{"id":4477,"date":"2020-01-09T06:41:03","date_gmt":"2020-01-09T06:41:03","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=4477"},"modified":"2023-10-17T04:43:21","modified_gmt":"2023-10-17T04:43:21","slug":"tai-sao-bat-buoc-tuan-thu-kyc-trong-linh-vuc-tai-chinh-ngan-hang","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/tai-sao-bat-buoc-tuan-thu-kyc-trong-linh-vuc-tai-chinh-ngan-hang\/","title":{"rendered":"B\u1eaft Bu\u1ed9c Tu\u00e2n Th\u1ee7 KYC Trong L\u0129nh V\u1ef1c T\u00e0i Ch\u00ednh Ng\u00e2n H\u00e0ng"},"content":{"rendered":"

B\u1edfi v\u00ec nh\u1eefng k\u1ebb r\u1eeda ti\u1ec1n v\u00e0 t\u1ed9i ph\u1ea1m c\u00f3 xu h\u01b0\u1edbng s\u1eed d\u1ee5ng danh t\u00ednh gi\u1ea3 trong qu\u00e1 tr\u00ecnh l\u1eeba \u0111\u1ea3o. V\u00ec th\u1ebf, c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 ng\u00e2n h\u00e0ng ph\u1ea3i tu\u00e2n th\u1ee7 KYC<\/strong><\/a> \u0111\u1ec3 x\u00e1c th\u1ef1c kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh.<\/span><\/p>\n

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T\u1ea1i sao b\u1eaft bu\u1ed9c tu\u00e2n th\u1ee7 KYC?<\/b><\/h2>\n

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Y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m \u0111\u1ec3 hi\u1ec3u kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd l\u00e0 ai v\u00e0 lo\u1ea1i giao d\u1ecbch n\u00e0o h\u1ecd th\u1ef1c hi\u1ec7n l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh quan tr\u1ecdng trong vi\u1ec7c ph\u00f2ng ch\u1ed1ng c\u00e1c h\u00ecnh th\u1ee9c ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh b\u1ea5t h\u1ee3p ph\u00e1p, t\u1eeb t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1 v\u00e0 tr\u1ed1n tr\u00e1nh ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh.<\/span><\/p>\n

Trong n\u0103m 2016, \u0111\u1ec3 \u0111\u00e1p \u1ee9ng tu\u00e2n th\u1ee7 KYC v\u00e0 c\u00e1c quy \u0111\u1ecbnh li\u00ean quan, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 chi h\u01a1n 100 t\u1ef7 \u0111\u00f4 la v\u00e0 d\u1ef1 \u0111o\u00e1n c\u00e1c chi ph\u00ed tu\u00e2n th\u1ee7 s\u1ebd t\u0103ng t\u1eeb 4% \u0111\u1ebfn 10% v\u00e0o n\u0103m 2021. Tuy nhi\u00ean, theo nghi\u00ean c\u1ee9u c\u1ee7a Fenergo c\u0169ng \u0111\u00e3 c\u00f3 g\u1ea7n 26 t\u1ef7 \u0111\u00f4 b\u1ecb ph\u1ea1t \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng kh\u00f4ng tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a AML v\u00e0 KYC trong th\u1eadp k\u1ef7 qua.<\/span><\/p>\n

>> Xem th\u00eam: \u201cL\u1ee3i \u00edch khi \u1ee9ng d\u1ee5ng KYC v\u00e0o l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng<\/b><\/a>\u201d<\/b><\/p>\n

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Quy tr\u00ecnh KYC<\/b> \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh<\/b><\/h2>\n

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\u0110\u1ec3 l\u00e0m r\u00f5 v\u00e0 t\u0103ng c\u01b0\u1eddng c\u00e1c y\u00eau c\u1ea7u CDD v\u00e0 \u0111\u00e1p \u1ee9ng KYC trong ng\u00e2n h\u00e0ng<\/strong><\/a> v\u00e0 t\u00e0i ch\u00ednh,\u00a0 \u0111\u00e3 <\/span>FinCEN<\/b><\/a> n\u00eau ra b\u1ed1n y\u1ebfu t\u1ed1 t\u1ed1i thi\u1ec3u c\u1ea7n thi\u1ebft cho m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh hi\u1ec7u qu\u1ea3.\u00a0<\/span><\/p>\n