{"id":6717,"date":"2020-05-12T11:29:43","date_gmt":"2020-05-12T11:29:43","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=6717"},"modified":"2023-10-17T04:32:14","modified_gmt":"2023-10-17T04:32:14","slug":"thuc-hien-ekyc-cho-onboarding-va-nhung-kho-khan-co-the-gap","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/thuc-hien-ekyc-cho-onboarding-va-nhung-kho-khan-co-the-gap\/","title":{"rendered":"Th\u1ef1c hi\u1ec7n eKYC cho onboarding v\u00e0 nh\u1eefng kh\u00f3 kh\u0103n c\u00f3 th\u1ec3 g\u1eb7p"},"content":{"rendered":"<p><strong>Th\u1ef1c hi\u1ec7n eKYC cho onboarding<\/strong> c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u1ecfi b\u1ecb l\u1ea1m d\u1ee5ng b\u1edfi nh\u1eefng ho\u1ea1t \u0111\u1ed9ng nh\u01b0 r\u1eeda ti\u1ec1n, tham nh\u0169ng ho\u1eb7c t\u00e0i tr\u1ee3 cho ho\u1ea1t \u0111\u1ed9ng kh\u1ee7ng b\u1ed1. Tuy nhi\u00ean, vi\u1ec7c <a href=\"https:\/\/innotech-vn.com\/quy-trinh-ekyc-cho-onboarding-duoc-thuc-hien-nhu-the-nao\/\"><strong>\u1ee9ng d\u1ee5ng eKYC v\u00e0o tri\u1ec3n khai onboarding<\/strong><\/a> cho kh\u00e1ch h\u00e0ng t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t \u0111i\u1ec1u d\u1ec5 d\u00e0ng.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>1. V\u0103n h\u00f3a doanh nghi\u1ec7p<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6722 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding.jpg\" alt=\"th\u1ef1c hi\u1ec7n EKYC cho onboarding\" width=\"740\" height=\"462\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding.jpg 740w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-300x187.jpg 300w\" sizes=\"(max-width: 740px) 100vw, 740px\" \/> <em>Hi\u1ec7n nay c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam \u0111ang xem v\u1ea5n \u0111\u1ec1 c\u00f4ng ngh\u1ec7 l\u00e0 th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t trong vi\u1ec7c th\u1ef1c hi\u1ec7n eKYC cho onboarding<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>M\u1ed9t quan ni\u1ec7m sai l\u1ea7m ph\u1ed5 bi\u1ebfn khi xem <strong>kh\u00f3 kh\u0103n trong vi\u1ec7c th\u1ef1c hi\u1ec7n eKYC cho onboarding<\/strong> ch\u1ec9 n\u1eb1m \u1edf c\u00f4ng ngh\u1ec7, m\u00e0 m\u1ecdi ng\u01b0\u1eddi b\u1ecf qua m\u1ed9t th\u00e1ch th\u1ee9c \u0111\u00e1ng l\u01b0u t\u00e2m \u0111\u1ea7u ti\u00ean \u0111\u00f3 l\u00e0 v\u1ec1 v\u0103n h\u00f3a doanh nghi\u1ec7p. H\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i v\u1ec1 c\u00e1ch cung c\u1ea5p d\u1ecbch v\u1ee5 \u0111\u00f2i h\u1ecfi m\u1ed9t s\u1ef1 thay \u0111\u1ed5i v\u0103n h\u00f3a trong t\u1ed5 ch\u1ee9c, t\u1eeb m\u00f4 h\u00ecnh kinh doanh v\u00e0 ngu\u1ed3n nh\u00e2n l\u1ef1c, \u0111\u1ebfn quy tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng v\u00e0 khuy\u1ebfn kh\u00edch nh\u00e2n vi\u00ean. H\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam hi\u1ec7n nay v\u1eabn c\u00f2n l\u01b0u tr\u1eef th\u00f4ng tin kh\u00e1ch h\u00e0ng d\u01b0\u1edbi d\u1ea1ng h\u1ed3 s\u01a1 v\u00e0 c\u00e1c s\u1ed1 li\u1ec7u c\u1ea7n thi\u1ebft cho vi\u1ec7c b\u00e1o c\u00e1o, qu\u1ea3n tr\u1ecb, \u0111i\u1ec1u h\u00e0nh h\u00e0ng ng\u00e0y hi\u1ec7n v\u1eabn ph\u1ea3i t\u1eadp h\u1ee3p, t\u00ednh to\u00e1n th\u1ee7 c\u00f4ng. \u00a0\u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn k\u1ebft qu\u1ea3 l\u00e0 nh\u00e2n vi\u00ean ph\u1ea3i th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng c\u00f4ng vi\u1ec7c kh\u1ed5ng l\u1ed3 tr\u01b0\u1edbc khi mu\u1ed1n t\u1eadn d\u1ee5ng nh\u1eefng ti\u1ebfn b\u1ed9, nh\u1eefng th\u00e0nh t\u1ef1u m\u1edbi nh\u1ea5t c\u1ee7a c\u00f4ng ngh\u1ec7 th\u1ebf gi\u1edbi.<\/p>\n<p>\u0110\u1eb7c bi\u1ec7t, qu\u1ea3n l\u00fd c\u1ea5p cao c\u1ea7n n\u1eafm b\u1eaft t\u1ea7m quan tr\u1ecdng c\u1ee7a kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y trong d\u00e0i h\u1ea1n s\u1ebd mang l\u1ea1i l\u1ee3i nhu\u1eadn cho t\u1ed5 ch\u1ee9c trong t\u01b0\u01a1ng lai. \u0110\u1ec3 c\u00f3 th\u1ec3 c\u00f3 nh\u1eefng \u0111\u1ecbnh h\u01b0\u1edbng v\u1ec1 c\u00f4ng vi\u1ec7c c\u0169ng nh\u01b0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng gi\u1edbi thi\u1ec7u v\u00e0 h\u01b0\u1edbng d\u1eabn cho nh\u00e2n vi\u00ean \u0111\u1ec3 c\u00f3 th\u1ec3 th\u00edch \u1ee9ng v\u00e0 l\u00e0m vi\u1ec7c hi\u1ec7u qu\u1ea3 \u0111\u01b0\u1ee3c v\u1edbi nh\u1eefng c\u00f4ng ngh\u1ec7 m\u1edbi. Nh\u1eb1m mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t c\u00f3 th\u1ec3.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>2. \u0110\u1ea7u t\u01b0 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6724 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-1.jpg\" alt=\"th\u1ef1c hi\u1ec7n EKYC cho onboarding\" width=\"750\" height=\"400\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-1.jpg 750w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-1-300x160.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/> <em>\u0110\u1ec3 v\u1eadn h\u00e0nh h\u1ec7 th\u1ed1ng eKYC c\u00f3 hi\u1ec7u qu\u1ea3, ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u1ea7u ti\u00ean ph\u1ea3i \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u0110\u1ec3 c\u00e1c c\u00f3 th\u1ec3 v\u1eadn h\u00e0nh h\u1ec7 th\u1ed1ng th\u1ef1c hi\u1ec7n eKYC cho onboarding c\u00f3 hi\u1ec7u qu\u1ea3, ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u1ea7u ti\u00ean ph\u1ea3i \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed v\u1edbi ph\u1ea1m vi bao ph\u1ee7 r\u1ed9ng. T\u1ea1i Vi\u1ec7t Nam, nh\u00e0 n\u01b0\u1edbc ch\u01b0a c\u00f3 h\u1ec7 th\u1ed1ng d\u1eef li\u1ec7u qu\u1ed1c gia c\u00f3 th\u1ec3 chia s\u1ebb cho c\u00e1c b\u00ean, n\u00ean c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i t\u1ef1 thu th\u1eadp l\u00e0m d\u00e0y th\u00f4ng tin d\u1eef li\u1ec7u c\u1ee7a kh\u00e1ch h\u00e0ng b\u1eb1ng nhi\u1ec1u c\u00e1ch nh\u01b0 x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng nh\u1eadn d\u1ea1ng th\u00f4ng qua sinh tr\u1eafc h\u1ecdc ri\u00eang, ch\u1ee7 \u0111\u1ed9ng k\u1ebft n\u1ed1i v\u1edbi c\u00e1c nh\u00e0 m\u1ea1ng vi\u1ec5n th\u00f4ng thu th\u1eadp th\u00f4ng tin kh\u00e1ch h\u00e0ng\u2026 T\u1ea5t nhi\u00ean, \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng c\u00e0ng hi\u1ec7n \u0111\u1ea1i, ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i \u0111\u1ea7u t\u01b0 kho\u1ea3n chi ph\u00ed l\u1edbn m\u00e0 \u0111i\u1ec1u n\u00e0y kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng n\u00e0o c\u0169ng c\u00f3 \u0111\u1ee7 ngu\u1ed3n v\u1ed1n \u0111\u1ec3 th\u1ef1c hi\u1ec7n n\u00f3. Ngo\u00e0i ra, <a href=\"https:\/\/innotech-vn.com\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/\"><strong>eYKC<\/strong><\/a> c\u0169ng g\u1eb7p nh\u1eefng tr\u1edf ng\u1ea1i v\u1ec1 l\u01b0u tr\u1eef d\u1eef li\u1ec7u l\u1edbn cho vi\u1ec7c ph\u00e2n t\u00edch v\u00e0 so s\u00e1nh trong khi ch\u01b0a c\u00f3 s\u1ef1 li\u00ean th\u00f4ng c\u00e1c d\u1eef li\u1ec7u c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c, ng\u00e2n h\u00e0ng v\u1edbi nhau\u2026<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>3. H\u00e0nh lang ph\u00e1p l\u00fd<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6726 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-2.jpg\" alt=\"\" width=\"512\" height=\"248\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-2.jpg 512w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-2-300x145.jpg 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/> <em>H\u00e0nh lang ph\u00e1p l\u00fd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 th\u00fac \u0111\u1ea9y cho ph\u00e1t tri\u1ec3n eKYC v\u00e0o c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>Hi\u1ec7n t\u1ea1i, Vi\u1ec7t Nam v\u1eeba th\u00f4ng qua <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/tien-te-ngan-hang\/Nghi-dinh-87-2019-ND-CP-sua-doi-Nghi-dinh-116-2013-ND-CP-huong-dan-Luat-Phong-chong-rua-tien-428571.aspx\" target=\"_blank\" rel=\"noopener\">Ngh\u1ecb \u0111\u1ecbnh 87<\/a> (thay th\u1ebf, b\u1ed5 sung Ngh\u1ecb \u0111\u1ecbnh thi h\u00e0nh Lu\u1eadt ph\u00f2ng ch\u1ed1ng r\u1eeda ti\u1ec1n) b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 116\/2013\/N\u0110-CP, \u0111\u00f3 l\u00e0 cho ph\u00e9p ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c quy\u1ebft \u0111\u1ecbnh g\u1eb7p m\u1eb7t ho\u1eb7c kh\u00f4ng g\u1eb7p m\u1eb7t kh\u00e1ch h\u00e0ng l\u1ea7n \u0111\u1ea7u khi th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch li\u00ean quan \u0111\u1ebfn c\u00f4ng ngh\u1ec7 m\u1edbi. T\u1eeb \u0111\u00f3, ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 \u1ee9ng d\u1ee5ng <a href=\"https:\/\/innotech-vn.com\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/\"><strong>gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a> v\u00e0o vi\u1ec7c \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed khi onboarding. Vi\u1ec7c n\u00e0y c\u0169ng m\u1edbi \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u v\u00e0 h\u00e0nh lang ph\u00e1p l\u00fd hi\u1ec7n h\u00e0nh c\u00f2n nhi\u1ec1u quy \u0111\u1ecbnh ch\u01b0a t\u01b0\u01a1ng th\u00edch v\u1edbi b\u1ed1i c\u1ea3nh s\u1ed1 h\u00f3a d\u1ecbch v\u1ee5 v\u00e0 ch\u01b0a th\u1ef1c s\u1ef1 th\u00fac \u0111\u1ea9y cho vi\u1ec7c ph\u00e1t tri\u1ec3n <a href=\"https:\/\/ekyc-vietnam.com\/\" target=\"_blank\" rel=\"noopener\"><strong>eKYC Vi\u1ec7t Nam<\/strong><\/a> v\u00e0o c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh.<\/p>\n<p>Tuy nhi\u00ean, \u0111\u1ec3 \u0111\u01b0a eKYC v\u00e0o hi\u1ec7n th\u1ef1c th\u00ec c\u1ea7n c\u00f3 quy \u0111\u1ecbnh r\u00f5 r\u00e0ng n\u00ean ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i ch\u1edd khi n\u00e0o c\u00f3 quy \u0111\u1ecbnh h\u01b0\u1edbng d\u1eabn chi ti\u1ebft c\u1ee7a NHNN m\u1edbi tri\u1ec3n khai. V\u00ec th\u1ef1c t\u1ebf, khi kh\u00f4ng g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp, ng\u00e2n h\u00e0ng c\u1ea7n c\u00f3 bi\u1ec7n ph\u00e1p, h\u00ecnh th\u1ee9c v\u00e0 c\u00f4ng ngh\u1ec7 \u0111\u1ec3 nh\u1eadn bi\u1ebft v\u00e0 x\u00e1c minh kh\u00e1ch h\u00e0ng. Ch\u1eb3ng h\u1ea1n nh\u01b0 ch\u1ee5p ch\u1ee9ng minh th\u01b0 l\u01b0u 2 m\u1eb7t, quay camera tr\u1ef1c ti\u1ebfp khu\u00f4n m\u1eb7t ng\u01b0\u1eddi \u0111\u00f3 tr\u00ean online\u2026 Nh\u01b0ng \u1edf Vi\u1ec7t Nam v\u1eabn c\u00f2n x\u1ea3y ra t\u00ecnh tr\u1ea1ng l\u00e0m gi\u1ea3 ch\u1ee9ng minh th\u01b0, th\u1ebb c\u0103n c\u01b0\u1edbc\u2026 n\u00ean c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c \u1ee9ng d\u1ee5ng quy tr\u00ecnh eKYC v\u00e0o th\u1ef1c t\u1ebf.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>4. B\u1ea3o m\u1eadt th\u00f4ng tin<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6728 size-large\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-3-1024x673.jpg\" alt=\"th\u1ef1c hi\u1ec7n EKYC cho onboarding\" width=\"700\" height=\"460\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-3-1024x673.jpg 1024w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-3-300x197.jpg 300w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-3-768x504.jpg 768w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-3-1536x1009.jpg 1536w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-3.jpg 1772w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <em>\u1ee8ng d\u1ee5ng quy tr\u00ecnh eKYC v\u00e0o qu\u00e1 tr\u00ecnh onboarding c\u00f3 th\u1ec3 b\u1ecb c\u1ea3n tr\u1ee3 b\u1edfi lu\u1eadt b\u1ea3o v\u1ec7 quy\u1ec1n ri\u00eang t\u01b0 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u0110\u1ed9 tin c\u1eady c\u0169ng nh\u01b0 b\u1ea3o m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng v\u00e0 ph\u00f2ng ch\u1ed1ng r\u1ee7i ro l\u00e0 y\u1ebfu t\u1ed1 s\u1ed1ng c\u00f2n c\u1ee7a ng\u00e2n h\u00e0ng. V\u00ec th\u1ebf, khi \u1ee9ng d\u1ee5ng <a href=\"https:\/\/innotech-vn.com\/tai-sao-bat-buoc-tuan-thu-kyc-trong-linh-vuc-tai-chinh-ngan-hang\/\"><strong>quy tr\u00ecnh eKYC<\/strong><\/a> v\u00e0o qu\u00e1 tr\u00ecnh onboarding c\u1ee7a kh\u00e1ch h\u00e0ng, vi\u1ec7c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn thu th\u1eadp d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng c\u0169ng l\u00e0m t\u0103ng m\u1ed1i lo ng\u1ea1i v\u1ec1 quy\u1ec1n ri\u00eang t\u01b0 v\u00e0 c\u00f3 th\u1ec3 b\u1ecb c\u1ea3n tr\u1edf b\u1edfi c\u00e1c lu\u1eadt, quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh li\u00ean quan \u0111\u1ebfn b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<p>Ngo\u00e0i ra, c\u00e1c th\u00e1ch th\u1ee9c kh\u00e1c nh\u01b0 kh\u1ea3 n\u0103ng b\u1ea3o m\u1eadt c\u1ee7a h\u1ec7 th\u1ed1ng, an ninh m\u1ea1ng, b\u1ea3o m\u1eadt th\u00f4ng tin c\u00e1 nh\u00e2n v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c coi tr\u1ecdng. Do \u0111\u00f3, vi\u1ec7c \u1ee9ng d\u1ee5ng quy tr\u00ecnh eKYC trong khi kh\u00f4ng t\u0103ng c\u01b0\u1eddng c\u00e1c bi\u1ec7n ph\u00e1p qu\u1ea3n l\u00fd r\u1ee7i ro an ninh m\u1ea1ng, n\u0103ng l\u1ef1c t\u1ed5 ch\u1ee9c qu\u1ea3n l\u00fd c\u00f2n h\u1ea1n ch\u1ebf, ch\u01b0a am hi\u1ec3u \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 \u0111\u1eb7c t\u00ednh c\u1ee7a m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng m\u1edbi s\u1ebd t\u0103ng nguy c\u01a1 m\u1ea5t an to\u00e0n cho kh\u00e1ch h\u00e0ng, ng\u00e2n h\u00e0ng v\u00e0 h\u1ec7 th\u1ed1ng. B\u1edfi theo c\u00e1c chuy\u00ean gia, an ninh kh\u00f4ng gian m\u1ea1ng (cybersecurity) l\u00e0 m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu \u0111\u1ec3 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng\/ng\u00e2n h\u00e0ng khi s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i.<\/p>\n<p>T\u1eeb n\u0103m 2014 \u0111\u1ebfn nay, c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng t\u0103ng nhanh ch\u00f3ng c\u1ea3 v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng l\u1eabn t\u00ednh ph\u1ee9c t\u1ea1p, nh\u1eb1m v\u00e0o m\u1ecdi t\u1ed5 ch\u1ee9c, bao g\u1ed3m c\u1ea3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng cho d\u00f9 \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 r\u1ea5t l\u1edbn v\u1ec1 c\u00f4ng ngh\u1ec7 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n, an ninh h\u1ec7 th\u1ed1ng. V\u00e0 \u0111\u1ed1i v\u1edbi \u201cth\u1ecb tr\u01b0\u1eddng\u201d Vi\u1ec7t Nam, bu\u00f4n b\u00e1n d\u1eef li\u1ec7u c\u00e1 nh\u00e2n, ph\u1ee5c v\u1ee5 cho c\u00e1c ho\u1ea1t \u0111\u1ed9ng ch\u00e0o b\u00e1n nh\u00e0 \u0111\u1ea5t, xe h\u01a1i, b\u1ea3o hi\u1ec3m, cho vay t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n,&#8230; v\u1eabn ph\u00e1t tri\u1ec3n r\u1ea5t m\u1ea1nh m\u1ebd g\u00e2y \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>5. Thay \u0111\u1ed5i th\u00f3i quen c\u1ee7a kh\u00e1ch h\u00e0ng<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>Ni\u1ec1m tin v\u00e0 tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng trong vi\u1ec7c x\u00e2y d\u1ef1ng v\u00e0 \u1ee9ng d\u1ee5ng nh\u1eefng c\u00f4ng ngh\u1ec7 m\u1edbi v\u00e0o ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh. V\u00e0 m\u1ed9t trong nh\u1eefng th\u00e1ch th\u1ee9c l\u1edbn nh\u1ea5t \u0111\u00f3 l\u00e0 vi\u1ec7c gi\u1edbi thi\u1ec7u d\u1ecbch v\u1ee5 v\u00e0 thay \u0111\u1ed5i d\u1ea7n th\u00f3i quen s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a ng\u01b0\u1eddi d\u00e2n. B\u1edfi v\u00ec, \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi l\u1edbn tu\u1ed5i, h\u1ecd c\u1ea3m th\u1ea5y kh\u00f4ng tin t\u01b0\u1edfng v\u00e0 y\u00ean t\u00e2m s\u1eed d\u1ee5ng nh\u1eefng d\u1ecbch v\u1ee5 v\u00e0 th\u1ef1c hi\u1ec7n nh\u1eefng giao d\u1ecbch th\u00f4ng qua online. H\u1ecd th\u00edch nh\u1eefng giao d\u1ecbch tr\u1ef1c ti\u1ebfp v\u00e0 s\u1ef1 c\u00f3 m\u1eb7t c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng. V\u00ec th\u1ebf, c\u00e1c ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi mu\u1ed1n \u1ee9ng d\u1ee5ng quy tr\u00ecnh eKYC v\u00e0o trong qu\u00e1 tr\u00ecnh onboarding th\u00ec ph\u1ea3i gi\u00e1o d\u1ee5c kh\u00e1ch h\u00e0ng m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh, \u0111\u1ec3 d\u1ea7n d\u1ea7n thay \u0111\u1ed5i suy ngh\u0129 v\u00e0 h\u00ecnh th\u00e0nh th\u00f3i quen khi mu\u1ed1n m\u1edf th\u1ebb t\u00e0i kho\u1ea3n hay \u0111\u0103ng k\u00ed d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng, h\u1ecd c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n n\u00f3 th\u00f4ng qua chi\u1ebfc smartphone m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u1ebfn ng\u00e2n h\u00e0ng tr\u1ef1c ti\u1ebfp nh\u01b0 truy\u1ec1n th\u1ed1ng n\u1eefa.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6802 size-large\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-5-1024x576.jpg\" alt=\"\" width=\"700\" height=\"394\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-5-1024x576.jpg 1024w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-5-300x169.jpg 300w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-5-768x432.jpg 768w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/05\/Nhung-kho-khan-khi-thuc-hien-ekyc-cho-qua-trinh-onboarding-5.jpg 1280w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/> <em>C\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh n\u00ean ch\u00fa tr\u1ecdng \u0111\u1ebfn vi\u1ec7c gi\u00e1o d\u1ee5c th\u00f3i quen cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1ec1 vi\u1ec7c onboarding th\u00f4ng qua smartphone<\/em><\/p>\n<p>&nbsp;<\/p>\n<h2><strong>K\u1ebft lu\u1eadn<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>Kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn vi\u1ec7c <a href=\"https:\/\/innotech-vn.com\/quy-trinh-ekyc-cho-onboarding-duoc-thuc-hien-nhu-the-nao\/\"><strong>\u1ee9ng d\u1ee5ng eKYC v\u00e0o qu\u00e1 tr\u00ecnh onboarding<\/strong><\/a> c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 r\u1ea5t nhi\u1ec1u l\u1ee3i \u00edch nh\u01b0ng song song \u0111\u00f3 n\u00f3 c\u0169ng mang l\u1ea1i nhi\u1ec1u r\u1ee7i ro, nh\u1ea5t l\u00e0 r\u1ee7i ro gian l\u1eadn. Do \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh khi tri\u1ec3n khai eKYC n\u00ean th\u1eed nghi\u1ec7m tr\u01b0\u1edbc khi \u00e1p d\u1ee5ng \u0111\u1ea1i tr\u00e0 v\u00e0 tham kh\u1ea3o b\u00e0i h\u1ecdc c\u1ea3 th\u00e0nh c\u00f4ng v\u00e0 th\u1ea5t b\u1ea1i \u1edf m\u1ed9t s\u1ed1 n\u01b0\u1edbc \u0111\u1ec3 c\u00f3 th\u1ec3 <a href=\"https:\/\/innotech-vn.com\/5-loi-ich-kyc-ung-dung-vao-linh-vuc-tai-chinh-ngan-hang\/\"><strong>\u1ee9ng d\u1ee5ng eKYC<\/strong><\/a> t\u1ea1i Vi\u1ec7t Nam sao cho \u0111\u1ea1t hi\u1ec7u qu\u1ea3 cao nh\u1ea5t m\u00e0 h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c r\u1ee7i ro.<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/innotech-vn.com\/\"><strong>Innotech Vi\u1ec7t Nam<\/strong><\/a> l\u00e0 nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p eKYC trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng. Gi\u00fap qu\u00e1 tr\u00ecnh h\u1ed7 tr\u1ee3 x\u00e1c th\u1ef1c th\u00f4ng tin kh\u00e1ch h\u00e0ng nhanh ch\u00f3ng v\u00e0 an to\u00e0n th\u00f4ng qua k\u1ebft h\u1ee3p c\u00f4ng ngh\u1ec7 OCR, Face detection v\u00e0 Live detection.<\/p>\n<p>&nbsp;<\/p>\n<p><center><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/Tc4Vadfzqhw\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/center><\/p>\n<p style=\"text-align: center;\"><em>Gi\u1ea3i ph\u00e1p eKYC ng\u00e2n h\u00e0ng do Innotech Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>Ngo\u00e0i ra, Innotech Vietnam \u0110\u1ed9i ng\u0169 l\u1eadp tr\u00ecnh vi\u00ean \u0111\u00e3 c\u00f3 kinh nghi\u1ec7m l\u1eadp tr\u00ecnh cho c\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty Fintech nh\u01b0 ACB, Tyme Digital Bank, Manulife, Unifimoney, Commonwealth Bank, v.v\u2026<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 <a href=\"https:\/\/innotech-vn.com\/software-development\/banking-and-financial-services\/\"><strong>Fintech software Outsourcing<\/strong><\/a>!<\/p>\n<p>Email: <a href=\"mailto:info@innotech-vn.com\">info@innotech-vn.com<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-6696\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2.jpg\" alt=\"th\u1ef1c hi\u1ec7n EKYC cho onboarding\" width=\"1003\" height=\"125\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2.jpg 2344w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-300x37.jpg 300w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-1024x128.jpg 1024w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-768x96.jpg 768w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-1536x191.jpg 1536w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-2048x255.jpg 2048w\" sizes=\"(max-width: 1003px) 100vw, 1003px\" \/><\/p>","protected":false},"excerpt":{"rendered":"<p>Th\u1ef1c hi\u1ec7n eKYC cho onboarding c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u1ecfi b\u1ecb l\u1ea1m d\u1ee5ng b\u1edfi nh\u1eefng ho\u1ea1t \u0111\u1ed9ng nh\u01b0 r\u1eeda ti\u1ec1n, tham nh\u0169ng ho\u1eb7c t\u00e0i tr\u1ee3 cho ho\u1ea1t \u0111\u1ed9ng kh\u1ee7ng b\u1ed1. Tuy nhi\u00ean, vi\u1ec7c \u1ee9ng d\u1ee5ng eKYC v\u00e0o tri\u1ec3n khai onboarding cho kh\u00e1ch h\u00e0ng t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 [&hellip;]<\/p>","protected":false},"author":7,"featured_media":6720,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[3903,190],"tags":[],"yst_prominent_words":[674,2800,569,2875,2810,559,557,1813,78,563,570,561,1812,764,568,560,2874,2809,1814],"publishpress_future_action":{"enabled":false,"date":"2025-03-22 16:15:32","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/6717"}],"collection":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=6717"}],"version-history":[{"count":23,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/6717\/revisions"}],"predecessor-version":[{"id":19190,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/6717\/revisions\/19190"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/6720"}],"wp:attachment":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=6717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=6717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=6717"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=6717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}