi\u1ec7n h\u00e0nh vi l\u1eeba \u0111\u1ea3o, tr\u1ee5c l\u1ee3i. B\u1edfi nh\u00e2n vi\u00ean gi\u00e1m \u0111\u1ecbnh video eKYC c\u00f3 th\u1ec3 y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng c\u1eed \u0111\u1ed9ng khu\u00f4n m\u1eb7t theo m\u1ed9t l\u1ec7nh ng\u1eabu nhi\u00ean, th\u1ef1c hi\u1ec7n tr\u1ef1c tuy\u1ebfn – vi\u1ec7c m\u00e0 c\u00e1c video quay t\u1eeb tr\u01b0\u1edbc hay c\u00f4ng ngh\u1ec7 gi\u1ea3 m\u1ea1o kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n.<\/span><\/p>\n

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Ngo\u00e0i ra, s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a <\/span>c\u00f4ng ngh\u1ec7 OCR <\/b><\/a>\u00a0v\u00e0 <\/span>Face matching<\/b><\/a> \u00a0c\u0169ng gi\u00fap cho qu\u00e1 tr\u00ecnh n\u00e0y di\u1ec5n ra nhanh ch\u00f3ng v\u00e0 ch\u00ednh x\u00e1c. H\u01a1n th\u1ebf, t\u1ea5t c\u1ea3 c\u00e1c nh\u1eadn d\u1ea1ng video call \u0111\u1ec1u \u0111\u01b0\u1ee3c ghi l\u1ea1i v\u00e0 l\u01b0u tr\u1eef tr\u00ean d\u1eef li\u1ec7u c\u1ee7a doanh nghi\u1ec7p nh\u01b0 m\u1ed9t gi\u1ea3i ph\u00e1p b\u1ea3o m\u1eadt b\u1ed5 sung.<\/span><\/p>\n

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Nh\u00e0 t\u00edch h\u1ee3p gi\u1ea3i ph\u00e1p Video eKYC uy t\u00edn t\u1ea1i Vi\u1ec7t Nam<\/b><\/h2>\n

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Gi\u1ea3i ph\u00e1p eKYC<\/b> <\/a>\u00a0\u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1edfi Innotech Vi\u1ec7t Nam r\u1ea5t ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, cung c\u1ea5p t\u00ednh n\u0103ng \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed cho quy tr\u00ecnh Digital Onboarding v\u1edbi t\u00ednh h\u1eefu d\u1ee5ng cao. V\u00ec th\u1ebf, Innotech Vi\u1ec7t Nam c\u00f3 th\u1ec3 t\u1ef1 tin \u0111\u1ed3ng h\u00e0nh c\u00f9ng c\u00e1c doanh nghi\u1ec7p ph\u00e1t tri\u1ec3n gi\u1ea3i ph\u00e1p eKYC ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi m\u00f4 h\u00ecnh c\u1ee7a b\u1ea1n.<\/p>\n

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Gi\u1ea3i ph\u00e1p eKYC do Innotech Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n<\/em><\/p>\n

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D\u01b0\u1edbi \u0111\u00e2y l\u00e0 c\u00e1c \u0111\u1eb7c \u0111i\u1ec3m gi\u1ea3i ph\u00e1p eKYC \u0111\u01b0\u1ee3c Innotech Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n d\u00e0nh ri\u00eang cho th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam:<\/p>\n

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• \u00a0C\u00f3 th\u1ec3 s\u1eed d\u1ee5ng nhi\u1ec1u lo\u1ea1i gi\u1ea5y t\u1edd \u0111\u1ec3 \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng nh\u01b0 Ch\u1ee9ng minh nh\u00e2n d\u00e2n\/ C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n, B\u1eb1ng l\u00e1i xe, H\u1ed9 chi\u1ebfu\u2026<\/li>\n
• \u00a0Kh\u1ea3 n\u0103ng tr\u00edch xu\u1ea5t th\u00f4ng tin t\u1eeb t\u00e0i li\u1ec7u ch\u00ednh x\u00e1c t\u1edbi 98%. Doanh nghi\u1ec7p c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng s\u1ed1 h\u00f3a ngu\u1ed3n d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c g\u1ea7n nh\u01b0 tuy\u1ec7t \u0111\u1ed1i, h\u1ea1n ch\u1ebf sai s\u00f3t th\u1ee7 c\u00f4ng trong qu\u00e1 tr\u00ecnh nh\u1eadp li\u1ec7u, b\u1edfi h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c n\u00e0y g\u00e2y ra l\u00e0 v\u00f4 c\u00f9ng nghi\u00eam tr\u1ecdng.<\/li>\n
• \u00a0Giao di\u1ec7n th\u00e2n thi\u1ec7n v\u1edbi ng\u01b0\u1eddi d\u00f9ng v\u00ec th\u1ebf nh\u1eefng ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng s\u00e0nh c\u00f4ng ngh\u1ec7 v\u1eabn c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh quy tr\u00ecnh m\u1ed9t c\u00e1ch nhanh ch\u00f3ng. V\u1edbi c\u00e1c thao t\u00e1c th\u1ef1c hi\u1ec7n c\u00f3 h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3, d\u1ec5 hi\u1ec3u qua t\u1eebng b\u01b0\u1edbc.<\/li>\n<\/ul>\n

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  V\u1edbi kinh nghi\u1ec7m t\u01b0 v\u1ea5n v\u00e0 tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC cho nhi\u1ec1u \u0111\u01a1n v\u1ecb ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh, ch\u1ee9ng kho\u00e1n. Innotech Vi\u1ec7t Nam<\/strong><\/a> c\u00f3 th\u1ec3 \u0111\u1ed3ng h\u00e0nh c\u00f9ng b\u1ea1n ph\u00e1t tri\u1ec3n gi\u1ea3i ph\u00e1p eKYC ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi doanh nghi\u1ec7p c\u1ee7a b\u1ea1n.<\/p>\n

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