{"id":15146,"date":"2021-01-22T04:17:22","date_gmt":"2021-01-22T04:17:22","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=11301"},"modified":"2023-12-11T10:22:54","modified_gmt":"2023-12-11T10:22:54","slug":"tong-quan-ve-bao-cao-fintech-viet-nam-2020-2","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/tong-quan-ve-bao-cao-fintech-viet-nam-2020-2\/","title":{"rendered":"T\u1ed5ng quan v\u1ec1 B\u00e1o c\u00e1o Fintech Vi\u1ec7t Nam 2021"},"content":{"rendered":"

Covid-19 \u0111\u00e3 \u0111em \u0111\u1ebfn s\u1ef1 thay \u0111\u1ed5i l\u1edbn \u0111\u1ed1i v\u1edbi ng\u00e0nh c\u00f4ng nghi\u1ec7p to\u00e0n c\u1ea7u \u0111\u1eb7c bi\u1ec7t l\u00e0 Fintech Vi\u1ec7t Nam<\/a>. H\u00e0ng lo\u1ea1t nh\u1eefng b\u00e1o c\u00e1o cho \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y v\u1eabn \u0111ang c\u00f2n n\u00f3ng h\u1ed5i v\u1edbi c\u1ee5m t\u1eeb “fintech”. 2021 \u0111\u00e3 g\u00f3p ph\u1ea7n \u0111em l\u1ea1i s\u1ef1 ph\u00e1t tri\u1ec3n \u0111\u00e1ng kinh ng\u1ea1c \u0111\u1ebfn v\u1edbi l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh.<\/p>\n

Sau \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 b\u00e1o c\u00e1o \u0111\u00e1ng ch\u00fa \u00fd v\u1ec1 l\u0129nh v\u1ef1c n\u00e0y trong n\u0103m qua. C\u0169ng nh\u01b0 l\u01b0u \u00fd m\u1ed9t s\u1ed1 c\u00e1c d\u1ef1 b\u00e1o v\u1ec1 ng\u00e0nh Fintech Vi\u1ec7t Nam c\u00f3 kh\u1ea3 n\u0103ng cao s\u1ebd b\u00f9ng n\u1ed5 v\u00e0 tr\u1edf th\u00e0nh xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n ch\u00ednh trong n\u0103m 2022.<\/p>\n

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T\u1ed5ng Quan V\u1ec1 Fintech Vi\u1ec7t Nam 2021\u00a0<\/strong><\/h2>\n

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Trong n\u0103m qua, \u0111\u1ea1i d\u1ecbch covid c\u00f9ng nh\u1eefng bi\u1ebfn ch\u1ee7ng m\u1edbi \u0111\u00e3 khi\u1ebfn ng\u00e0nh kinh t\u1ebf c\u1ee7a c\u1ea3 n\u01b0\u1edbc tr\u1edf n\u00ean suy tho\u00e1i n\u1eb7ng n\u1ec1. Tuy nhi\u00ean ri\u00eang v\u1edbi ng\u00e0nh c\u00f4ng nghi\u1ec7p Fintech l\u1ea1i l\u00e0 m\u1ed9t tr\u01b0\u1eddng h\u1ee3p kh\u00e1c.<\/p>\n

T\u1ef1a nh\u01b0 s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a \u0111\u1ea1i d\u1ecbch nh\u01b0 m\u1ed9t b\u01b0\u1edbc \u0111\u1ec7m v\u00f4 h\u00ecnh n\u00e2ng \u0111\u1ee1 ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u00e0y v\u01b0\u01a1n l\u00ean m\u1ed9t t\u1ea7m cao m\u1edbi. C\u1ee5 th\u1ec3 t\u1ea1i vi\u1ec7t nam \u0111\u00e3 c\u00f3 nhi\u1ec1u s\u1ef1 bi\u1ebfn \u0111\u1ed5i \u0111\u00e1ng kinh ng\u1ea1c d\u1ef1a v\u00e0o b\u00e1o c\u00e1o n\u0103m 2021.<\/p>\n

N\u1ebfu nh\u01b0 c\u00e1c c\u00f4ng ty \u0111i \u0111\u1ea7u v\u1ec1 Fintech v\u00e0o n\u0103m 2017 l\u00e0 v\u00e0o kho\u1ea3ng \u0111\u1ed9 40 doanh nghi\u1ec7p. Th\u00ec 2021 Vi\u1ec7t Nam hi\u1ec7n c\u00f3 g\u1ea7n h\u01a1n 160 c\u00f4ng ty ph\u00e1t tri\u1ec3n ng\u00e0nh t\u00e0i ch\u00ednh c\u00f4ng ngh\u1ec7 m\u1ea1nh m\u1ebd. T\u1ee9c g\u1ea5p g\u1ea7n h\u01a1n 4 l\u1ea7n so v\u1edbi 2017.<\/p>\n

Ch\u01b0a d\u1eebng l\u1ea1i \u1edf \u0111\u00f3, nh\u1eefng c\u00f4ng ty trung gian kh\u00e1c chuy\u00ean v\u1ec1 thanh to\u00e1n v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u1ea1t 40 doanh nghi\u1ec7p. T\u1ef7 l\u1ec7 chi\u1ebfm th\u1ecb ph\u1ea7n c\u00e1n m\u1ed1c x\u1ea5p x\u1ec9 tr\u00ean d\u01b0\u1edbi 24%.<\/p>\n

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H\u01a1n 20 c\u00f4ng ty li\u00ean quan \u0111\u1ebfn c\u00f4ng ngh\u1ec7 s\u1ed1 blockchain, cryptocurrency (ti\u1ec1n \u0111i\u1ec7n t\u1eed), v\u00e0 chuy\u1ec3n ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 (remittance) chi\u1ebfm t\u1ed5ng 14% trong th\u1ecb tr\u01b0\u1eddng.<\/p>\n

V\u00e0 ph\u1ea7n tr\u0103m c\u00e1c c\u00f4ng ty c\u00f2n l\u1ea1i \u0111\u1ec1u chia l\u1ebb n\u1eb1m ri\u00eang chuy\u00ean bi\u1ec7t v\u1ec1 m\u1ea3ng internet. Mobile, c\u00f4ng ngh\u1ec7 l\u01b0u tr\u1eef \u0111\u00e1m m\u00e2y c\u0169ng nh\u01b0 c\u00e1c ph\u1ea7n m\u1ec1m m\u00e3 ngu\u1ed3n m\u1edf gi\u00fap c\u00e1c c\u00f4ng ty n\u00f3i chung v\u00e0 kh\u00e1ch h\u00e0ng n\u00f3i ri\u00eang c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n to\u00e0n di\u1ec7n.<\/p>\n

T\u1ed5ng s\u01a1 l\u01b0\u1ee3c trong n\u0103m qua, r\u1ea5t nhi\u1ec1u c\u00f4ng ty kh\u1edfi nghi\u1ec7p v\u00e0 b\u1eaft \u0111\u1ea7u vi\u1ec7c kinh doanh. Nh\u01b0ng c\u00f3 \u0111\u1ebfn g\u1ea7n 70% trong t\u1ed5ng s\u1ed1 doanh nghi\u1ec7p kh\u1edfi nghi\u1ec7p trong n\u0103m qua ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c Fintech. V\u00e0 g\u1ea7n m\u1ed9t n\u1eeda trong t\u1ed5ng 70% \u0111\u00f3 chuy\u00ean v\u1ec1 c\u00e1c d\u1ecbch v\u1ee5 gi\u1ea3i ph\u00e1p thanh to\u00e1n c\u00f4ng ngh\u1ec7 cho kh\u00e1ch h\u00e0ng.<\/p>\n

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D\u1ef1 B\u00e1o V\u1ec1 Fintech Vi\u1ec7t Nam S\u1ebd B\u00f9ng N\u1ed5 N\u0103m 2022<\/strong><\/h2>\n

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\u0110\u1ee9ng tr\u01b0\u1edbc s\u1ef1 ph\u00e1t tri\u1ec3n \u0111\u00e1ng kinh ng\u1ea1c c\u1ee7a Fintech Vi\u1ec7t Nam nh\u1eefng n\u0103m v\u1eeba qua. Kh\u00f4ng ai kh\u00f4ng kh\u1ecfi b\u00e0ng ho\u00e0n li\u1ec7u ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u00e0y s\u1ebd \u0111i xa \u0111\u1ebfn m\u1ee9c n\u00e0o.<\/p>\n

C\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 \u0111\u01b0a ra m\u1ed9t s\u1ed1 d\u1ef1 \u0111o\u00e1n si\u00eau b\u1ea5t ng\u1edd m\u00e0 b\u1ea1n n\u00ean bi\u1ebft qua. V\u00e0 h\u00e3y c\u00f9ng ITV \u0111i\u1ec3m qua c\u00e1c nh\u00e2n t\u1ed1 c\u00f3 ti\u1ec1m n\u0103m s\u1ebd l\u00e0 xu h\u01b0\u1edbng \u0111i \u0111\u1ea7u trong n\u0103m 2022.<\/p>\n

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\"d\u1ef1<\/p>\n

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1. Fintech Vi\u1ec7t Nam Ti\u1ebfp T\u1ee5c Ph\u00e1t Tri\u1ec3n V\u01b0\u1ee3t M\u1ee9c K\u1ef7 L\u1ee5c.<\/strong><\/h3>\n

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Th\u1eddi gian gi\u00e3n c\u00e1ch v\u1eeba qua \u0111\u00e3 v\u00f4 t\u00ecnh h\u00ecnh th\u00e0nh th\u00f3i quen \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0o \u0111\u1eddi s\u1ed1ng nhi\u1ec1u h\u01a1n. M\u1ecdi ng\u01b0\u1eddi c\u00f3 xu h\u01b0\u1edbng x\u1eed d\u1ee5ng c\u00e1c thi\u1ebft b\u1ecb v\u00e0 \u1ee9ng d\u1ee5ng ph\u1ea7n m\u1ec1m \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng th\u01b0\u1eddng ng\u00e0y.<\/p>\n

D\u1ef1a v\u00e0o c\u00e1c nhu c\u1ea7u v\u1ec1 m\u00e0 ng\u01b0\u1eddi d\u00f9ng \u0111ang t\u00ecm ki\u1ebfm. Fintech s\u1ebd ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n \u0111\u1ebfn ngo\u00e0i s\u1ee9c t\u01b0\u1edfng t\u01b0\u1ee3ng. Nh\u1eb1m m\u1ee5c \u0111\u00edch \u0111em \u0111\u1ebfn nhi\u1ec1u s\u1ef1 ti\u1ec7n \u00edch \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng. Fintech Vi\u1ec7t Nam s\u1ebd ph\u00e1t tri\u1ec3n kh\u00f4ng ng\u1eebng ngh\u1ec9 trong th\u1eddi gian t\u1edbi \u0111\u1ec3 c\u00f3 th\u1ec3 th\u1ecfa \u0111\u01b0\u1ee3c m\u1ecdi y\u00eau c\u1ea7u c\u01a1 b\u1ea3n \u0111\u1ebfn n\u00e2ng cao.<\/p>\n

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2. C\u00f4ng Ngh\u1ec7 Chu\u1ed7i Blockchain \u0110\u01b0\u1ee3c \u00c1p D\u1ee5ng R\u1ed9ng R\u00e3i.<\/strong><\/h3>\n

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T\u1ea1i Vi\u1ec7t Nam, Blockchain l\u00e0 c\u00f4ng ngh\u1ec7 kh\u00f4ng m\u1ea5y ph\u1ed5 bi\u1ebfn v\u00e0 \u00edt \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi bi\u1ebft \u0111\u1ebfn. Nh\u01b0ng tr\u00ean th\u1ef1 t\u1ebf, c\u00e1c ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i hi\u1ec7n \u0111\u00e3 b\u1eaft \u0111\u1ea7u ti\u1ebfn h\u00e0nh ph\u00e1t tri\u1ec3n n\u1ec1n c\u00f4ng nghi\u1ec7p n\u00e0y trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y.<\/p>\n

Kh\u00f4ng ai c\u00f3 th\u1ec3 ph\u1ee7 nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ed9 hot c\u1ee7a blockchain \u0111\u1ed1i v\u1edbi Fintech Vi\u1ec7t Nam \u1edf hi\u1ec7n t\u1ea1i v\u00e0 t\u01b0\u01a1ng lai. Tuy r\u1eb1ng v\u1eabn ch\u01b0a th\u1ea5y nhi\u1ec1u ng\u01b0\u1eddi \u0111\u1ec1 c\u1eadp \u0111\u1ebfn \u0111\u1ed9 tin c\u1eady c\u1ee7a h\u1ec7 th\u1ed1ng b\u1ea3o m\u1eadt. Nh\u01b0ng blockchain c\u00f3 kh\u1ea3 n\u0103m cao l\u00e0 m\u1ed9t trong s\u1ed1 c\u00e1c c\u00f4ng ngh\u1ec7 s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng v\u00e0o Fintech Vi\u1ec7t Nam v\u00e0 g\u00e2y s\u00f3ng gi\u00f3 trong l\u00e0n s\u00f3ng th\u1ecb tr\u01b0\u1eddng trong n\u01b0\u1edbc.<\/p>\n

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3. Ng\u00e2n H\u00e0ng Ti\u1ebfp T\u1ee5c H\u1ee3p T\u00e1c V\u1edbi Ng\u00e0nh Fintech<\/strong><\/h3>\n

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Ng\u00e2n h\u00e0ng \u0111ang c\u00f3 xu h\u01b0\u1edbng ch\u1ea1y theo c\u00e1c c\u00f4ng ngh\u1ec7 fintech nh\u01b0 e-kyc, ng\u00e2n h\u00e0ng k\u1ef9 thu\u1eadt s\u1ed1. Nh\u01b0ng v\u1eabn ch\u01b0a ph\u1ea3i 100% t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 n\u00e0y th\u00e0nh c\u00f4ng.<\/p>\n

Tuy nhi\u00ean, \u0111\u1ec3 th\u1ecfa m\u00e3n \u0111\u01b0\u1ee3c c\u00e1c nhu c\u1ea7u v\u1ec1 s\u1ef1 t\u00e2n ti\u1ebfn v\u00e0 hi\u1ec7n \u0111\u1ea1i. C\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp t\u1ee5c \u00e1p d\u1ee5ng lo\u1ea1i h\u00ecnh c\u00f4ng ngh\u1ec7 n\u00e0y v\u00e0o ho\u1ea1t \u0111\u1ed9ng. N\u00e2ng cao t\u00ednh h\u1eefu d\u1ee5ng v\u00e0 c\u00e1c c\u00f4ng n\u0103ng t\u1ed1i \u01b0u c\u00f3 th\u1ec3 \u0111i \u0111\u1ea7u xu th\u1ebf tr\u1edf th\u00e0nh \u0111\u1eb7c tr\u01b0ng ti\u00eau bi\u1ec3u.<\/p>\n

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4. Thanh To\u00e1n B\u1eb1ng Gi\u1ecdng N\u00f3i<\/h3>\n

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V\u1ea5n \u0111\u1ec1 \u0111eo kh\u1ea9u trang \u0111ang l\u00e0 tr\u1edf ng\u1ea1i \u0111\u1ed1i v\u1edbi E-KYC c\u1ee7a ng\u00e0nh Fintech Vi\u1ec7t Nam. Vi\u1ec7c k\u00e9o kh\u1ea9u trang \u0111\u1ec3 x\u00e1c nh\u1eadn \u0111i\u1ec3m nh\u1eadn d\u1ea1ng g\u01b0\u01a1ng m\u1eb7t l\u00e0 v\u1ea5n \u0111\u1ec1 e ng\u1ea1i l\u1edbn. \u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn b\u1ea5t l\u1ee3i ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c thanh to\u00e1n c\u1ee7a c\u00e1c \u1ee9ng d\u1ee5ng.<\/p>\n

Th\u1ebf n\u00ean vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 AI nh\u1eadn d\u1ea1ng gi\u1ecdng n\u00f3i \u0111\u1ec3 thanh to\u00e1n s\u1ebd l\u00e0 m\u1ed9t nh\u00e2n t\u1ed1 c\u1ef1c k\u1ef3 ti\u1ec1m n\u0103ng s\u1ebd ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd trong n\u0103m nay v\u00e0 t\u01b0\u01a1ng lai. \u0110\u1ec3 c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh doanh nghi\u1ec7p \u0111i \u0111\u1ea7u trong Fintech, th\u00ec \u0111\u00e2y s\u1ebd l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh ph\u00e1t tri\u1ec3n kh\u00f4ng th\u1ec3 kh\u00f4ng c\u00e2n nh\u1eafc.<\/p>\n

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\u0110i\u1ec3m C\u1ea7n Ch\u00fa \u00dd V\u1ec1 Fintech Vi\u1ec7t Nam 2021<\/strong><\/h2>\n

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Trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh \u2013 Fintech, \u0111\u00e1nh d\u1ea5u nhi\u1ec1u s\u1ef1 ph\u00e1t tri\u1ec3n n\u1ed5i b\u1eadt. Theo m\u1ed9t b\u00e1o c\u00e1o m\u1edbi \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1edfi Fintech News Singapore, s\u1ed1 l\u01b0\u1ee3ng c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c fintech c\u1ee7a Vi\u1ec7t Nam \u0111\u00e3 t\u0103ng g\u1ea5p 3 l\u1ea7n t\u1eeb n\u0103m 2017 \u0111\u1ebfn n\u0103m 2020. C\u1ee5 th\u1ec3, Vi\u1ec7t Nam c\u00f3 44 c\u00f4ng ty kh\u1edfi nghi\u1ec7p ng\u00e0nh fintech v\u00e0o n\u0103m 2017 th\u00ec \u0111\u1ebfn n\u0103m 2020 con s\u1ed1 n\u00e0y l\u00e0 118.<\/span><\/p>\n

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>> Xem th\u00eam: Xu h\u01b0\u1edbng Fintech n\u1ed5i b\u1eadt trong n\u0103m 2021<\/strong><\/a><\/span><\/p>\n

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B\u00e1o c\u00e1o<\/strong> Fintech Vi\u1ec7t Nam<\/strong><\/a> 2020 s\u1ebd t\u1eadp trung ph\u00e2n t\u00edch th\u1ef1c tr\u1ea1ng b\u1ed1i c\u1ea3nh l\u0129nh v\u1ef1c Fintech trong n\u01b0\u1edbc, \u0111\u1ed3ng th\u1eddi chia s\u1ebb c\u00e1c xu h\u01b0\u1edbng ch\u00ednh c\u1ee7a ng\u00e0nh v\u00e0 h\u1ec7 sinh th\u00e1i kh\u1edfi nghi\u1ec7p Fintech \u0111\u1ecba ph\u01b0\u01a1ng<\/span><\/p>\n

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Nh\u1eefng C\u00f4ng Ty Kh\u1edfi Nghi\u1ec7p Fintech T\u1ea1i Vi\u1ec7t Nam\u00a0<\/b><\/h2>\n

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Theo nh\u01b0 b\u00e1o c\u00e1o, s\u1ed1 l\u01b0\u1ee3ng nh\u1eefng c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c Fintech t\u1ea1i Vi\u1ec7t Nam t\u0103ng h\u01a1n 179% trong giai \u0111o\u1ea1n 2018 \u2013 2021. Trong \u0111\u00f3, d\u1ecbch v\u1ee5 thanh to\u00e1n v\u1eabn l\u00e0 ph\u00e2n kh\u00fac l\u1edbn nh\u1ea5t, chi\u1ebfm 31% s\u1ed1 l\u01b0\u1ee3ng c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p fintech.<\/span><\/p>\n

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T\u00ednh \u0111\u1ebfn th\u00e1ng 10 n\u0103m 2021, Vi\u1ec7t Nam c\u00f3 39 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 phi ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p, v\u1edbi 5 v\u00ed \u0111i\u1ec7n t\u1eed l\u1edbn nh\u1ea5t l\u00e0 MoMo, Payoo, Moca, Zalo Pay v\u00e0 ViettelPay.<\/span><\/p>\n

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Th\u1ed1ng k\u00ea c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 N\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) cho th\u1ea5y r\u1eb1ng t\u00ednh \u0111\u1ebfn n\u0103m 2019. C\u00f3 4,2 tri\u1ec7u ng\u01b0\u1eddi d\u00f9ng v\u00ed \u0111i\u1ec7n t\u1eed tr\u00ean t\u1ed5ng s\u1ed1 100 tri\u1ec7u d\u00e2n. S\u1ed1 li\u1ec7u n\u00e0y cho th\u1ea5y r\u1eb1ng v\u1eabn c\u00f2n nhi\u1ec1u c\u01a1 h\u1ed9i \u0111\u1ec3 ph\u00e1t tri\u1ec3n. L\u0129nh v\u1ef1c thanh to\u00e1n trong n\u01b0\u1edbc c\u00f3 t\u00ednh c\u1ea1nh tranh cao v\u1edbi ng\u00e0y c\u00e0ng nhi\u1ec1u c\u00f4ng ty tham gia \u0111\u1ea7u t\u01b0.<\/span><\/p>\n

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Trong khi c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c thanh to\u00e1n c\u1ee7a Vi\u1ec7t Nam ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n. V\u00e0 thu h\u00fat \u0111\u01b0\u1ee3c s\u1ef1 quan t\u00e2m c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0. Ho\u1ea1t \u0111\u1ed9ng cho vay ngang h\u00e0ng (<\/span>P2P lending<\/b><\/a>) v\u00e0 kh\u00f4ng gian ti\u1ec1n \u0111i\u1ec7n t\u1eed\/blockchain l\u00e0 hai ph\u00e2n kh\u00fac c\u00f3 m\u1ee9c t\u0103ng tr\u01b0\u1edfng m\u1ea1nh nh\u1ea5t. Hai d\u1ecbch v\u1ee5 n\u00e0y c\u00f3 s\u1ed1 l\u01b0\u1ee3ng c\u00f4ng ty kh\u1edfi nghi\u1ec7p t\u0103ng t\u1eeb \u00edt h\u01a1n 5 v\u00e0o n\u0103m 2017 l\u00ean h\u01a1n 15 c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong n\u0103m 2020.<\/span><\/p>\n

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\"C\u00e1c C\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p trong l\u0129nh v\u1ef1c Fintech c\u1ee7a vi\u1ec7t nam n\u0103m 2020<\/em><\/p>\n

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Ba n\u0103m qua c\u0169ng ch\u1ee9ng ki\u1ebfn s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m. Ng\u00e2n h\u00e0ng k\u1ef9 thu\u1eadt s\u1ed1<\/strong><\/a> v\u00e0 c\u00e1c doanh nghi\u1ec7p t\u00e0i ch\u00ednh v\u1eeba v\u00e0 nh\u1ecf – ba ph\u00e2n kh\u00fac ch\u01b0a c\u00f3 c\u00e1c c\u00f4ng ty kinh doanh trong n\u0103m 2017.<\/span><\/p>\n

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M\u1eb7c d\u00f9 \u0111\u00e3 c\u00f3 s\u1ef1 n\u1ed7 l\u1ef1c v\u00e0 b\u01b0\u1edbc ph\u00e1t tri\u1ec3n \u0111\u00e1ng ch\u00fa \u00fd nh\u01b0ng l\u0129nh v\u1ef1c Fintech Vi\u1ec7t Nam<\/strong><\/a> v\u1eabn c\u00f2n non tr\u1ebb khi so s\u00e1nh v\u1edbi n\u01b0\u1edbc c\u00f9ng khu v\u1ef1c Singapore. B\u00ean c\u1ea1nh \u0111\u00f3, nhi\u1ec1u ph\u00e2n kh\u00fac v\u1eabn ch\u01b0a c\u00f3 c\u00f4ng ty th\u00e0nh l\u1eadp ho\u1ea1t \u0111\u1ed9ng kinh doanh bao g\u1ed3m qu\u1ea3n l\u00fd d\u1eef li\u1ec7u\/t\u00edn d\u1ee5ng\/t\u00ednh \u0111i\u1ec3m v\u00e0 huy \u0111\u1ed9ng v\u1ed1n c\u1ed9ng \u0111\u1ed3ng.<\/span><\/p>\n

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\"C\u00e1c C\u00e1c d\u1ecbch v\u1ee5 Fintech t\u1ea1i Vi\u1ec7t Nam n\u0103m 2020<\/em><\/p>\n

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Nh\u1eefng xu h\u01b0\u1edbng Fintech ch\u00ednh<\/b><\/h2>\n

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L\u0129nh v\u1ef1c Fintech t\u1ea1i Vi\u1ec7t Nam ch\u1ee7 y\u1ebfu bao g\u1ed3m c\u00e1c c\u00f4ng ty ho\u1ea1t \u0111\u1ed9ng theo m\u00f4 h\u00ecnh doanh nghi\u1ec7p t\u1edbi ng\u01b0\u1eddi ti\u00eau d\u00f9ng. \u0110i\u1ec1u n\u00e0y gi\u00fap th\u1ecb tr\u01b0\u1eddng kinh doanh theo m\u00f4 h\u00ecnh gi\u1eefa doanh nghi\u1ec7p v\u1edbi doanh nghi\u1ec7p k\u00e9m ph\u00e1t tri\u1ec3n \u0111\u00e3 s\u1eb5n s\u00e0ng \u0111\u1ec3 t\u0103ng tr\u01b0\u1edfng.<\/span><\/p>\n

\u0110\u1ed3ng th\u1eddi, c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang ch\u00fa tr\u1ecdng chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1. V\u1edbi ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p h\u1ee3p t\u00e1c \u0111\u1ec3 cho th\u00fac \u0111\u1ea9y vi\u1ec7c \u0111\u1ed5i m\u1edbi nhanh ch\u00f3ng. Do \u0111\u00f3, c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p B2B c\u00f3 nhi\u1ec1u c\u01a1 h\u1ed9i \u0111\u1ec3 h\u1ed7 tr\u1ee3 nh\u1eefng ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i ti\u1ebfn h\u00e0nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1.<\/span><\/p>\n

B\u00e1o c\u00e1o c\u0169ng ghi nh\u1eadn m\u1ed9t s\u1ed1 s\u1ef1 h\u1ee3p t\u00e1c v\u1ec1 chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1, bao g\u1ed3m: S\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa Ng\u00e2n h\u00e0ng Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIB) v\u00e0 Weezi Digital trong n\u0103m 2017 \u0111\u1ec3 ra m\u1eaft \u1ee9ng d\u1ee5ng thanh to\u00e1n di \u0111\u1ed9ng. <\/span><\/p>\n

S\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa ng\u00e2n h\u00e0ng VietinBank v\u00e0 Opportunity Network v\u00e0o n\u0103m 2018 \u0111\u1ec3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng quy\u1ec1n truy c\u1eadp v\u00e0o n\u1ec1n t\u1ea3ng k\u1ebft n\u1ed1i kinh doanh k\u1ef9 thu\u1eadt s\u1ed1.<\/span><\/p>\n

S\u1ef1 h\u1ee3p t\u00e1c gi\u1eefa ng\u00e2n h\u00e0ng VPBank v\u00e0 c\u00f4ng ty kh\u1edfi nghi\u1ec7p Be Group \u0111\u1ec3 ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh k\u1ef9 thu\u1eadt s\u1ed1 mang t\u00ean beFinancial.<\/span><\/p>\n

\u0110\u00fang theo nh\u01b0 b\u00e1o c\u00e1o c\u1ee7a Fintech News Singapore, c\u00e1c c\u00f4ng ty l\u1edbn trong l\u0129nh v\u1ef1c g\u1ecdi xe nh\u01b0 Grab, Be Group v\u00e0 Fastgo \u0111ang m\u1edf r\u1ed9ng ch\u1ed7 \u0111\u1ee9ng trong c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh b\u1eb1ng vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 v\u00ed \u0111i\u1ec7n t\u1eed. <\/span><\/p>\n

G\u1ea7n \u0111\u00e2y nh\u1ea5t, c\u00f4ng ty kh\u1edfi nghi\u1ec7p Go Jek c\u1ee7a Indonesia \u0111\u00e3 th\u1ec3 hi\u1ec7n nh\u1eefng n\u1ed7 l\u1ef1c \u0111\u00e1ng k\u1ec3 v\u00e0o l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a Vi\u1ec7t Nam th\u00f4ng qua vi\u1ec7c mua l\u1ea1i c\u00f4ng ty kh\u1edfi nghi\u1ec7p Wepay c\u1ee7a Vi\u1ec7t Nam \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o gi\u1ea5y ph\u00e9p v\u00ed \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n

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\"Nh\u1eefng Nh\u1eefng c\u00f4ng ty trong l\u0129nh v\u1ef1c g\u1ecdi xe \u0111ang \u0111\u1ea7u t\u01b0 nhi\u1ec1u v\u00e0o c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh<\/em><\/p>\n

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Trong l\u0129nh v\u1ef1c Fintech, nh\u1eefng \u201csi\u00eau \u1ee9ng d\u1ee5ng\u201d \u0111ang nhanh ch\u00f3ng t\u1ea1o \u0111\u01b0\u1ee3c ch\u1ed7 \u0111\u1ee9ng khi t\u1eadn d\u1ee5ng n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn v\u00e0 chuy\u00ean m\u00f4n c\u1ee7a h\u1ecd \u0111\u1ec3 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh k\u1ef9 thu\u1eadt s\u1ed1 v\u1edbi chi ph\u00ed r\u1ebb v\u00e0 thu\u1eadn ti\u1ec7n cho ng\u01b0\u1eddi d\u00e2n.<\/span><\/p>\n

B\u00e1o c\u00e1o c\u0169ng d\u1ef1 ki\u1ebfn c\u00f3 nhi\u1ec1u ph\u00e1t tri\u1ec3n h\u01a1n n\u1eefa trong t\u01b0\u01a1ng lai g\u1ea7n nh\u1edd c\u00e1c quy \u0111\u1ecbnh thu\u1eadn l\u1ee3i. Ch\u00fang bao g\u1ed3m nh\u1eefng quy \u0111\u1ecbnh chung v\u1ec1 fintech c\u0169ng nh\u01b0 khung ph\u00e1p l\u00fd cho t\u00e0i kho\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n

Innotech Vietnam<\/strong><\/a>\u00a0lu\u00f4n n\u1ed7 l\u1ef1c ph\u00e1t tri\u1ec3n c\u0169ng nh\u01b0 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng nh\u1eefng d\u1ecbch v\u1ee5 c\u0169ng nh\u01b0 gi\u1ea3i ph\u00e1p t\u1ed1t nh\u1ea5t v\u1ec1 Fintech. Nh\u1eefng doanh nghi\u1ec7p l\u1edbn nh\u01b0 ACB, Tyme Bank, Manulife, Unifimoney,\u2026 \u0111\u00e3 tin t\u01b0\u1edfng v\u00e0 l\u1ef1a ch\u1ecdn h\u1ee3p t\u00e1c c\u00f9ng Innotech trong nhi\u1ec1u d\u1ef1 \u00e1n.<\/p>\n

N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t gi\u1ea3i ph\u00e1p v\u1ec1\u00a0Fintech software Outsourcing<\/strong><\/a>, h\u00e3y li\u00ean h\u1ec7 v\u1edbi Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 tr\u1ee3 gi\u00fap.<\/p>\n

Email:\u00a0info@innotech-vn.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Covid-19 \u0111\u00e3 \u0111em \u0111\u1ebfn s\u1ef1 thay \u0111\u1ed5i l\u1edbn \u0111\u1ed1i v\u1edbi ng\u00e0nh c\u00f4ng nghi\u1ec7p to\u00e0n c\u1ea7u \u0111\u1eb7c bi\u1ec7t l\u00e0 Fintech Vi\u1ec7t Nam. H\u00e0ng lo\u1ea1t nh\u1eefng b\u00e1o c\u00e1o cho \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y v\u1eabn \u0111ang c\u00f2n n\u00f3ng h\u1ed5i v\u1edbi c\u1ee5m t\u1eeb “fintech”. 2021 \u0111\u00e3 g\u00f3p ph\u1ea7n \u0111em l\u1ea1i s\u1ef1 ph\u00e1t tri\u1ec3n \u0111\u00e1ng kinh ng\u1ea1c \u0111\u1ebfn v\u1edbi l\u0129nh […]<\/p>","protected":false},"author":2,"featured_media":11308,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[190],"tags":[],"publishpress_future_action":{"enabled":false,"date":"2025-05-27 18:17:05","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/15146"}],"collection":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=15146"}],"version-history":[{"count":2,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/15146\/revisions"}],"predecessor-version":[{"id":19470,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/15146\/revisions\/19470"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/11308"}],"wp:attachment":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=15146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=15146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=15146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}