{"id":6035,"date":"2020-04-12T16:59:06","date_gmt":"2020-04-12T16:59:06","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=6035"},"modified":"2024-06-04T17:38:11","modified_gmt":"2024-06-04T10:38:11","slug":"10-ung-dung-noi-bat-blockchain-trong-ngan-hang","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/10-ung-dung-noi-bat-blockchain-trong-ngan-hang\/","title":{"rendered":"10 \u1ee8ng D\u1ee5ng N\u1ed5i B\u1eadt Blockchain Trong Ng\u00e2n H\u00e0ng"},"content":{"rendered":"

Blockchain l\u00e0 m\u1ed9t trong nh\u1eefng xu h\u01b0\u1edbng ch\u00ednh \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng trong ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh hi\u1ec7n nay. H\u00e3y c\u00f9ng ch\u00fang t\u00f4i t\u00ecm hi\u1ec3u v\u1ec1 blockchain v\u00e0 kh\u00e1m ph\u00e1 10 \u1ee9ng d\u1ee5ng n\u1ed5i b\u1eadt c\u1ee7a c\u00f4ng ngh\u1ec7 Blockchain<\/strong><\/a> trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng.<\/span><\/p>\n

 <\/p>\n

\u0110\u1ecbnh ngh\u0129a Blockchain<\/b><\/h2>\n

 <\/p>\n

H\u00e3y b\u1eaft \u0111\u1ea7u l\u1ea1i t\u1eeb \u0111\u1ea7u v\u1edbi \u0111\u1ecbnh ngh\u0129a blockchain trong ng\u00e2n h\u00e0ng l\u00e0 g\u00ec?<\/b><\/h3>\n

 <\/p>\n

\"\"<\/p>\n

 <\/p>\n

C\u00f4ng ngh\u1ec7 blockchain l\u00e0 m\u1ed9t s\u1ed5 c\u00e1i ph\u00e2n t\u00e1n d\u00f9ng \u0111\u1ec3 ghi l\u1ea1i c\u00e1c giao d\u1ecbch gi\u1eefa hai b\u00ean m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 v\u00e0 \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef v\u0129nh vi\u1ec5n. M\u1ed9t blockchain t\u1eadp h\u1ee3p nhi\u1ec1u c\u00e1c kh\u1ed1i d\u1eef li\u1ec7u ri\u00eang l\u1ebb g\u1ed3m c\u00e1c giao d\u1ecbch li\u00ean quan v\u00e0 li\u00ean k\u1ebft v\u1edbi nhau theo th\u1ee9 t\u1ef1 nh\u1ea5t \u0111\u1ecbnh. T\u1ea5t c\u1ea3 c\u00e1c b\u00ean li\u00ean quan c\u00f3 th\u1ec3 chia s\u1ebb v\u1edbi nhau th\u00f4ng qua \u201cs\u1ed5 c\u00e1i\u201d k\u1ef9 thu\u1eadt s\u1ed1 tr\u00ean m\u1ea1ng m\u00e1y t\u00ednh m\u00e0 kh\u00f4ng c\u1ea7n b\u1ea5t k\u00ec c\u01a1 quan trung gian n\u00e0o. \u0110\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao giao d\u1ecbch th\u00f4ng qua blockchain nhanh so h\u01a1n v\u1edbi giao d\u1ecbch th\u00f4ng th\u01b0\u1eddng.\u00a0<\/span><\/p>\n

T\u1ed1c \u0111\u1ed9 ch\u1ec9 l\u00e0 m\u1ed9t trong nh\u1eefng l\u1ee3i \u00edch m\u00e0 c\u00f4ng ngh\u1ec7 blockchain mang l\u1ea1i trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng. Ngo\u00e0i ra, n\u00f3 c\u00f2n mang l\u1ea1i hi\u1ec7u qu\u1ea3 kinh doanh t\u1ed1t h\u01a1n v\u1edbi s\u1ef1 minh b\u1ea1ch v\u00e0 \u0111\u1ed9 b\u1ea3o m\u1eadt cao h\u01a1n trong giao d\u1ecbch.<\/span><\/p>\n

 <\/p>\n

Ng\u00e2n h\u00e0ng nh\u1eadn l\u1ee3i \u00edch t\u1eeb c\u00f4ng ngh\u1ec7 blockchain nh\u01b0 th\u1ebf n\u00e0o?<\/b><\/h3>\n

 <\/p>\n

C\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c t\u1ea1o ra \u0111\u1ec3 k\u1ebft n\u1ed1i v\u00e0 cho ph\u00e9p th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i v\u1edbi nhau. V\u00e0 blockchain l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n ch\u00fang tr\u00ean ph\u1ea1m vi to\u00e0n c\u1ea7u c\u1ef1c k\u00ec an to\u00e0n v\u00e0 minh b\u1ea1ch. \u0110i\u1ec1u n\u00e0y c\u00f3 \u00fd ngh\u0129a r\u1eb1ng, ng\u00e2n h\u00e0ng s\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e0nh d\u1eabn \u0111\u1ea7u trong vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 n\u00e0y.<\/span><\/p>\n

N\u00f3 n\u1eafm gi\u1eef ti\u1ec1m n\u0103ng th\u01b0\u01a1ng m\u1ea1i to\u00e0n c\u1ea7u. N\u00f3 l\u00e0m cho giao d\u1ecbch hi\u1ec7u qu\u1ea3 h\u01a1n b\u1eb1ng c\u00e1ch lo\u1ea1i b\u1ecf c\u00e1c quy tr\u00ecnh th\u1ee7 c\u00f4ng tr\u00ean gi\u1ea5y, thay v\u00e0o \u0111\u00f3 l\u00e0 c\u00e1c quy tr\u00ecnh t\u1ef1 \u0111\u1ed9ng v\u00e0 \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp h\u1ee3p l\u00fd. Ngo\u00e0i ra, blockchain l\u00e0 c\u00f4ng c\u1ee5 h\u1ee3p t\u00e1c tuy\u1ec7t v\u1eddi v\u00ec t\u00ednh phi t\u1eadp trung v\u00e0 kh\u00f4ng m\u1ed9t th\u1ef1c th\u1ec3 n\u00e0o c\u00f3 th\u1ec3 s\u1edf h\u1eefu n\u00f3.<\/span><\/p>\n

 <\/p>\n

10 tr\u01b0\u1eddng h\u1ee3p \u1ee9ng d\u1ee5ng n\u1ed5i b\u1eadt c\u1ee7a blockchain trong ng\u00e2n h\u00e0ng<\/b><\/h2>\n

 <\/p>\n

1. Thanh to\u00e1n nhanh h\u01a1n<\/b><\/h3>\n

 <\/p>\n

Ng\u00e0y nay, c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng c\u00f3 th\u1ec3 c\u1ea1nh tranh v\u1edbi c\u00e1c c\u00f4ng ty fintech<\/strong><\/a> b\u1eb1ng c\u00e1ch \u0111\u01b0a ra nh\u1eefng s\u1ea3n ph\u1ea9m m\u1edbi ti\u1ec7n d\u1ee5ng h\u01a1n cho kh\u00e1ch h\u00e0ng. V\u00ed d\u1ee5 nh\u01b0 thi\u1ebft l\u1eadp m\u1ed9t k\u00eanh phi t\u1eadp trung (v\u00ed d\u1ee5 nh\u01b0 ti\u1ec1n \u0111i\u1ec7n t\u1eed) \u0111\u1ec3 thanh to\u00e1n, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh d\u1ecbch v\u1ee5 thanh to\u00e1n nhanh h\u01a1n v\u1edbi chi ph\u00ed th\u1ea5p h\u01a1n. \u0110\u00f3 l\u00e0 nh\u1edd v\u00e0o c\u00f4ng ngh\u1ec7 blockchain, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd c\u00f3 th\u1ec3 c\u1eaft gi\u1ea3m nhu c\u1ea7u x\u00e1c minh t\u1eeb b\u00ean th\u1ee9 ba v\u00e0 \u0111\u1ea9y nhanh th\u1eddi gian x\u1eed l\u00fd chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. Ngay trong n\u0103m 2016, 90% th\u00e0nh vi\u00ean H\u1ed9i \u0111\u1ed3ng thanh to\u00e1n ch\u00e2u \u00c2u tin r\u1eb1ng blockchain s\u1ebd thay \u0111\u1ed5i ng\u00e0nh c\u00f4ng nghi\u1ec7p v\u00e0o n\u0103m 2025.\u00a0<\/span><\/p>\n

 <\/p>\n

\"New New Zealand l\u00e0 qu\u1ed1c gia \u0111\u1ea7u ti\u00ean tr\u00ean th\u1ebf gi\u1edbi cho ph\u00e9p tr\u1ea3 l\u01b0\u01a1ng b\u1eb1ng ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/em><\/p>\n

 <\/p>\n

2. Giao d\u1ecbch li\u00ean ng\u00e2n h\u00e0ng<\/b><\/h3>\n

 <\/p>\n

Tr\u01b0\u1edbc \u0111\u00e2y, khi ch\u01b0a c\u00f3 c\u00f4ng ngh\u1ec7 Blockchain, vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng trung b\u00ecnh m\u1ea5t v\u00e0i ng\u00e0y \u0111\u1ec3 gi\u1ea3i quy\u1ebft.\u00a0\u00a0<\/span><\/p>\n

V\u00ed d\u1ee5: N\u1ebfu b\u1ea1n mu\u1ed1n g\u1eedi ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n t\u1ea1i ng\u00e2n h\u00e0ng \u0110\u1ee9c \u0111\u1ebfn m\u1ed9t ng\u00e2n h\u00e0ng \u1edf Hoa K\u1ef3, vi\u1ec7c chuy\u1ec3n ti\u1ec1n \u0111\u00f3 s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua Hi\u1ec7p h\u1ed9i truy\u1ec1n th\u00f4ng t\u00e0i ch\u00ednh li\u00ean ng\u00e2n h\u00e0ng to\u00e0n c\u1ea7u (n\u00f3i ng\u1eafn g\u1ecdn l\u00e0 SWIFT). M\u1ed7i ng\u00e0y, c\u00e1c th\u00e0nh vi\u00ean SWIFT g\u1eedi 24 tri\u1ec7u tin nh\u1eafn \u0111\u1ebfn kho\u1ea3ng 10.000 t\u1ed5 ch\u1ee9c kh\u00e1c nhau.<\/span><\/p>\n

Giao th\u1ee9c SWIFT t\u1eadp trung ch\u1ec9 x\u1eed l\u00fd c\u00e1c l\u1ec7nh thanh to\u00e1n. Ti\u1ec1n th\u1ef1c t\u1ebf \u0111\u01b0\u1ee3c x\u1eed l\u00fd th\u00f4ng qua m\u1ed9t h\u1ec7 th\u1ed1ng trung gian. Qua m\u1ed7i giai \u0111o\u1ea1n l\u1ea1i m\u1ea5t th\u00eam m\u1ed9t kho\u1ea3n chi ph\u00ed b\u1ed5 sung v\u00e0 th\u01b0\u1eddng m\u1ea5t kh\u00e1 nhi\u1ec1u th\u1eddi gian.<\/span><\/p>\n

 <\/p>\n

\"Chuy\u1ec3n Chuy\u1ec3n ti\u1ec1n li\u00ean ng\u00e2n h\u00e0ng th\u00f4ng qua giao th\u1ee9c SWIFT m\u1ea5t kh\u00e1 nhi\u1ec1u th\u1eddi gian<\/em><\/p>\n

 <\/p>\n

Khi \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 Blockchain v\u00e0o ng\u00e2n h\u00e0ng, b\u1ea1n c\u00f3 th\u1ec3 cho ph\u00e9p c\u00e1c giao d\u1ecbch ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft tr\u1ef1c ti\u1ebfp v\u00e0 theo d\u00f5i ch\u00fang t\u1ed1t h\u01a1n v\u1edbi giao th\u1ee9c hi\u1ec7n c\u00f3 nh\u01b0 SWIFT. B\u1edfi v\u00ec m\u1ed9t s\u1ed5 c\u00e1i phi t\u1eadp trung c\u1ee7a c\u00e1c giao d\u1ecbch nh\u01b0 blockchain c\u00f3 th\u1ec3 cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng theo d\u00f5i t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch m\u1ed9t c\u00e1ch c\u00f4ng khai v\u00e0 minh b\u1ea1ch. C\u00e1c ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng c\u1ea7n ph\u1ea3i d\u1ef1a v\u00e0o m\u1ed9t m\u1ea1ng l\u01b0\u1edbi c\u00e1c d\u1ecbch v\u1ee5 l\u01b0u k\u00fd v\u00e0 c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd nh\u01b0 SWIFT. H\u1ecd ch\u1ec9 \u0111\u01a1n gi\u1ea3n c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c giao d\u1ecbch tr\u1ef1c ti\u1ebfp tr\u00ean m\u1ed9t blockchain c\u00f4ng khai.<\/span><\/p>\n

 <\/p>\n

3. Mua b\u00e1n t\u00e0i s\u1ea3n<\/b><\/h3>\n

 <\/p>\n

B\u1eb1ng c\u00e1ch lo\u1ea1i b\u1ecf ng\u01b0\u1eddi trung gian v\u00e0 chuy\u1ec3n giao quy\u1ec1n t\u00e0i s\u1ea3n, blockchain l\u00e0m gi\u1ea3m ph\u00ed trao \u0111\u1ed5i t\u00e0i s\u1ea3n v\u00e0 gi\u1ea3m s\u1ef1 b\u1ea5t \u1ed5n c\u1ee7a th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n truy\u1ec1n th\u1ed1ng. Theo m\u1ed9t ngu\u1ed3n tin, vi\u1ec7c di chuy\u1ec3n ch\u1ee9ng kho\u00e1n tr\u00ean blockchain c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m t\u1eeb 17 \u0111\u1ebfn 24 tri\u1ec7u \u0111\u00f4 la m\u1ed7i n\u0103m trong chi ph\u00ed x\u1eed l\u00fd th\u01b0\u01a1ng m\u1ea1i to\u00e0n c\u1ea7u.\u00a0<\/span><\/p>\n

Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh th\u1ef1c hi\u1ec7n vi\u1ec7c mua b\u00e1n t\u00e0i s\u1ea3n nh\u01b0 c\u1ed5 phi\u1ebfu, h\u00e0ng h\u00f3a,\u2026 th\u00f4ng qua m\u1ed9t m\u1ea1ng l\u01b0\u1edbi ph\u1ee9c t\u1ea1p g\u1ed3m c\u00e1c s\u00e0n giao d\u1ecbch, m\u00f4i gi\u1edbi, trung t\u00e2m thanh to\u00e1n b\u00f9 tr\u1eeb, l\u01b0u k\u00fd an ninh trung t\u00e2m v\u00e0 ng\u00e2n h\u00e0ng gi\u00e1m s\u00e1t. V\u00e0 t\u1ea5t c\u1ea3 c\u00e1c b\u00ean kh\u00e1c nhau \u0111\u1ec1u x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng l\u01b0u tr\u1eef b\u1eb1ng gi\u1ea5y, vi\u1ec7c n\u00e0y d\u1eabn \u0111\u1ebfn m\u1ea5t nhi\u1ec1u th\u1eddi gian h\u01a1n \u0111\u1ec3 x\u1eed l\u00fd giao d\u1ecbch v\u00e0 c\u00f3 nguy c\u01a1 b\u1ecb \u0111\u00e1nh c\u1eafp.<\/span><\/p>\n

Blockchain s\u1ebd c\u00e1ch m\u1ea1ng h\u00f3a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh b\u1eb1ng c\u00e1ch t\u1ea1o ra m\u1ed9t c\u01a1 s\u1edf d\u1eef li\u1ec7u phi t\u1eadp trung v\u1ec1 t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1. M\u1ed9t s\u1ed5 c\u00e1i ph\u00e2n t\u00e1n cho ph\u00e9p chuy\u1ec3n c\u00e1c quy\u1ec1n c\u1ee7a m\u1ed9t t\u00e0i s\u1ea3n th\u00f4ng qua c\u00e1c th\u00f4ng b\u00e1o m\u00e3 h\u00f3a v\u00e0 n\u00f3 c\u00f3 th\u1ec3 \u0111\u1ea1i di\u1ec7n cho c\u00e1c t\u00e0i s\u1ea3n \u0111\u00f3 \u1edf b\u00ean ngo\u00e0i. C\u00e1c lo\u1ea1i ti\u1ec1n t\u1ec7 nh\u01b0 Bitcoin v\u00e0 Ethereum ho\u00e0n th\u00e0nh \u0111i\u1ec1u \u0111\u00f3 v\u1edbi c\u00e1c t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 thu\u1ea7n t\u00fay, nh\u01b0ng nhi\u1ec1u c\u00f4ng ty blockchain hi\u1ec7n \u0111ang nghi\u00ean c\u1ee9u c\u00e1c gi\u1ea3i ph\u00e1p gi\u00fap ch\u00fang t\u00f4i m\u00e3 h\u00f3a c\u00e1c t\u00e0i s\u1ea3n trong th\u1ebf gi\u1edbi th\u1ef1c nh\u01b0 v\u00e0ng ho\u1eb7c b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Vi\u1ec7c c\u1eaft gi\u1ea3m ng\u01b0\u1eddi trung gian s\u1ebd gi\u00fap gi\u1ea3m chi ph\u00ed trao \u0111\u1ed5i v\u00e0 \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n h\u01a1n.<\/span><\/p>\n

 <\/p>\n

4. G\u00e2y qu\u1ef9<\/strong><\/h3>\n

 <\/p>\n

T\u0103ng v\u1ed1n doanh nghi\u1ec7p th\u00f4ng qua \u0111\u1ea7u t\u01b0 m\u1ea1o hi\u1ec3m l\u00e0 m\u1ed9t qu\u00e1 tr\u00ecnh ph\u1ee9c t\u1ea1p ng\u00e0y nay. Qu\u00e1 tr\u00ecnh k\u00eau g\u1ecdi \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c di\u1ec5n ra nh\u01b0 sau: C\u00e1c doanh nh\u00e2n k\u1ebft h\u1ee3p c\u00e1c s\u00e0n giao d\u1ecbch, th\u1ef1c hi\u1ec7n v\u00f4 s\u1ed1 cu\u1ed9c h\u1ecdp v\u1edbi \u0111\u1ed1i t\u00e1c, \u0111\u00e0m ph\u00e1n v\u1ec1 \u0111\u1ecbnh gi\u00e1 v\u00e0 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu v\u00e0 cu\u1ed1i c\u00f9ng hy v\u1ecdng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n t\u1eeb c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0.<\/span><\/p>\n

Ng\u00e0y nay, c\u00e1c c\u00f4ng ty blockchain \u0111ang \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh g\u00e2y qu\u1ef9 v\u1edbi m\u1ed9t s\u1ed1 l\u1ef1a ch\u1ecdn thay th\u1ebf. Ch\u00fang bao g\u1ed3m: Initial Exchange Offerings (IEOs), Equity Token Offerings (ETO) v\u00e0 Security Token Offerings (STOs). Security Token Offerings (STO) hi\u1ec7n l\u00e0 l\u1ef1a ch\u1ecdn ph\u1ed5 bi\u1ebfn nh\u1ea5t v\u00ec \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 h\u1ee3p ph\u00e1p v\u00e0 \u0111\u1ea3m b\u1ea3o b\u1eb1ng t\u00e0i s\u1ea3n doanh nghi\u1ec7p. \u0110\u1ec3 c\u00f3 th\u1ec3 h\u01b0\u1edfng l\u1ee3i t\u1eeb m\u00f4 h\u00ecnh n\u00e0y, c\u00e1c d\u1ef1 \u00e1n c\u1ee7a doanh nghi\u1ec7p c\u1ea7n ph\u1ea3i v\u01b0\u1ee3t qua m\u1ed9t quy tr\u00ecnh th\u1ea9m \u0111\u1ecbnh c\u1ef1c k\u1ef3 nghi\u00eam kh\u1eafc. Nh\u1eefng ng\u01b0\u1eddi ti\u00ean phong c\u1ee7a Security Token Offerings (STO) l\u00e0 c\u00f4ng ty nh\u01b0 Scerri & Concise Ltd v\u00e0 n\u1ec1n t\u1ea3ng giao d\u1ecbch Equity Token Offerings (ETO) n\u1ed5i b\u1eadt nh\u1ea5t hi\u1ec7n nay l\u00e0 Neufund.\u00a0<\/span><\/p>\n

 <\/p>\n

\"Scerri Scerri & Concise Ltd l\u00e0 c\u00f4ng ty ti\u00ean phong trong vi\u1ec7c h\u01b0\u1edfng l\u1ee3i t\u1eeb m\u00f4 h\u00ecnh Security Token Offerings (STO)<\/em><\/p>\n

 <\/p>\n

5. T\u00edn d\u1ee5ng v\u00e0 cho vay<\/b><\/h3>\n

 <\/p>\n

C\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng b\u1ea3o l\u00e3nh c\u00e1c kho\u1ea3n vay b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng m\u1ed9t h\u1ec7 th\u1ed1ng b\u00e1o c\u00e1o t\u00edn d\u1ee5ng. C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u1eddng x\u1eed l\u00fd c\u00e1c \u0111\u01a1n xin vay n\u00e0y b\u1eb1ng c\u00e1ch \u0111\u00e1nh gi\u00e1 r\u1ee7i ro th\u00f4ng qua c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 \u0111i\u1ec3m t\u00edn d\u1ee5ng, t\u00ecnh tr\u1ea1ng s\u1edf h\u1eefu t\u00e0i s\u1ea3n ho\u1eb7c t\u1ef7 l\u1ec7 n\u1ee3 tr\u00ean thu nh\u1eadp. \u0110\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c t\u1ea5t c\u1ea3 th\u00f4ng tin \u0111\u00f3, h\u1ecd c\u1ea7n y\u00eau c\u1ea7u b\u00e1o c\u00e1o t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c c\u01a1 quan t\u00edn d\u1ee5ng chuy\u00ean ng\u00e0nh.\u00a0<\/span><\/p>\n

C\u00e1c h\u1ec7 th\u1ed1ng t\u1eadp trung nh\u01b0 v\u1eady th\u01b0\u1eddng g\u00e2y h\u1ea1i cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00ec ch\u00fang ch\u1ee9a th\u00f4ng tin sai l\u1ec7ch. H\u01a1n n\u1eefa, vi\u1ec7c t\u1eadp trung th\u00f4ng tin c\u00e1 nh\u00e2n nh\u01b0 v\u1eady trong m\u1ed9t s\u1ed1 \u00edt c\u00e1c t\u1ed5 ch\u1ee9c khi\u1ebfn n\u00f3 r\u1ea5t d\u1ec5 b\u1ecb t\u1ea5n c\u00f4ng. N\u0103m ngo\u00e1i, Equachus, c\u01a1 quan qu\u1ea3n l\u00fd h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng, \u0111\u00e3 b\u1ecb hack v\u00e0 ti\u1ebft l\u1ed9 th\u00f4ng tin t\u00edn d\u1ee5ng c\u1ee7a h\u01a1n 145 tri\u1ec7u ng\u01b0\u1eddi M\u1ef9. B\u1eb1ng c\u00e1ch \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 blockchain, quy tr\u00ecnh cho vay s\u1ebd nhanh v\u00e0 an to\u00e0n h\u01a1n v\u00ec c\u00e1c kho\u1ea3n vay \u0111\u01b0\u1ee3c l\u1eadp tr\u00ecnh ph\u1ee9c t\u1ea1p, \u01b0\u1edbc t\u00ednh c\u1ea5u tr\u00fac v\u00e0 th\u1ebf ch\u1ea5p cho vay h\u1ee3p l\u00fd. \u0110i\u1ec1u n\u00e0y s\u1ebd khi\u1ebfn cho doanh nghi\u1ec7p c\u0169ng nh\u01b0 kh\u00e1ch h\u00e0ng y\u00ean t\u00e2m h\u01a1n trong vi\u1ec7c cung c\u1ea5p v\u00e0 s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5.<\/span><\/p>\n

 <\/p>\n

6. T\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i<\/b><\/h3>\n

 <\/p>\n

M\u1ed9t \u1ee9ng d\u1ee5ng kh\u00e1c c\u1ee7a Blockchain l\u00e0 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp \u0111\u1ec3 c\u00e1ch m\u1ea1ng h\u00f3a l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i. T\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i l\u00e0 l\u0129nh v\u1ef1c \u0111\u1ec1 c\u1eadp \u0111\u1ebfn t\u1ea5t c\u1ea3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh li\u00ean quan \u0111\u1ebfn th\u01b0\u01a1ng m\u1ea1i qu\u1ed1c t\u1ebf. Ng\u00e0y nay, nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh v\u1eabn \u0111ang d\u1ef1a v\u00e0o c\u00e1c th\u1ee7 t\u1ee5c b\u00e0n gi\u1ea5y nh\u01b0 h\u00f3a \u0111\u01a1n, th\u01b0 t\u00edn d\u1ee5ng,\u2026 Nhi\u1ec1u h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd cho ph\u00e9p th\u1ef1c hi\u1ec7n nh\u1eefng c\u00f4ng vi\u1ec7c n\u00e0y b\u1eb1ng tr\u1ef1c tuy\u1ebfn, nh\u01b0ng qu\u00e1 tr\u00ecnh n\u00e0y m\u1ea5t kh\u00e1 nhi\u1ec1u th\u1eddi gian.<\/span><\/p>\n

T\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i d\u1ef1a tr\u00ean Blockchain s\u1ebd h\u1ee3p l\u00fd h\u00f3a quy tr\u00ecnh giao d\u1ecbch b\u1eb1ng c\u00e1ch lo\u1ea1i b\u1ecf c\u00e1c quy tr\u00ecnh th\u1ee7 c\u00f4ng tr\u00ean gi\u1ea5y t\u1edd t\u1ed1n nhi\u1ec1u th\u1eddi gian nh\u01b0 v\u1eady.\u00a0<\/span><\/p>\n

 <\/p>\n

\"T\u00e0i T\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i d\u1ef1a tr\u00ean Blockchain s\u1ebd h\u1ee3p l\u00fd h\u00f3a giao d\u1ecbch lo\u1ea1i b\u1ecf c\u00e1c quy tr\u00ecnh th\u1ee7 c\u00f4ng tr\u00ean gi\u1ea5y t\u1edd t\u1ed1n th\u1eddi gian<\/em><\/p>\n

 <\/p>\n

Ta c\u00f3 th\u1ec3 xem x\u00e9t v\u00ed d\u1ee5 d\u01b0\u1edbi \u0111\u00e2y:<\/b><\/p>\n

Trong c\u00e1c h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i truy\u1ec1n th\u1ed1ng, t\u1ea5t c\u1ea3 nh\u1eefng ng\u01b0\u1eddi tham gia c\u1ea7n duy tr\u00ec c\u01a1 s\u1edf d\u1eef li\u1ec7u c\u1ee7a ri\u00eang h\u1ecd cho c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn giao d\u1ecbch. V\u00e0 t\u1ea5t c\u1ea3 c\u00e1c c\u01a1 s\u1edf d\u1eef li\u1ec7u n\u00e0y c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c li\u00ean t\u1ee5c \u0111\u1ed1i chi\u1ebfu v\u1edbi nhau. V\u00ec v\u1eady, ch\u1ec9 c\u1ea7n x\u1ea3y ra m\u1ed9t l\u1ed7i trong m\u1ed9t t\u00e0i li\u1ec7u, th\u00ec s\u1ebd \u0111\u01b0\u1ee3c sao ch\u00e9p th\u00e0nh c\u00e1c b\u1ea3n sao c\u1ee7a t\u00e0i li\u1ec7u n\u00e0y trong c\u00e1c c\u01a1 s\u1edf d\u1eef li\u1ec7u kh\u00e1c nhau c\u1ee7a m\u1ed7i ng\u01b0\u1eddi.\u00a0<\/span><\/p>\n

C\u00f4ng ngh\u1ec7 Blockchain gi\u00fap \u00edch nh\u01b0 th\u1ebf n\u00e0o? V\u1edbi blockchain, kh\u00f4ng c\u1ea7n ph\u1ea3i gi\u1eef m\u1ed9t v\u00e0i b\u1ea3n sao c\u1ee7a c\u00f9ng m\u1ed9t t\u00e0i li\u1ec7u. B\u1edfi v\u00ec th\u00f4ng tin \u0111\u00e3 \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u00e0o m\u1ed9t t\u00e0i li\u1ec7u k\u1ef9 thu\u1eadt s\u1ed1, \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt theo th\u1eddi gian th\u1ef1c v\u00e0 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c truy c\u1eadp b\u1edfi t\u1ea5t c\u1ea3 c\u00e1c th\u00e0nh vi\u00ean. N\u00ean nh\u1eefng ng\u01b0\u1eddi tham gia c\u00f3 th\u1ec3 ch\u1ec9nh s\u1eeda tr\u00ean \u0111\u00f3 m\u00e0 kh\u00f4ng c\u1ea7n b\u1ea5t k\u1ef3 b\u1ea3n sao n\u00e0o.<\/span><\/p>\n

 <\/p>\n

7. X\u00e1c minh danh t\u00ednh k\u1ef9 thu\u1eadt s\u1ed1<\/b><\/h3>\n

 <\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh tr\u1ef1c tuy\u1ebfn m\u00e0 kh\u00f4ng x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng. Tuy nhi\u00ean, quy tr\u00ecnh x\u00e1c minh bao g\u1ed3m nhi\u1ec1u b\u01b0\u1edbc v\u00e0 m\u1ea5t nhi\u1ec1u th\u1eddi gian khi\u1ebfn ng\u01b0\u1eddi d\u00f9ng kh\u00f3 ch\u1ecbu.\u00a0<\/span><\/p>\n

V\u1edbi blockchain, ng\u01b0\u1eddi d\u00f9ng v\u00e0 ng\u00e2n h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb c\u00e1c quy tr\u00ecnh x\u00e1c minh nhanh h\u01a1n. \u0110\u00f3 l\u00e0 b\u1edfi v\u00ec blockchain s\u1ebd gi\u00fap s\u1eed d\u1ee5ng x\u00e1c minh danh t\u00ednh l\u1ea1i cho c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c m\u1ed9t c\u00e1ch an to\u00e0n. Ng\u01b0\u1eddi d\u00f9ng ch\u1ec9 c\u1ea7n \u0111\u0103ng nh\u1eadp m\u1ed9t l\u1ea7n duy nh\u1ea5t v\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u0103ng nh\u1eadp nhi\u1ec1u l\u1ea7n \u2013 mi\u1ec5n l\u00e0 nh\u00e0 cung c\u1ea5p \u0111\u00f3 c\u0169ng \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi blockchain. Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 ch\u1ecdn c\u00e1ch h\u1ecd mu\u1ed1n nh\u1eadn d\u1ea1ng v\u00e0 ng\u01b0\u1eddi m\u00e0 h\u1ecd \u0111\u1ed3ng \u00fd chia s\u1ebb danh t\u00ednh c\u1ee7a h\u1ecd.<\/span><\/p>\n

>> Xem th\u00eam: “6 L\u1ee2I \u00cdCH C\u1ee6A KYC \u1ee8NG D\u1ee4NG V\u00c0O L\u0128NH V\u1ef0C T\u00c0I CH\u00cdNH NG\u00c2N H\u00c0NG<\/strong><\/a>”<\/p>\n

S\u1ef1 \u0111\u1ed5i m\u1edbi ph\u1ed5 bi\u1ebfn nh\u1ea5t trong l\u0129nh v\u1ef1c n\u00e0y l\u00e0 Zero Knowledge Proof. V\u00e0 m\u1ed9t s\u1ed1 qu\u1ed1c gia v\u00e0 c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn hi\u1ec7n \u0111ang nghi\u00ean c\u1ee9u c\u00e1c gi\u1ea3i ph\u00e1p d\u1ef1a tr\u00ean ZKP.<\/span><\/p>\n

 <\/p>\n

\"m\u1ed9t M\u1ed9t s\u1ed1 qu\u1ed1c gia v\u00e0 c\u00e1c t\u1eadp \u0111o\u00e0n l\u1edbn hi\u1ec7n \u0111ang nghi\u00ean c\u1ee9u c\u00e1c gi\u1ea3i ph\u00e1p d\u1ef1a tr\u00ean Zero Knowledge Proof (ZKP).<\/em><\/p>\n

 <\/p>\n

8. K\u1ebf to\u00e1n v\u00e0 ki\u1ec3m to\u00e1n<\/b><\/h3>\n

 <\/p>\n

K\u1ebf to\u00e1n \u0111\u00e3 l\u00e0 m\u1ed9t l\u0129nh v\u1ef1c t\u01b0\u01a1ng \u0111\u1ed1i ch\u1eadm \u0111\u1ec3 s\u1ed1 h\u00f3a. M\u1ed9t trong nh\u1eefng l\u00fd do \u0111\u00f3 l\u00e0 s\u1ef1 nghi\u00eam kh\u1eafc v\u1ec1 c\u00e1c y\u00eau c\u1ea7u, quy \u0111\u1ecbnh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh to\u00e0n v\u1eb9n v\u00e0 hi\u1ec7u l\u1ef1c c\u1ee7a d\u1eef li\u1ec7u. V\u00e0 \u0111\u00f3 c\u0169ng l\u00e0 l\u00fd do t\u1ea1i sao k\u1ebf to\u00e1n c\u00f3 kh\u1ea3 n\u0103ng s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i b\u1eb1ng blockchain.\u00a0<\/span><\/p>\n

C\u00e1c chuy\u00ean gia tin r\u1eb1ng c\u00f4ng ngh\u1ec7 n\u00e0y s\u1ebd \u0111\u01a1n gi\u1ea3n h\u00f3a vi\u1ec7c tu\u00e2n th\u1ee7 v\u00e0 h\u1ee3p l\u00fd h\u00f3a c\u00e1c h\u1ec7 th\u1ed1ng s\u1ed5 s\u00e1ch k\u1ebf to\u00e1n k\u00e9p truy\u1ec1n th\u1ed1ng. Thay v\u00ec gi\u1eef c\u00e1c h\u1ed3 s\u01a1 ri\u00eang d\u1ef1a tr\u00ean bi\u00ean lai giao d\u1ecbch, doanh nghi\u1ec7p c\u00f3 th\u1ec3 th\u00eam giao d\u1ecbch tr\u1ef1c ti\u1ebfp v\u00e0o s\u1ed5 \u0111\u0103ng k\u00fd chung. M\u1ed9t blockchain s\u1ebd ho\u1ea1t \u0111\u1ed9ng gi\u1ed1ng nh\u01b0 m\u1ed9t c\u00f4ng ch\u1ee9ng vi\u00ean k\u1ef9 thu\u1eadt s\u1ed1 x\u00e1c minh t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch. Do \u0111\u00f3, c\u00e1c h\u1ed3 s\u01a1 s\u1ebd minh b\u1ea1ch v\u00e0 an to\u00e0n h\u01a1n. Ngo\u00e0i ra, c\u00f4ng ngh\u1ec7 n\u00e0y c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong c\u00e1c \u1ee9ng d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n h\u00f3a \u0111\u01a1n t\u1ef1 \u0111\u1ed9ng.<\/span><\/p>\n

 <\/p>\n

9. Qu\u1ef9 ph\u00f2ng h\u1ed9<\/b><\/h3>\n

 <\/p>\n

Qu\u1ef9 ph\u00f2ng h\u1ed9 l\u00e0 m\u1ed9t lo\u1ea1i h\u00ecnh h\u1ee3p t\u00e1c \u0111\u1ea7u t\u01b0 c\u00f3 s\u1ef1 tham gia c\u1ee7a ng\u01b0\u1eddi qu\u1ea3n l\u00fd qu\u1ef9 v\u00e0 m\u1ed9t nh\u00f3m c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u01b0 nh\u00e2n. M\u1ee5c ti\u00eau c\u1ee7a c\u00e1c qu\u1ef9 ph\u00f2ng h\u1ed9 l\u00e0 t\u1ed1i \u0111a h\u00f3a l\u1ee3i nhu\u1eadn c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro. C\u00e1c qu\u1ef9 ph\u00f2ng h\u1ed9 n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t b\u1edfi c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd qu\u1ef9, nh\u1eefng ng\u01b0\u1eddi l\u00e0m vi\u1ec7c trong m\u1ed9t th\u1ef1c th\u1ec3 duy nh\u1ea5t.<\/span><\/p>\n

Theo Autonomous NEXT, s\u1ed1 l\u01b0\u1ee3ng qu\u1ef9 ph\u00f2ng h\u1ed9 giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed t\u0103ng g\u1ea5p \u0111\u00f4i t\u1eeb th\u00e1ng 10 n\u0103m 2017 \u0111\u1ebfn th\u00e1ng 2 n\u0103m 2018. M\u1ed9t qu\u1ef9 ph\u00f2ng h\u1ed9 ti\u1ec1n \u0111i\u1ec7n t\u1eed phi t\u1eadp trung cung c\u1ea5p m\u1ed9t n\u1ec1n t\u1ea3ng m\u1edf cho ph\u00e9p nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 chi\u1ebfn l\u01b0\u1ee3c gia tham gia. Nh\u01b0 v\u1eady s\u1ebd t\u1ea1o ra s\u1ef1 quy\u1ebft \u0111\u1ecbnh ph\u00e2n c\u1ea5p v\u00e0 s\u1ebd l\u00e0 ti\u1ec1m n\u0103ng c\u1ee7a blockchain cho ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. V\u00ec s\u1ef1 ph\u00e2n c\u1ea5p trong quy\u1ebft \u0111\u1ecbnh c\u00f3 th\u1ec3 mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch h\u01a1n cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 khi tu\u00e2n th\u1ee7 nguy\u00ean t\u1eafc \u201cKh\u00f4ng b\u1ecf tr\u1ee9ng v\u00e0o c\u00f9ng m\u1ed9t gi\u1ecf\u201d.<\/span><\/p>\n

 <\/p>\n

\"Apex Apex Token Fund l\u00e0 m\u1ed9t qu\u1ef9 ph\u00f2ng h\u1ed9 s\u1eed d\u1ee5ng giao d\u1ecbch d\u1ef1a tr\u00ean ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u1edbn nh\u1ea5t hi\u1ec7n nay<\/em><\/p>\n

 <\/p>\n

10.Chuy\u1ec3n ti\u1ec1n ngang h\u00e0ng (P2P)<\/b><\/h3>\n

 <\/p>\n

Chuy\u1ec3n ti\u1ec1n ngang h\u00e0ng (P2P) cho ph\u00e9p kh\u00e1ch h\u00e0ng chuy\u1ec3n ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a h\u1ecd \u0111\u1ebfn t\u00e0i kho\u1ea3n ho\u1eb7c th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi kh\u00e1c th\u00f4ng qua tr\u1ef1c tuy\u1ebfn. Hi\u1ec7n nay, c\u00f3 r\u1ea5t nhi\u1ec1u \u1ee9ng d\u1ee5ng chuy\u1ec3n ti\u1ec1n P2P c\u00f3 s\u1eb5n tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0 h\u1ea7u h\u1ebft ch\u00fang \u0111\u1ec1u \u0111i k\u00e8m v\u1edbi m\u1ed9t s\u1ed1 h\u1ea1n ch\u1ebf nh\u1ea5t \u0111\u1ecbnh.\u00a0<\/span><\/p>\n

V\u00ed d\u1ee5: M\u1ed9t trong s\u1ed1 h\u1ecd cho ph\u00e9p b\u1ea1n chuy\u1ec3n ti\u1ec1n \u0111\u1ebfn trong m\u1ed9t khu v\u1ef1c \u0111\u1ecba l\u00fd nh\u1ea5t \u0111\u1ecbnh. Nh\u1eefng nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 kh\u00e1c l\u1ea1i kh\u00f4ng cho ph\u00e9p b\u1ea1n chuy\u1ec3n ti\u1ec1n n\u1ebfu c\u1ea3 hai b\u00ean \u0111\u1ec1u \u1edf c\u00f9ng m\u1ed9t qu\u1ed1c gia. H\u01a1n th\u1ebf n\u1eefa, d\u1ecbch v\u1ee5 P2P c\u00f3 th\u1ec3 t\u00ednh ph\u00ed cao cho d\u1ecbch v\u1ee5 c\u1ee7a h\u1ecd v\u00e0 kh\u00f4ng \u0111\u1ee7 an to\u00e0n \u0111\u1ec3 l\u01b0u tr\u1eef th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a kh\u00e1ch h\u00e0ng.\u00a0<\/span><\/p>\n

T\u1ea5t c\u1ea3 nh\u1eefng v\u1ea5n \u0111\u1ec1 n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft v\u1edbi blockchain. C\u00f4ng ngh\u1ec7 n\u00e0y s\u1ebd gi\u00fap ph\u00e2n c\u1ea5p c\u00e1c \u1ee9ng d\u1ee5ng cho chuy\u1ec3n ti\u1ec1n ngang h\u00e0ng (P2P). V\u1edbi \u01b0u \u0111i\u1ec3m n\u1ed5i b\u1eadt r\u1eb1ng blockchain cho ph\u00e9p chuy\u1ec3n ti\u1ec1n tr\u00ean to\u00e0n c\u1ea7u v\u00e0 kh\u00f4ng c\u00f3 gi\u1edbi h\u1ea1n \u0111\u1ecba l\u00fd. H\u01a1n th\u1ebf n\u1eefa, c\u00e1c giao d\u1ecbch d\u1ef1a tr\u00ean blockchain s\u1ebd di\u1ec5n ra trong th\u1eddi gian th\u1ef1c, v\u00ec v\u1eady ng\u01b0\u1eddi nh\u1eadn s\u1ebd kh\u00f4ng ph\u1ea3i ch\u1edd 4 ng\u00e0y cho \u0111\u1ebfn khi nh\u1eadn \u0111\u01b0\u1ee3c ti\u1ec1n.<\/span><\/p>\n

 <\/p>\n

\"Chuy\u1ec3n Chuy\u1ec3n ti\u1ec1n ngang h\u00e0ng P2P d\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7 Blockchain cho ph\u00e9p chuy\u1ec3n ti\u1ec1n tr\u00ean to\u00e0n c\u1ea7u v\u00e0 kh\u00f4ng c\u00f3 gi\u1edbi h\u1ea1n \u0111\u1ecba l\u00fd<\/em><\/p>\n

 <\/p>\n

T\u01b0\u01a1ng lai c\u1ee7a blockchain trong ng\u00e2n h\u00e0ng<\/b><\/h2>\n

 <\/p>\n

Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh ng\u00e2n h\u00e0ng tin r\u1eb1ng trong t\u01b0\u01a1ng lai, blockchain s\u1ebd tr\u1edf th\u00e0nh c\u00f4ng ngh\u1ec7 ch\u1ee7 \u0111\u1ea1o trong ng\u00e2n h\u00e0ng. V\u00ec v\u1eady, \u0111\u1ec3 t\u1eadn d\u1ee5ng t\u1ed1i \u0111a t\u00ednh n\u0103ng c\u1ee7a n\u00f3, tr\u01b0\u1edbc ti\u00ean c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n ph\u00e1t tri\u1ec3n c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng c\u1ea7n thi\u1ebft \u0111\u1ec3 c\u00f3 th\u1ec3 v\u1eadn h\u00e0nh su\u00f4n s\u1ebb m\u1ed9t m\u1ea1ng to\u00e0n c\u1ea7u.<\/span><\/p>\n

Khi \u0111\u01b0\u1ee3c tri\u1ec3n khai r\u1ed9ng r\u00e3i, blockchain d\u1ef1 ki\u1ebfn s\u1ebd cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng x\u1eed l\u00fd thanh to\u00e1n nhanh h\u01a1n v\u00e0 ch\u00ednh x\u00e1c h\u01a1n, \u0111\u1ed3ng th\u1eddi gi\u1ea3m chi ph\u00ed giao d\u1ecbch cho kh\u00e1ch h\u00e0ng. C\u00e1c ng\u00e2n h\u00e0ng \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 blockchain s\u1ebd mang l\u1ea1i tr\u1ea3i nghi\u1ec7m t\u1ed1t h\u01a1n cho kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh v\u00e0 c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng c\u1ea1nh tranh v\u1edbi c\u00e1c c\u00f4ng ty fintech hi\u1ec7n nay.<\/span><\/p>\n

Ngu\u1ed3n: T\u1ed5ng h\u1ee3p v\u00e0 d\u1ecbch t\u1eeb Innotech Vietnam<\/em><\/p>\n

\n

 <\/p>\n

Innotech Vietnam<\/b><\/a> lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t. V\u00ec v\u1eady ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng t\u1eeb c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACB, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank,\u2026 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p do Innotech Vietnam cung c\u1ea5p.\u00a0<\/span><\/p>\n

 <\/p>\n

N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm gi\u1ea3i ph\u00e1p v\u1ec1 Blockchain cho Fintech \u0111\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 <\/span>Fintech software Outsourcing<\/b><\/a>!<\/span><\/p>\n

Email: <\/span>info@innotech-vn.com<\/span><\/a><\/p>","protected":false},"excerpt":{"rendered":"

Blockchain l\u00e0 m\u1ed9t trong nh\u1eefng xu h\u01b0\u1edbng ch\u00ednh \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng trong ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh hi\u1ec7n nay. H\u00e3y c\u00f9ng ch\u00fang t\u00f4i t\u00ecm hi\u1ec3u v\u1ec1 blockchain v\u00e0 kh\u00e1m ph\u00e1 10 \u1ee9ng d\u1ee5ng n\u1ed5i b\u1eadt c\u1ee7a c\u00f4ng ngh\u1ec7 Blockchain trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng.   \u0110\u1ecbnh ngh\u0129a Blockchain   H\u00e3y b\u1eaft \u0111\u1ea7u l\u1ea1i […]<\/p>","protected":false},"author":7,"featured_media":6036,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"yst_prominent_words":[732,2376,674,2384,684,589,2377,1636,694,1311,563,2386,577,2387,2378,2381,2379,2380,744,1289],"publishpress_future_action":{"enabled":false,"date":"2025-01-01 20:11:45","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/6035"}],"collection":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=6035"}],"version-history":[{"count":10,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/6035\/revisions"}],"predecessor-version":[{"id":6078,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/6035\/revisions\/6078"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/6036"}],"wp:attachment":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=6035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=6035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=6035"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=6035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}