{"id":6974,"date":"2020-05-26T08:44:24","date_gmt":"2020-05-26T08:44:24","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=6974"},"modified":"2020-11-10T04:58:25","modified_gmt":"2020-11-10T04:58:25","slug":"cong-ty-cung-cap-giai-phap-ekyc-toan-dien-o-viet-nam","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/cong-ty-cung-cap-giai-phap-ekyc-toan-dien-o-viet-nam\/","title":{"rendered":"C\u00f4ng Ty Cung C\u1ea5p Gi\u1ea3i Ph\u00e1p eKYC To\u00e0n Di\u1ec7n \u1edf Vi\u1ec7t Nam"},"content":{"rendered":"

T\u1ea1i Vi\u1ec7t Nam, s\u1ed1 l\u01b0\u1ee3ng c\u00e1c c\u00f4ng ty software r\u1ea5t nhi\u1ec1u v\u00e0 ng\u00e0y \u0111ang c\u00f3 xu h\u01b0\u1edbng c\u00e0ng t\u0103ng. Tuy nhi\u00ean, n\u1ebfu k\u1ec3 \u0111\u1ebfn c\u00e1c nh\u00e0 cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p eKYC cho ng\u00e2n h\u00e0ng<\/strong><\/a> th\u00ec hi\u1ec7n t\u1ea1i ch\u1ec9 c\u00f3 m\u1ed9t s\u1ed1 c\u00f4ng ty c\u00f3 th\u1ec3 tri\u1ec3n khai t\u1ed1t.<\/p>\n

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Gi\u1ea3i ph\u00e1p eKYC mang l\u1ea1i g\u00ec cho ng\u00e0nh ng\u00e2n h\u00e0ng?<\/strong><\/h2>\n

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\"Gi\u1ea3i Gi\u1ea3i ph\u00e1p eKYC mang l\u1ea1i v\u00f4 v\u00e0n l\u1ee3i \u00edch cho ng\u00e0nh ng\u00e2n h\u00e0ng<\/em><\/p>\n

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C\u00f4ng ngh\u1ec7 \u0111\u00e3 th\u1ef1c s\u1ef1 b\u00f9ng n\u1ed5 trong ng\u00e0nh ng\u00e2n h\u00e0ng, nh\u1edd v\u00e0o \u0111\u00f3 n\u00f3 c\u0169ng mang l\u1ea1i v\u00f4 v\u00e0n l\u1ee3i \u00edch trong l\u0129nh v\u1ef1c n\u00e0y. Ch\u00fang ta c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng th\u1ea5y s\u1ef1 k\u1ebft h\u1ee3p c\u1ee7a c\u00f4ng ngh\u1ec7 \u0111\u00e3 mang l\u1ea1i tr\u1ea3i nghi\u1ec7m t\u1ed1t h\u01a1n cho kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 ti\u1ebft ki\u1ec7m chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng cho ng\u00e2n h\u00e0ng r\u1ea5t hi\u1ec7u qu\u1ea3.<\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng, khi kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u0103ng k\u00fd th\u1ebb ho\u1eb7c \u0111\u0103ng k\u00fd d\u1ecbch v\u1ee5, kh\u00e1ch h\u00e0ng ph\u1ea3i tr\u1ef1c ti\u1ebfp \u0111\u1ebfn chi nh\u00e1nh ng\u00e2n h\u00e0ng v\u00e0 cung c\u1ea5p t\u00e0i li\u1ec7u ch\u1ee9ng minh c\u1ee7a m\u00ecnh. Khi \u0111\u00f3, kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u0103ng k\u00ed d\u1ecbch v\u1ee5 tr\u00ean gi\u1ea5y v\u00e0 ng\u00e2n h\u00e0ng s\u1ebd s\u1eed d\u1ee5ng th\u00f4ng tin \u0111\u00f3 \u0111\u1ec3 c\u1eadp nh\u1eadt l\u00ean h\u1ec7 th\u1ed1ng, \u0111\u1ed3ng th\u1eddi h\u1ecd s\u1ebd \u0111\u1ed1i chi\u1ebfu h\u00ecnh \u1ea3nh tr\u00ean th\u00f4ng tin m\u00e0 kh\u00e1ch h\u00e0ng cung c\u1ea5p v\u1edbi kh\u00e1ch h\u00e0ng th\u1ef1c t\u1ebf \u0111\u1ec3 ch\u1eafc ch\u1eafn r\u1eb1ng kh\u00e1ch h\u00e0ng \u0111\u00fang l\u00e0 ng\u01b0\u1eddi mu\u1ed1n \u0111\u0103ng k\u00ed. Qu\u00e1 tr\u00ecnh x\u1eed l\u00fd v\u00e0 x\u00e1c minh nh\u01b0 v\u1eady s\u1ebd m\u1ea5t kh\u00e1 nhi\u1ec1u th\u1eddi gian cho kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5. \u0110\u00f4i khi, trong qu\u00e1 tr\u00ecnh nh\u1eadp li\u1ec7u ho\u1eb7c \u0111\u1ed1i chi\u1ebfu h\u00ecnh \u1ea3nh c\u0169ng c\u00f3 th\u1ec3 x\u1ea3y ra sai s\u00f3t, g\u00e2y r\u1eafc r\u1ed1i cho qu\u00e1 tr\u00ecnh s\u1eed d\u1ee5ng c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 sau.<\/p>\n

V\u1edbi c\u00e1c quy \u0111\u00ecnh eKYC<\/strong><\/a> \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng v\u00e0o l\u0129nh v\u1ef1c n\u00e0y, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, m\u1edf th\u1ebb th\u00e0nh vi\u00ean ho\u1eb7c \u0111\u0103ng k\u00fd d\u1ecbch v\u1ee5 ch\u1ec9 c\u1ea7n th\u00f4ng qua tr\u1ef1c tuy\u1ebfn ho\u1eb7c ch\u1ec9 v\u1edbi m\u1ed9t chi\u1ebfc smartphone.<\/p>\n

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Tuy nhi\u00ean, \u00a0eKYC Vi\u1ec7t Nam<\/strong><\/a>\u00a0 v\u1eabn ch\u01b0a \u1ee9ng d\u1ee5ng r\u1ed9ng r\u00e3i v\u00e0 nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111ang tr\u00ean \u0111\u01b0\u1eddng t\u00ecm ki\u1ebfm qui tr\u00ecnh \u0111\u1ec3 x\u00e2y d\u1ef1ng ph\u00e1p l\u00fd ho\u00e0n ch\u1ec9nh v\u00e0 c\u00f3 th\u1ec3 \u1ee9ng d\u1ee5ng n\u00f3 c\u00e0ng nhanh c\u00e0ng t\u1ed1t v\u00e0o c\u00e1c h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i.<\/p>\n

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\u1ee8ng d\u1ee5ng c\u00f4ng ngh\u1ec7 OCR trong ng\u00e0nh ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n

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C\u00f4ng ngh\u1ec7 nh\u1eadn d\u1ea1ng k\u00fd t\u1ef1 quang h\u1ecdc<\/a> (OCR) ra \u0111\u1eddi t\u1eeb nh\u1eefng n\u0103m 90 v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i trong nhi\u1ec1u l\u0129nh v\u1ef1c tr\u00ean th\u1ebf gi\u1edbi. Ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c l\u1edbn nh\u1ea5t m\u00e0 OCR k\u1ebft h\u1ee3p c\u00e1c c\u00f4ng ngh\u1ec7 t\u1ef1 \u0111\u1ed9ng h\u00f3a hi\u1ec7n nay. S\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 OCR<\/strong><\/a> trong c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 t\u1ea1o ra m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng v\u1ec1 s\u1ed1 h\u00f3a t\u00e0i li\u1ec7u di\u1ec5n ra \u1edf t\u1ed1c \u0111\u1ed9 cao v\u00e0 quy m\u00f4 l\u1edbn, gi\u00fap gi\u1ea3m t\u1ea3i cho m\u1ed9t l\u01b0\u1ee3ng l\u1edbn c\u00f4ng vi\u1ec7c h\u00e0nh ch\u00ednh cho nh\u00e2n vi\u00ean c\u1ee7a m\u00ecnh.<\/p>\n

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\u1ee8ng d\u1ee5ng quy tr\u00ecnh ORC t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam:<\/strong><\/h3>\n

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Ng\u00e0y nay, m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u qu\u00e1 b\u1eadn r\u1ed9n \u0111\u1ec3 \u0111\u1ebfn ng\u00e2n h\u00e0ng \u0111\u1ec3 gi\u1ea3i quy\u1ebft nhu c\u1ea7u c\u0169ng nh\u01b0 nh\u1eefng v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh. Nh\u1edd \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a> m\u00e0 t\u1eeb \u0111\u00e2y kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 m\u1edf th\u1ebb t\u00e0i kho\u1ea3n ho\u1eb7c \u0111\u0103ng k\u00ed d\u1ecbch v\u1ee5 m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng v\u00e0 nhanh ch\u00f3ng th\u00f4ng qua tr\u1ef1c tuy\u1ebfn \u1edf b\u1ea5t c\u1ee9 \u0111\u00e2u v\u00e0o b\u1ea5t k\u00ec th\u1eddi \u0111i\u1ec3m n\u00e0o.<\/p>\n

Sau khi kh\u00e1ch h\u00e0ng t\u1ea3i \u1ee9ng d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng, kh\u00e1ch h\u00e0ng s\u1ebd th\u1ef1c hi\u1ec7n nh\u1eefng b\u01b0\u1edbc sau:<\/p>\n

B\u01b0\u1edbc 1<\/strong> : \u0110\u1ea7u ti\u00ean, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u1ec3 nh\u1eadp th\u00f4ng tin c\u1ee7a m\u00ecnh v\u00e0 ch\u1ecdn t\u00e0i li\u1ec7u \u0111\u1ec3 x\u00e1c th\u1ef1c danh t\u00ednh c\u1ee7a m\u00ecnh. Khi \u0111\u00f3 kh\u00e1ch h\u00e0ng s\u1ebd ph\u1ea3i ch\u1ee5p \u1ea3nh t\u00e0i li\u1ec7u x\u00e1c th\u1ef1c c\u1ee7a m\u00ecnh nh\u01b0 CMND, Passport, B\u1eb1ng l\u00e1i xe,… Sau \u0111\u00f3, kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n ch\u1ecdn v\u00e0 \u0111\u01b0a n\u00f3 l\u00ean h\u1ec7 th\u1ed1ng.<\/p>\n

B\u01b0\u1edbc 2<\/strong> : Ti\u1ebfp theo, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ch\u1ee5p \u1ea3nh selfie v\u00e0 c\u00f4ng ngh\u1ec7 s\u1ebd so s\u00e1nh h\u00ecnh \u1ea3nh c\u1ee7a kh\u00e1ch h\u00e0ng tr\u00ean t\u00e0i li\u1ec7u m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u00e3 cung c\u1ea5p.<\/p>\n

B\u01b0\u1edbc 3<\/strong> : Sau khi x\u00e1c th\u1ef1c th\u00e0nh c\u00f4ng, d\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7 OCR d\u1eef li\u1ec7u tr\u00ean t\u00e0i li\u1ec7u m\u00e0 \u0111\u00e3 kh\u00e1ch h\u00e0ng \u0111\u00e3 cung c\u1ea5p s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111i\u1ec1n v\u00e0o t\u1ea5t c\u1ea3 c\u00e1c tr\u01b0\u1eddng th\u00f4ng tin c\u1ea7n thi\u1ebft. Cu\u1ed1i c\u00f9ng, kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u0103ng k\u00fd tr\u1ef1c tuy\u1ebfn th\u00e0nh c\u00f4ng v\u00e0 tr\u1edf th\u00e0nh m\u1ed9t kh\u00e1ch h\u00e0ng m\u1edbi.<\/p>\n

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\"Ho\u1ea1t Ho\u1ea1t \u0111\u1ed9ng qu\u00e1 tr\u00ecnh nh\u1eadn d\u1ea1ng k\u00fd t\u1ef1 quang h\u1ecdc (OCR)<\/em><\/p>\n

\u00a0<\/em><\/p>\n

Quy tr\u00ecnh eKYC c\u1ee7a Innotech Vi\u1ec7t Nam<\/strong><\/h2>\n

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Innotech Vi\u1ec7t Nam v\u1edbi h\u01a1n 12 n\u0103m kinh nghi\u1ec7m trong vi\u1ec7c cung c\u1ea5p ph\u1ea7n m\u1ec1m cho c\u00e1c c\u00f4ng ty tr\u00ean to\u00e0n c\u1ea7u. Innotech Vi\u1ec7t Nam t\u1eadp trung ph\u00e1t tri\u1ec3n c\u00e1c n\u1ec1n t\u1ea3ng v\u00e0 gi\u1ea3i ph\u00e1p gi\u00fap doanh nghi\u1ec7p \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1, n\u00e2ng cao kh\u1ea3 n\u0103ng c\u1ea1nh tranh, d\u00e0nh nhi\u1ec1u th\u1eddi gian \u0111\u1ec3 t\u1eadp trung ph\u00e1t tri\u1ec3n m\u00f4 h\u00ecnh kinh doanh c\u1ee7a m\u00ecnh.<\/p>\n

Innotech Vi\u1ec7t Nam t\u1ef1 tin l\u00e0 nh\u00e0 ph\u00e1t tri\u1ec3n gi\u1ea3i ph\u00e1p eKYC d\u1eabn \u0111\u1ea7n t\u1ea1i Vi\u1ec7t Nam cho ng\u00e0nh ng\u00e2n h\u00e0ng<\/strong><\/a>. Ngo\u00e0i \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 OCR, ITV ti\u1ebfp t\u1ee5c \u1ee9ng d\u1ee5ng nhi\u1ec1u c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn v\u00e0 m\u1edf r\u1ed9ng \u0111\u1ec3 cung c\u1ea5p nhi\u1ec1u gi\u1ea3i ph\u00e1p h\u01a1n cho c\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 nh\u1eefng d\u1ecbch v\u1ee5 y\u00eau c\u1ea7u x\u00e1c minh kh\u1eaft khe h\u01a1n ho\u1eb7c \u0111\u1ed9 ch\u00ednh x\u00e1c cao h\u01a1n.<\/p>\n

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Quy tr\u00ecnh eKYC t\u1ea1i Innotech:<\/strong><\/h3>\n

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M\u1edf r\u1ed9ng t\u1eeb \u1ee9ng d\u1ee5ng quy tr\u00ecnh OCR<\/strong><\/a>, ITV ti\u1ebfp t\u1ee5 ph\u00e1t tri\u1ec3n gi\u1ea3i ph\u00e1p eKYC m\u00e0 d\u00e0nh cho ng\u00e2n h\u00e0ng \u1ee9ng d\u1ee5ng v\u00e0o nhi\u1ec1u d\u1ecbch v\u1ee5 h\u01a1n n\u1eefa. V\u1edbi mong mu\u1ed1n h\u1ed7 tr\u1ee3 ng\u00e2n h\u00e0ng x\u00e1c minh danh t\u00ednh kh\u00e1ch h\u00e0ng nhanh h\u01a1n v\u00e0 chu\u1ea9n x\u00e1c h\u01a1n.<\/p>\n

X\u1eed l\u00fd h\u00ecnh \u1ea3nh<\/strong> : Ngo\u00e0i vi\u1ec7c ki\u1ec3m tra h\u00ecnh \u1ea3nh tr\u00ean t\u00e0i li\u1ec7u so v\u1edbi \u1ea3nh selfie kh\u00e1ch h\u00e0ng cung c\u1ea5p. ITV ti\u1ebfp t\u1ee5c \u1ee9ng d\u1ee5ng nh\u1eefng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn nh\u01b0 Face detection, Liveness detection,.. c\u00f3 th\u1ec3 ph\u00e1t hi\u1ec7n s\u1ef1 s\u1ed1ng, \u0111\u1ea3m b\u1ea3o \u0111\u1ed9 ch\u00ednh x\u00e1c cao khi \u0111\u0103ng k\u00fd d\u1ecbch v\u1ee5 c\u1ee7a ng\u01b0\u1eddi tham gia.<\/p>\n

X\u1eed l\u00fd k\u00fd t\u1ef1<\/strong> : D\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7 OCR s\u1ebd tr\u00edch xu\u1ea5t th\u00f4ng tin kh\u00e1ch h\u00e0ng v\u00e0 \u0111i\u1ec1n v\u00e0o m\u1eabu th\u00f4ng tin \u0111\u0103ng k\u00fd m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c.<\/p>\n

T\u1eeb \u0111\u00f3, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng x\u00e1c minh danh t\u00ednh kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch nhanh h\u01a1n v\u00e0 ch\u00ednh x\u00e1c h\u01a1n, gi\u00fap cho tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 d\u1ecbch v\u1ee5 t\u1ed1t h\u01a1n. Ngo\u00e0i ra, \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p eKYC v\u00e0o qu\u00e1 tr\u00ecnh onboarding<\/strong><\/a> c\u00f2n gi\u00fap ng\u00e2n h\u00e0ng ti\u1ebft ki\u1ec7m chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng, gi\u1ea3m \u00e1p l\u1ef1c c\u00f4ng vi\u1ec7c cho nh\u00e2n vi\u00ean c\u0169ng nh\u01b0 h\u1ea1n ch\u1ebf sai s\u00f3t do con ng\u01b0\u1eddi g\u00e2y ra.<\/p>\n

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