{"id":4440,"date":"2019-12-30T09:27:08","date_gmt":"2019-12-30T09:27:08","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=4440"},"modified":"2020-02-04T08:49:06","modified_gmt":"2020-02-04T08:49:06","slug":"thach-thuc-hang-dau-trong-bao-mat-mobile-banking","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/thach-thuc-hang-dau-trong-bao-mat-mobile-banking\/","title":{"rendered":"Th\u00e1ch th\u1ee9c h\u00e0ng \u0111\u1ea7u trong b\u1ea3o m\u1eadt Mobile Banking"},"content":{"rendered":"

\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt trong Mobile Banking<\/a><\/strong>, vi\u1ec7c x\u00e1c th\u1ef1c \u0111a y\u1ebfu t\u1ed1 l\u00e0 gi\u1ea3i ph\u00e1p c\u00f3 kh\u1ea3 n\u0103ng ph\u00f2ng ch\u1ed1ng l\u1ea1i \u0111i\u1ec1u n\u00e0y.<\/span><\/p>\n

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Th\u1ef1c tr\u1ea1ng v\u1ec1 s\u1ef1 ph\u00e1t tri\u1ec3n Mobile Banking\u00a0<\/b><\/h2>\n

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Ng\u00e2n h\u00e0ng nh\u01b0 ch\u00fang ta bi\u1ebft tr\u01b0\u1edbc \u0111\u00e2y n\u00f3 \u0111ang d\u1ea7n thay \u0111\u1ed5i t\u1eeb nh\u1eefng \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 m\u1edbi nh\u1ea5t. C\u00e1c s\u00e1ng ki\u1ebfn \u200b\u200bnh\u01b0 <\/span>Open banking<\/b> v\u00e0 c\u00e1c khung ph\u00e1p l\u00fd nh\u01b0 <\/span>PSD2<\/b><\/a> \u0111ang t\u1ea1o ra \u0111\u1ed9ng l\u1ef1c \u0111\u1ec3 m\u1edf ra m\u1ed9t khi c\u00e1c n\u1ec1n t\u1ea3ng m\u1edbi. Nh\u1eefng ng\u01b0\u1eddi ch\u01a1i m\u1edbi trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng c\u0169ng \u0111ang tham gia v\u00e0 mang theo c\u00e1c h\u00ecnh th\u1ee9c m\u1edbi nh\u01b0 thanh to\u00e1n <\/span>Peer-to-Peer<\/b>, th\u01b0\u1eddng \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng xung quanh c\u00e1c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng. S\u1ef1 thay \u0111\u1ed5i n\u00e0y d\u1eabn \u0111\u1ebfn s\u1ef1 t\u0103ng tr\u01b0\u1edfng l\u1edbn trong th\u1ecb tr\u01b0\u1eddng l\u00e0m cho P2P t\u0103ng <\/span>271<\/span>% t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi 130 t\u1ef7 \u0111\u00f4 la trong n\u0103m 2016.<\/span><\/p>\n

\u0110\u1ed3ng th\u1eddi, t\u1ef7 l\u1ec7 ch\u1ea5p nh\u1eadn \u1ee9ng d\u1ee5ng Mobile Banking c\u0169ng t\u0103ng theo c\u1ea5p s\u1ed1 nh\u00e2n: theo b\u00e1o c\u00e1o c\u1ee7a <\/span>Juniper Research<\/a><\/strong>, c\u1ee9 3 ng\u01b0\u1eddi l\u1edbn tr\u00ean th\u1ebf gi\u1edbi th\u00ec c\u00f3 1 ng\u01b0\u1eddi s\u1ebd s\u1eed d\u1ee5ng Mobile Banking<\/strong><\/a> v\u00e0o n\u0103m 2021.\u00a0\u00a0<\/span><\/p>\n

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Nh\u1eefng th\u00e1ch th\u1ee9c trong b\u1ea3o m\u1eadt Mobile Banking<\/b><\/h2>\n

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Khi \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng t\u0103ng l\u00ean, n\u00f3 t\u1ea1o ra c\u01a1 h\u1ed9i cho nh\u1eefng k\u1ebb l\u1eeba \u0111\u1ea3o, \u0111\u01b0a c\u00e1c t\u00e1c nh\u00e2n \u0111\u1ed9c h\u1ea1i x\u00e2m nh\u1eadp v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 d\u1eef li\u1ec7u c\u00e1 nh\u00e2n \u0111\u1ec3 \u0103n c\u1eafp. M\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t c\u1ee7a <\/span>McAfee<\/a><\/strong> v\u1ec1 c\u00e1c m\u1ed1i \u0111e d\u1ecda tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng cho th\u1ea5y c\u00e1c Trojan \u201cl\u00e0 m\u1ed9t Faketoken\u201d \u0111ang t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd (t\u0103ng 40%) c\u00f3 th\u1ec3 \u0111\u00e1nh c\u1eafp th\u00f4ng tin \u0111\u0103ng nh\u1eadp v\u00e0 th\u1eadm ch\u00ed c\u00f3 th\u1ec3 \u0111\u00e1nh c\u1eafp c\u00e1c m\u00e3 SMS \u0111\u01b0\u1ee3c g\u1eedi cho ng\u01b0\u1eddi d\u00f9ng \u0111\u1ec3 x\u00e1c th\u1ef1c y\u1ebfu t\u1ed1 th\u1ee9 hai. Theo b\u00e1o c\u00e1o, th\u00ec v\u1edbi h\u00e0nh \u0111\u1ed9ng gian l\u1eadn trong c\u00e1c ng\u00e2n h\u00e0ng, c\u00f3 th\u1ec3 g\u00e2y thi\u1ec7t cho n\u01b0\u1edbc Anh m\u1ed7i n\u0103m 193 t\u1ef7 GPB.<\/span><\/p>\n

\u00a0<\/b><\/h2>\n

\"Trojan Trojan horse viruss g\u00e2y ra nhi\u1ec1u thi\u1ec7t h\u1ea1i tr\u00ean th\u1ebf gi\u1edbi trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng<\/em><\/p>\n

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C\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt b\u1ecf qua tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng\u00a0<\/b><\/h2>\n

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T\u1ed5ng h\u1ee3p v\u1ea5n \u0111\u1ec1 g\u00e2y \u0111\u1ed9c h\u1ea1i \u0111\u1ebfn c\u00e1c \u1ee9ng d\u1ee5ng Mobile Banking l\u00e0 do h\u00e0nh vi ng\u01b0\u1eddi d\u00f9ng. M\u1ed9t <\/span>b\u00e1o c\u00e1o ACI <\/strong><\/span><\/a>cho<\/span> th\u1ea5y h\u01a1n m\u1ed9t n\u1eeda ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u1ec3 hi\u1ec7n h\u00e0nh vi r\u1ee7i ro v\u00e0 ch\u01b0a c\u00f3 \u00fd th\u1ee9c v\u1ec1 r\u1ee7i ro c\u1ee7a gian l\u1eadn. Trong m\u1ed9t b\u00e1o c\u00e1o c\u1ee7a <\/span>Accdvisor<\/a><\/strong> v\u1ec1 Mobile Banking, h\u1ecd \u0111\u00e3 ph\u00e1t hi\u1ec7n ra m\u1ed9t t\u1ec9 l\u1ec7 \u0111\u00e1ng kinh ng\u1ea1c v\u1edbi 43% ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng s\u1eed d\u1ee5ng m\u1eadt m\u00e3 \u0111\u1ec3 qu\u1ea3n l\u00fd quy\u1ec1n truy c\u1eadp v\u00e0o thi\u1ebft b\u1ecb c\u1ee7a h\u1ecd. T\u1ea1i sao l\u1ea1i th\u1ebf n\u00e0y? C\u00e2u tr\u1ea3 l\u1eddi n\u1eb1m \u1edf h\u00e0nh vi ng\u01b0\u1eddi d\u00f9ng. M\u1ed9t <\/span>cu\u1ed9c kh\u1ea3o s\u00e1t <\/span>t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c nh\u00e2n t\u1ed1 th\u1ee9 hai (2FA) nh\u1eadn \u0111\u01b0\u1ee3c khi\u1ebfu n\u1ea1i t\u1eeb 74% ng\u01b0\u1eddi d\u00f9ng c\u1ee7a h\u1ecd v\u1ec1 \u0111i\u1ec1u \u0111\u00f3. \u0110\u1ec3 thu\u1eadn ti\u1ec7n h\u01a1n trong vi\u1ec7c s\u1eed d\u1ee5ng, h\u1ecd th\u01b0\u1eddng tr\u00e1nh x\u00e1c th\u1ef1c hai y\u1ebfu t\u1ed1 ngay c\u1ea3 khi th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch nh\u1ea1y c\u1ea3m tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng. Theo c\u00e1c nghi\u00ean c\u1ee9u, ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng s\u1eed d\u1ee5ng <\/span>m\u1eadt kh\u1ea9u t\u0129nh<\/span>.<\/span><\/p>\n

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\"X\u00e1c X\u00e1c th\u1ef1c nh\u00e2n t\u1ed1 th\u1ee9 hai (2FA) g\u00e2y phi\u1ec1n to\u00e1i cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng<\/em><\/p>\n

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T\u1ed5 ch\u1ee9c <\/span>OWASP <\/a><\/strong>n\u0103m 2016 c\u00f4ng b\u1ed1 danh s\u00e1ch 10 nguy\u00ean nh\u00e2n d\u1eab \u0111\u1ebfn nguy h\u1ea1i Mobile Banking l\u00e0 v\u1ea5n \u0111\u1ec1 an ninh ph\u1ed5 bi\u1ebfn trong c\u00e1c thi\u1ebft b\u1ecb di \u0111\u1ed9ng; \u1edf v\u1ecb tr\u00ed s\u1ed1 4 l\u00e0 do x\u00e1c th\u1ef1c kh\u00f4ng an to\u00e0n.<\/span><\/p>\n

\u00a0<\/span><\/p>\n

Gi\u1ea3i quy\u1ebft th\u00e1ch th\u1ee9c t\u0103ng b\u1ea3o m\u1eadt trong Mobile banking\u00a0<\/b><\/h2>\n

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Mobile banking l\u00e0 thu\u1eadn ti\u1ec7n v\u00e0 \u0111ang \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng \u01b0a chu\u1ed9ng s\u1eed d\u1ee5ng. V\u00ec th\u1ebf, \u0111\u1ec3 b\u1ea3o v\u1ec7 danh ti\u1ebfng c\u0169ng nh\u01b0 ti\u1ec1n c\u1ee7a m\u00ecnh, c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i cung c\u1ea5p d\u1ecbch v\u1ee5 uy t\u00edn c\u1ea3 tr\u00ean online v\u00e0 offline. Trong b\u00e1o c\u00e1o c\u1ee7a <\/span>Accdvisor<\/span>, h\u1ecd k\u1ebft lu\u1eadn r\u1eb1ng:<\/span><\/p>\n

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\u201c D\u1ef1a tr\u00ean ph\u00e2n t\u00edch v\u00e0 quan s\u00e1t c\u1ee7a ch\u00fang t\u00f4i, x\u00e1c th\u1ef1c \u0111a y\u1ebfu t\u1ed1 gi\u00fap ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn an to\u00e0n h\u01a1n b\u1eb1ng c\u00e1ch gi\u1ea3m m\u1ee9c \u0111\u1ed9 ti\u1ebfp x\u00fac v\u1edbi m\u1ed1i \u0111e d\u1ecda l\u1edbn nh\u1ea5t \u0111\u1ed1i v\u1edbi vi\u1ec7c chi\u1ebfm \u0111o\u1ea1t t\u00e0i kho\u1ea3n, l\u1eeba \u0111\u1ea3o v\u00e0 chi\u1ebfm d\u1ee5ng t\u00e0i kho\u1ea3n.\u201d<\/span><\/i><\/p>\n

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Ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i c\u00f3 c\u00e1c bi\u1ec7n ph\u00e1p x\u00e1c th\u1ef1c m\u1ea1nh m\u1ebd \u0111\u1ec3 ng\u0103n ch\u1eb7n gian l\u1eadn. Nh\u01b0ng v\u1ea5n \u0111\u1ec1 \u0111\u1ec3 \u01b0u ti\u00ean b\u1ea3o m\u1eadt h\u01a1n tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng l\u00e0 c\u00f2n l\u00e0 c\u00e2u h\u1ecfi ch\u01b0a c\u00f3 \u0111\u00e1p \u00e1n.<\/span><\/p>\n

X\u00e1c th\u1ef1c \u0111a y\u1ebfu t\u1ed1 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t l\u1edbp ma s\u00e1t, g\u00e2y c\u1ea3n tr\u1edf cho ng\u01b0\u1eddi d\u00f9ng. Tuy nhi\u00ean, s\u1eed d\u1ee5ng n\u00f3 m\u1ed9t c\u00e1ch th\u00f4ng minh c\u00f3 th\u1ec3 c\u00e2n b\u1eb1ng c\u1ea3 b\u1ea3o m\u1eadt v\u00e0 tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng Mobile Banking<\/a><\/strong>. Vi\u1ec7c s\u1eed d\u1ee5ng <\/span>sinh tr\u1eafc h\u1ecdc<\/span>, \u0111\u01b0a x\u00e1c th\u1ef1c \u0111a y\u1ebfu t\u1ed1 l\u00ean m\u1ed9t c\u1ea5p \u0111\u1ed9 m\u1edbi v\u1ec1 c\u1ea3 b\u1ea3o m\u1eadt v\u00e0 kh\u1ea3 n\u0103ng s\u1eed d\u1ee5ng. N\u00f3 s\u1eed d\u1ee5ng c\u00e1c t\u01b0\u01a1ng t\u00e1c t\u1ef1 nhi\u00ean m\u00e0 ng\u01b0\u1eddi d\u00f9ng c\u00f3 v\u1edbi c\u00e1c thi\u1ebft b\u1ecb di \u0111\u1ed9ng c\u1ee7a h\u1ecd \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh c\u00e1c m\u00f4 h\u00ecnh h\u00e0nh vi \u0111\u1ec3 x\u00e1c th\u1ef1c v\u00e0 tinh ch\u1ec9nh x\u00e1c th\u1ef1c cho c\u00e1c \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng di \u0111\u1ed9ng. N\u00f3 gi\u1ea3i quy\u1ebft th\u00e1ch th\u1ee9c k\u00e9p v\u1ec1 m\u1ec7t m\u1ecfi x\u00e1c th\u1ef1c ng\u01b0\u1eddi d\u00f9ng v\u00e0 ph\u1ea7n m\u1ec1m \u0111\u1ed9c h\u1ea1i trong Mobile Banking.<\/span><\/p>\n

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\"M\u1ed9t M\u1ed9t s\u1ed1 h\u00ecnh th\u1ee9c b\u1ea3o m\u1eadt b\u1eb1ng sinh tr\u1eafc h\u1ecdc \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng trong t\u01b0\u01a1ng lai c\u1ee7a ng\u00e0ng ng\u00e2n h\u00e0ng<\/em><\/p>\n

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Ngu\u1ed3n d\u1ecbch t\u1eeb blog.securedtouch.com<\/em><\/p>\n

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Innotech Vietnam<\/b><\/a> lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t. V\u00ec v\u1eady ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng t\u1eeb c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACB, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank,\u2026 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p do Innotech Vietnam cung c\u1ea5p.\u00a0<\/span><\/p>\n

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N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 <\/span>Fintech software Outsourcing<\/b><\/a>!<\/span><\/p>\n

Email: <\/span>info@innotech-vn.com<\/span><\/a><\/p>\n

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Share your information<\/h2>\n

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\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt trong Mobile Banking, vi\u1ec7c x\u00e1c th\u1ef1c \u0111a y\u1ebfu t\u1ed1 l\u00e0 gi\u1ea3i ph\u00e1p c\u00f3 kh\u1ea3 n\u0103ng ph\u00f2ng ch\u1ed1ng l\u1ea1i \u0111i\u1ec1u n\u00e0y.   Th\u1ef1c tr\u1ea1ng v\u1ec1 s\u1ef1 ph\u00e1t tri\u1ec3n Mobile Banking\u00a0   Ng\u00e2n h\u00e0ng nh\u01b0 ch\u00fang ta bi\u1ebft tr\u01b0\u1edbc \u0111\u00e2y n\u00f3 \u0111ang d\u1ea7n thay \u0111\u1ed5i t\u1eeb nh\u1eefng \u00e1p d\u1ee5ng c\u00f4ng […]<\/p>","protected":false},"author":7,"featured_media":4443,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1,190],"tags":[],"publishpress_future_action":{"enabled":false,"date":"2025-07-02 03:17:29","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4440"}],"collection":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=4440"}],"version-history":[{"count":0,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4440\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/4443"}],"wp:attachment":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=4440"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=4440"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=4440"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}