{"id":11301,"date":"2021-01-22T04:17:22","date_gmt":"2021-01-22T04:17:22","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=11301"},"modified":"2021-01-22T04:19:11","modified_gmt":"2021-01-22T04:19:11","slug":"tong-quan-ve-bao-cao-fintech-viet-nam-2020","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/tong-quan-ve-bao-cao-fintech-viet-nam-2020\/","title":{"rendered":"T\u1ed5ng quan v\u1ec1 B\u00e1o c\u00e1o Fintech Vi\u1ec7t Nam 2020"},"content":{"rendered":"
Trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh \u2013 C\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh<\/strong><\/a>, \u0111\u00e1nh d\u1ea5u nhi\u1ec1u s\u1ef1 ph\u00e1t tri\u1ec3n n\u1ed5i b\u1eadt. Theo m\u1ed9t b\u00e1o c\u00e1o m\u1edbi \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1edfi Fintech News Singapore, s\u1ed1 l\u01b0\u1ee3ng c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c fintech c\u1ee7a Vi\u1ec7t Nam \u0111\u00e3 t\u0103ng g\u1ea5p 3 l\u1ea7n t\u1eeb n\u0103m 2017 \u0111\u1ebfn n\u0103m 2020. C\u1ee5 th\u1ec3, Vi\u1ec7t Nam c\u00f3 44 c\u00f4ng ty kh\u1edfi nghi\u1ec7p ng\u00e0nh fintech v\u00e0o n\u0103m 2017 th\u00ec \u0111\u1ebfn n\u0103m 2020 con s\u1ed1 n\u00e0y l\u00e0 118.<\/span><\/p>\n <\/p>\n >> Xem th\u00eam: Xu h\u01b0\u1edbng Fintech n\u1ed5i b\u1eadt trong n\u0103m 2021<\/strong><\/a><\/span><\/p>\n <\/p><\/blockquote>\n B\u00e1o c\u00e1o<\/strong> Fintech Vi\u1ec7t Nam<\/strong><\/a> 2020 s\u1ebd t\u1eadp trung ph\u00e2n t\u00edch th\u1ef1c tr\u1ea1ng b\u1ed1i c\u1ea3nh l\u0129nh v\u1ef1c Fintech trong n\u01b0\u1edbc, \u0111\u1ed3ng th\u1eddi chia s\u1ebb c\u00e1c xu h\u01b0\u1edbng ch\u00ednh c\u1ee7a ng\u00e0nh v\u00e0 h\u1ec7 sinh th\u00e1i kh\u1edfi nghi\u1ec7p Fintech \u0111\u1ecba ph\u01b0\u01a1ng<\/span><\/p>\n <\/p>\n <\/p>\n Theo nh\u01b0 b\u00e1o c\u00e1o, s\u1ed1 l\u01b0\u1ee3ng nh\u1eefng c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c Fintech t\u1ea1i Vi\u1ec7t Nam t\u0103ng h\u01a1n 179% trong giai \u0111o\u1ea1n 2017 \u2013 2020. Trong \u0111\u00f3, d\u1ecbch v\u1ee5 thanh to\u00e1n v\u1eabn l\u00e0 ph\u00e2n kh\u00fac l\u1edbn nh\u1ea5t, chi\u1ebfm 31% s\u1ed1 l\u01b0\u1ee3ng c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p fintech.<\/span><\/p>\n <\/p>\n T\u00ednh \u0111\u1ebfn th\u00e1ng 10 n\u0103m 2020, Vi\u1ec7t Nam c\u00f3 39 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 phi ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p, v\u1edbi 5 v\u00ed \u0111i\u1ec7n t\u1eed l\u1edbn nh\u1ea5t l\u00e0 MoMo, Payoo, Moca, Zalo Pay v\u00e0 ViettelPay.<\/span><\/p>\n <\/p>\n Th\u1ed1ng k\u00ea c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) cho th\u1ea5y r\u1eb1ng t\u00ednh \u0111\u1ebfn n\u0103m 2019, c\u00f3 4,2 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng v\u00ed \u0111i\u1ec7n t\u1eed tr\u00ean t\u1ed5ng s\u1ed1 100 tri\u1ec7u d\u00e2n. S\u1ed1 li\u1ec7u n\u00e0y cho th\u1ea5y r\u1eb1ng v\u1eabn c\u00f2n nhi\u1ec1u c\u01a1 h\u1ed9i \u0111\u1ec3 ph\u00e1t tri\u1ec3n trong l\u0129nh v\u1ef1c thanh to\u00e1n trong n\u01b0\u1edbc c\u00f3 t\u00ednh c\u1ea1nh tranh cao v\u1edbi ng\u00e0y c\u00e0ng nhi\u1ec1u c\u00f4ng ty tham gia \u0111\u1ea7u t\u01b0.<\/span><\/p>\n <\/p>\n Trong khi c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c thanh to\u00e1n c\u1ee7a Vi\u1ec7t Nam ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n v\u00e0 thu h\u00fat \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, ho\u1ea1t \u0111\u1ed9ng cho vay ngang h\u00e0ng (<\/span>P2P lending<\/b><\/a>) v\u00e0 kh\u00f4ng gian ti\u1ec1n \u0111i\u1ec7n t\u1eed\/blockchain l\u00e0 hai ph\u00e2n kh\u00fac c\u00f3 m\u1ee9c t\u0103ng tr\u01b0\u1edfng m\u1ea1nh nh\u1ea5t. Hai d\u1ecbch v\u1ee5 n\u00e0y c\u00f3 s\u1ed1 l\u01b0\u1ee3ng c\u00f4ng ty kh\u1edfi nghi\u1ec7p t\u0103ng t\u1eeb \u00edt h\u01a1n 5 v\u00e0o n\u0103m 2017 l\u00ean h\u01a1n 15 c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong n\u0103m 2020.<\/span><\/p>\n <\/p>\n <\/p>\n Ba n\u0103m qua c\u0169ng ch\u1ee9ng ki\u1ebfn s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m, ng\u00e2n h\u00e0ng k\u1ef9 thu\u1eadt s\u1ed1<\/strong><\/a> v\u00e0 c\u00e1c doanh nghi\u1ec7p t\u00e0i ch\u00ednh v\u1eeba v\u00e0 nh\u1ecf – ba ph\u00e2n kh\u00fac ch\u01b0a c\u00f3 c\u00e1c c\u00f4ng ty kinh doanh trong n\u0103m 2017.<\/span><\/p>\n <\/p>\n M\u1eb7c d\u00f9 \u0111\u00e3 c\u00f3 s\u1ef1 n\u1ed7 l\u1ef1c v\u00e0 b\u01b0\u1edbc ph\u00e1t tri\u1ec3n \u0111\u00e1ng ch\u00fa \u00fd nh\u01b0ng l\u0129nh v\u1ef1c Fintech Vi\u1ec7t Nam<\/strong><\/a> v\u1eabn c\u00f2n non tr\u1ebb khi so s\u00e1nh v\u1edbi n\u01b0\u1edbc c\u00f9ng khu v\u1ef1c Singapore. B\u00ean c\u1ea1nh \u0111\u00f3, nhi\u1ec1u ph\u00e2n kh\u00fac v\u1eabn ch\u01b0a c\u00f3 c\u00f4ng ty th\u00e0nh l\u1eadp ho\u1ea1t \u0111\u1ed9ng kinh doanh bao g\u1ed3m qu\u1ea3n l\u00fd d\u1eef li\u1ec7u\/t\u00edn d\u1ee5ng\/t\u00ednh \u0111i\u1ec3m v\u00e0 huy \u0111\u1ed9ng v\u1ed1n c\u1ed9ng \u0111\u1ed3ng.<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n L\u0129nh v\u1ef1c Fintech t\u1ea1i Vi\u1ec7t Nam ch\u1ee7 y\u1ebfu bao g\u1ed3m c\u00e1c c\u00f4ng ty ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh doanh nghi\u1ec7p t\u1edbi ng\u01b0\u1eddi ti\u00eau d\u00f9ng. \u0110i\u1ec1u n\u00e0y gi\u00fap th\u1ecb tr\u01b0\u1eddng kinh doanh theo m\u00f4 h\u00ecnh gi\u1eefa doanh nghi\u1ec7p v\u1edbi doanh nghi\u1ec7p k\u00e9m ph\u00e1t tri\u1ec3n \u0111\u00e3 s\u1eb5n s\u00e0ng \u0111\u1ec3 t\u0103ng tr\u01b0\u1edfng.<\/span><\/p>\n <\/p>\n \u0110\u1ed3ng th\u1eddi, c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang ch\u00fa tr\u1ecdng chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1, v\u1edbi ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p h\u1ee3p t\u00e1c \u0111\u1ec3 cho th\u00fac \u0111\u1ea9y vi\u1ec7c \u0111\u1ed5i m\u1edbi nhanh ch\u00f3ng. Do \u0111\u00f3, c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p B2B c\u00f3 nhi\u1ec1u c\u01a1 h\u1ed9i \u0111\u1ec3 h\u1ed7 tr\u1ee3 nh\u1eefng ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i ti\u1ebfn h\u00e0nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1.<\/span><\/p>\n <\/p>\n B\u00e1o c\u00e1o c\u0169ng ghi nh\u1eadn m\u1ed9t s\u1ed1 s\u1ef1 h\u1ee3p t\u00e1c v\u1ec1 chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1, bao g\u1ed3m: S\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa Ng\u00e2n h\u00e0ng Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIB) v\u00e0 Weezi Digital trong n\u0103m 2017 \u0111\u1ec3 ra m\u1eaft \u1ee9ng d\u1ee5ng thanh to\u00e1n di \u0111\u1ed9ng; S\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa ng\u00e2n h\u00e0ng VietinBank v\u00e0 Opportunity Network v\u00e0o n\u0103m 2018 \u0111\u1ec3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng quy\u1ec1n truy c\u1eadp v\u00e0o n\u1ec1n t\u1ea3ng k\u1ebft n\u1ed1i kinh doanh k\u1ef9 thu\u1eadt s\u1ed1; S\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa ng\u00e2n h\u00e0ng VPBank v\u00e0 c\u00f4ng ty kh\u1edfi nghi\u1ec7p Be Group \u0111\u1ec3 ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh k\u1ef9 thu\u1eadt s\u1ed1 mang t\u00ean beFinancial.<\/span><\/p>\n <\/p>\n Theo nh\u01b0 b\u00e1o c\u00e1o c\u1ee7a Fintech News Singapore, c\u00e1c c\u00f4ng ty l\u1edbn trong l\u0129nh v\u1ef1c g\u1ecdi xe nh\u01b0 Grab, Be Group v\u00e0 Fastgo \u0111ang m\u1edf r\u1ed9ng ch\u1ed7 \u0111\u1ee9ng trong c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh b\u1eb1ng vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed. G\u1ea7n \u0111\u00e2y nh\u1ea5t, c\u00f4ng ty kh\u1edfi nghi\u1ec7p Go Jek c\u1ee7a Indonesia \u0111\u00e3 th\u1ec3 hi\u1ec7n nh\u1eefng n\u1ed7 l\u1ef1c \u0111\u00e1ng k\u1ec3 v\u00e0o l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a Vi\u1ec7t Nam th\u00f4ng qua vi\u1ec7c mua l\u1ea1i c\u00f4ng ty kh\u1edfi nghi\u1ec7p Wepay c\u1ee7a Vi\u1ec7t Nam \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o gi\u1ea5y ph\u00e9p v\u00ed \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n <\/p>\n <\/p>\n Trong l\u0129nh v\u1ef1c Fintech, nh\u1eefng \u201csi\u00eau \u1ee9ng d\u1ee5ng\u201d \u0111ang nhanh ch\u00f3ng t\u1ea1o \u0111\u01b0\u1ee3c ch\u1ed7 \u0111\u1ee9ng khi t\u1eadn d\u1ee5ng n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn v\u00e0 chuy\u00ean m\u00f4n c\u1ee7a h\u1ecd \u0111\u1ec3 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh k\u1ef9 thu\u1eadt s\u1ed1 v\u1edbi chi ph\u00ed r\u1ebb v\u00e0 thu\u1eadn ti\u1ec7n cho ng\u01b0\u1eddi d\u00e2n.<\/span><\/p>\n <\/p>\n B\u00e1o c\u00e1o c\u0169ng d\u1ef1 ki\u1ebfn c\u00f3 nhi\u1ec1u ph\u00e1t tri\u1ec3n h\u01a1n n\u1eefa trong t\u01b0\u01a1ng lai g\u1ea7n nh\u1edd c\u00e1c quy \u0111\u1ecbnh thu\u1eadn l\u1ee3i. Ch\u00fang bao g\u1ed3m nh\u1eefng quy \u0111\u1ecbnh chung v\u1ec1 fintech c\u0169ng nh\u01b0 khung ph\u00e1p l\u00fd cho t\u00e0i kho\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n <\/p>\n Innotech Vietnam<\/strong><\/a>\u00a0lu\u00f4n n\u1ed7 l\u1ef1c ph\u00e1t tri\u1ec3n c\u0169ng nh\u01b0 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng nh\u1eefng d\u1ecbch v\u1ee5 c\u0169ng nh\u01b0 gi\u1ea3i ph\u00e1p t\u1ed1t nh\u1ea5t v\u1ec1 Fintech. Nh\u1eefng doanh nghi\u1ec7p l\u1edbn nh\u01b0 ACB, Tyme Bank, Manulife, Unifimoney,\u2026 \u0111\u00e3 tin t\u01b0\u1edfng v\u00e0 l\u1ef1a ch\u1ecdn h\u1ee3p t\u00e1c c\u00f9ng Innotech trong nhi\u1ec1u d\u1ef1 \u00e1n.<\/p>\n N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t gi\u1ea3i ph\u00e1p v\u1ec1\u00a0Fintech software Outsourcing<\/strong><\/a>, h\u00e3y li\u00ean h\u1ec7 v\u1edbi Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 tr\u1ee3 gi\u00fap.<\/p>\nNh\u1eefng c\u00f4ng ty kh\u1edfi nghi\u1ec7p Fintech t\u1ea1i Vi\u1ec7t Nam\u00a0<\/b><\/h2>\n
C\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c Fintech c\u1ee7a vi\u1ec7t nam n\u0103m 2020<\/em><\/p>\n
C\u00e1c d\u1ecbch v\u1ee5 Fintech t\u1ea1i Vi\u1ec7t Nam n\u0103m 2020<\/em><\/p>\n
Nh\u1eefng xu h\u01b0\u1edbng Fintech ch\u00ednh t\u1ea1i Vi\u1ec7t Nam<\/b><\/h2>\n
Nh\u1eefng c\u00f4ng ty trong l\u0129nh v\u1ef1c g\u1ecdi xe \u0111ang \u0111\u1ea7u t\u01b0 nhi\u1ec1u v\u00e0o c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh<\/em><\/p>\n