{"id":7300,"date":"2020-06-18T08:25:56","date_gmt":"2020-06-18T08:25:56","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=7300"},"modified":"2023-10-17T04:30:05","modified_gmt":"2023-10-17T04:30:05","slug":"ekyc-dinh-danh-khach-hang-dien-tu-kho-khan-cua-ngan-hang","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/ekyc-dinh-danh-khach-hang-dien-tu-kho-khan-cua-ngan-hang\/","title":{"rendered":"eKYC – \u0110\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed – Kh\u00f3 kh\u0103n c\u1ee7a ng\u00e2n h\u00e0ng"},"content":{"rendered":"
eKYC \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed<\/b><\/a> \u0111ang l\u00e0 m\u1ed9t t\u1eeb kh\u00f3a hot \u0111\u01b0\u1ee3c t\u00ecm ki\u1ebfm nhi\u1ec1u \u0111\u1ed1i v\u1edbi nh\u1eefng t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam hi\u1ec7n nay khi th\u00f4ng tin t\u1eeb d\u1ef1 th\u1ea3o Ng\u00e2n H\u00e0ng Nh\u00e0 N\u01b0\u1edbc cho ph\u00e9p ho\u1ea1t \u0111\u1ed9ng m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng kh\u00f4ng c\u1ea7n g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp v\u00e0o th\u00e1ng 05\/2020. H\u00e3y c\u00f9ng <\/span>Innotech Vi\u1ec7t Nam<\/b><\/a> m\u1ed5 x\u1ebb nh\u1eefng th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng n\u1ebfu tri\u1ec3n khai eKYC:<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n Th\u1eadt d\u1ec5 d\u00e0ng \u0111\u1ec3 c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y v\u00e0 tham kh\u1ea3o \u0111\u01b0\u1ee3c c\u00e1c quy tr\u00ecnh m\u1edf t\u00e0i kho\u1ea3n online t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng ngo\u00e0i n\u01b0\u1edbc \u0111\u00e3 tri\u1ec3n khai, nh\u01b0ng v\u1ea5n \u0111\u1ec1 khi\u1ebfn c\u00e1c gi\u00e1m \u0111\u1ed1c c\u00f4ng ngh\u1ec7 ho\u1eb7c gi\u00e1m \u0111\u1ed1c s\u1ea3n ph\u1ea9m t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng \u0111au \u0111\u1ea7u \u0111\u00f3 l\u00e0 l\u00e0m c\u00e1ch n\u00e0o \u0111\u1ec3 t\u00edch h\u1ee3p c\u00e1c c\u00f4ng ngh\u1ec7 \u0111\u00f3 v\u00e0o ch\u00ednh h\u1ec7 th\u1ed1ng hi\u1ec7n t\u1ea1i c\u1ee7a ng\u00e2n h\u00e0ng h\u1ecd v\u1edbi \u0111\u1ed9 r\u1ee7i ro th\u1ea5p nh\u1ea5t v\u00e0 t\u00ednh an to\u00e0n b\u1ea3o m\u1eadt cao nh\u1ea5t. Ngo\u00e0i ra, eKYC kh\u00f4ng ch\u1ec9 \u0111\u01b0\u1ee3c tri\u1ec3n khai cho qu\u00e1 tr\u00ecnh onboard m\u00e0 c\u00f2n c\u00f3 th\u1ec3 tri\u1ec3n khai cho qu\u00e1 tr\u00ecnh \u0111\u0103ng k\u00fd c\u00e1c g\u00f3i s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 sau \u0111\u00f3 t\u1ea1i ng\u00e2n h\u00e0ng. V\u1eady th\u00ec l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 c\u00f3 th\u1ec3 x\u00e2y d\u1ef1ng quy tr\u00ecnh v\u00e0 c\u1ea5u tr\u00fac h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u1eadn h\u00e0nh tr\u01a1n tru v\u00e0 t\u1ef1 \u0111\u1ed9ng. V\u1ea5n \u0111\u1ec1 ch\u1ec9 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft khi ng\u00e2n h\u00e0ng \u1ea5y s\u1edf h\u1eefu m\u1ed9t \u0111\u1ed9i ng\u0169 am hi\u1ec3u c\u1ea3 v\u1ec1 nghi\u1ec7p v\u1ee5 l\u1eabn k\u1ef9 thu\u1eadt.\u00a0\u00a0<\/span><\/p>\n <\/p>\n <\/p>\n B\u1ea5t c\u1ee9 m\u1ed9t s\u1ef1 chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1 n\u00e0o c\u0169ng s\u1ebd g\u00e2y \u00e1p l\u1ef1c l\u00ean cho t\u1ed5 ch\u1ee9c n\u1ebfu nh\u01b0 h\u1ecd kh\u00f4ng c\u00f3 \u0111\u1ed9i ng\u0169 am hi\u1ec3u v\u1ec1 c\u00f4ng ngh\u1ec7 \u1ee9ng d\u1ee5ng eKYC. \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn s\u1ef1 l\u00e3ng ph\u00ed v\u1ec1 ngu\u1ed3n l\u1ef1c trong qu\u00e1 tr\u00ecnh \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n gi\u1ea3i ph\u00e1p, \u0111\u1ed3ng th\u1eddi khi <\/span>gi\u1ea3i ph\u00e1p eKYC<\/b><\/a>\u00a0\u0111\u01b0\u1ee3c tri\u1ec3n khai nh\u01b0ng x\u1ea3y ra v\u1ea5n \u0111\u1ec1 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nh\u1eefng t\u1ed5n th\u1ea5t v\u1ec1 kinh t\u1ebf l\u00e0 r\u1ea5t l\u1edbn, tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng kh\u00f4ng t\u1ed1t khi\u1ebfn uy t\u00edn c\u1ee7a th\u01b0\u01a1ng hi\u1ec7u c\u0169ng x\u1ea5u \u0111i.\u00a0<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n Ch\u00ednh v\u00ec d\u1ef1 th\u1ea3o cho c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n cho kh\u00e1ch m\u00e0 kh\u00f4ng c\u1ea7n g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp v\u1eeba m\u1edbi \u0111\u01b0\u1ee3c \u0111\u1ea9y m\u1ea1nh v\u00e0o th\u00e1ng 05\/2020, n\u00ean h\u1ea7u nh\u01b0 \u1edf Vi\u1ec7t Nam ch\u01b0a c\u00f3 ho\u1eb7c r\u1ea5t hi\u1ebfm ng\u00e2n h\u00e0ng tri\u1ec3n khai \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed eKYC<\/strong><\/a>. \u0110\u00e2y c\u0169ng v\u1eeba l\u00e0 m\u1ed9t c\u01a1 h\u1ed9i \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng n\u1ebfu h\u1ecd t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf ti\u00ean phong trong th\u1ecb tr\u01b0\u1eddng, nh\u01b0ng c\u0169ng s\u1ebd l\u00e0 th\u00e1ch th\u1ee9c v\u00ec vi\u1ec7c d\u1ef1 tr\u00f9 \u0111\u01b0\u1ee3c c\u00e1c r\u1ee7i ro khi v\u1eadn h\u00e0nh t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam l\u00e0 r\u1ea5t kh\u00f3 v\u00e0 g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3 th\u00f4ng tin.\u00a0<\/span><\/p>\n <\/p>\n <\/p>\n T\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 nh\u1eefng l\u1ef1a ch\u1ecdn \u0111\u1ed1i t\u00e1c sau:<\/span><\/p>\n <\/p>\n <\/p>\n Khi chuy\u1ec3n \u0111\u1ed5i t\u1eeb quy tr\u00ecnh x\u1eed l\u00fd truy\u1ec1n th\u1ed1ng sang quy tr\u00ecnh eKYC<\/strong><\/a> t\u1ef1 \u0111\u1ed9ng tr\u00ean online ho\u00e0n to\u00e0n, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi vi\u1ec7c t\u00e1i c\u1ea5u tr\u00fac nh\u00e2n s\u1ef1 v\u00e0 n\u00e2ng c\u1ea5p \u0111\u1ed9i ng\u0169 nh\u00e2n s\u1ef1, qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i n\u00e0y c\u00f3 th\u1ec3 l\u00e0m thay \u0111\u1ed5i ho\u00e0n to\u00e0n v\u0103n ho\u00e1 c\u1ee7a t\u1ed5 ch\u1ee9c, \u0111\u00f2i h\u1ecfi kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn c\u00f4ng ngh\u1ec7 c\u1ee7a nh\u00e2n s\u1ef1 ph\u1ea3i \u0111\u00e1p \u1ee9ng k\u1ecbp th\u1eddi v\u00e0 to\u00e0n di\u1ec7n. H\u00e3y s\u1eb5n s\u00e0ng chu\u1ea9n b\u1ecb cho nh\u1eefng thay \u0111\u1ed5i n\u00e0y.<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n \u0110\u1eb7c th\u00f9 \u0111\u1ed1i v\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng \u0111\u00f3 ch\u00ednh l\u00e0 s\u1ef1 b\u1ea3o m\u1eadt th\u00f4ng tin c\u1ee7a kh\u00e1ch h\u00e0ng, b\u1ea3o m\u1eadt h\u1ec7 th\u1ed1ng \u0111\u1ec3 tr\u00e1nh c\u00e1c hacker v\u00e0 t\u1ed9i ph\u1ea1m t\u00e0i ch\u00ednh x\u00e2m nh\u1eadp, n\u00ean n\u1ebfu mu\u1ed1n chuy\u1ec3n \u0111\u1ed5i s\u1ed1, \u0111\u00f2i h\u1ecfi ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ea7u t\u01b0 h\u1ea1 t\u1ea7ng v\u1ec1 l\u01b0u tr\u1eef th\u00f4ng tin, d\u1eef li\u1ec7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ed1 l\u01b0\u1ee3ng l\u1edbn ng\u01b0\u1eddi d\u00f9ng v\u00e0 con s\u1ed1 \u0111\u1ea7u t\u01b0 cho h\u1ea1 t\u1ea7ng l\u00e0 kh\u00f4ng h\u1ec1 nh\u1ecf.<\/span><\/p>\n <\/p>\n N\u1ebfu b\u1ea1n \u0111ang t\u00ecm m\u1ed9t \u0111\u1ed1i t\u00e1c uy t\u00edn, tin c\u1eady \u0111\u1ec3 \u0111\u1ed3ng h\u00e0nh tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC th\u00ec Innotech Vi\u1ec7t Nam l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn ch\u00ednh x\u00e1c v\u00ec nh\u1eefng l\u00fd do sau:<\/span><\/p>\n \u0110\u1ec3 l\u1ea1i th\u00f4ng tin c\u1ee7a b\u1ea1n ngay n\u1ebfu nh\u01b0 b\u1ea1n \u0111ang c\u1ea7n t\u01b0 v\u1ea5n v\u1ec1 gi\u1ea3i ph\u00e1p eKYC nh\u00e9!<\/span><\/p>\n <\/p>\n Innotech Vi\u1ec7t Nam<\/strong><\/a> l\u00e0 nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p eKYC trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng. Gi\u00fap qu\u00e1 tr\u00ecnh h\u1ed7 tr\u1ee3 x\u00e1c th\u1ef1c th\u00f4ng tin kh\u00e1ch h\u00e0ng nhanh ch\u00f3ng v\u00e0 an to\u00e0n th\u00f4ng qua k\u1ebft h\u1ee3p c\u00f4ng ngh\u1ec7 OCR<\/strong>, Face detection<\/strong> v\u00e0 Liveness detection<\/strong>.<\/p>\n Ngo\u00e0i ra, Innotech Vietnam \u0110\u1ed9i ng\u0169 l\u1eadp tr\u00ecnh vi\u00ean \u0111\u00e3 c\u00f3 kinh nghi\u1ec7m l\u1eadp tr\u00ecnh cho c\u00e1c t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty Fintech nh\u01b0 ACB, Tyme Digital Bank, Manulife, Unifimoney, Commonwealth Bank, v.v\u2026<\/p>\n N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 Fintech software Outsourcing<\/strong><\/a>!<\/p>\n1. B\u1ed1i r\u1ed1i trong qu\u00e1 tr\u00ecnh t\u00ecm hi\u1ec3u v\u1ec1 eKYC v\u00e0 quy tr\u00ecnh m\u1edf t\u00e0i kho\u1ea3n ho\u00e0n to\u00e0n t\u1eeb online<\/b><\/h2>\n
M\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng th\u00f4ng qua online gi\u00fap t\u0103ng tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng <\/em><\/p>\n
2. \u0110\u1ed9i ng\u0169 nh\u00e2n s\u1ef1 n\u1ed9i b\u1ed9 thi\u1ebfu ki\u1ebfn th\u1ee9c v\u1ec1 c\u00f4ng ngh\u1ec7 v\u00e0 n\u1ec1n t\u1ea3ng m\u1edbi<\/b><\/h2>\n
3. R\u1ea5t \u00edt case study v\u1ec1 eKYC cho ng\u00e2n h\u00e0ng t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam \u0111\u1ec3 nghi\u00ean c\u1ee9u v\u00e0 t\u1ed1i \u01b0u.<\/b><\/h2>\n
T\u1ea1i Vi\u1ec7t Nam hi\u1ec7n c\u00f3 r\u1ea5t \u00edt case study v\u1ec1 eKYC cho ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 nghi\u00ean c\u1ee9u v\u00e0 t\u1ed1i \u01b0u<\/em><\/p>\n
4. Kh\u00f3 kh\u0103n trong vi\u1ec7c t\u00ecm ki\u1ebfm v\u00e0 l\u1ef1a ch\u1ecdn \u0111\u1ed1i t\u00e1c uy t\u00edn \u0111\u1ec3 tri\u1ec3n khai\u00a0<\/b><\/h2>\n
\n
5. T\u00e1i c\u1ea5u tr\u00fac quy tr\u00ecnh n\u1ed9i b\u1ed9 \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi v\u1eadn h\u00e0nh c\u00f4ng ngh\u1ec7 m\u1edbi\u00a0<\/b><\/h2>\n
6. Chi ph\u00ed x\u00e2y d\u1ef1ng chuy\u1ec3n \u0111\u1ed5i h\u1ea1 t\u1ea7ng v\u00e0 h\u1ec7 th\u1ed1ng l\u01b0u tr\u1eef kh\u00f4ng h\u1ec1 nh\u1ecf:<\/b><\/h2>\n
Chi ph\u00ed d\u00e0nh cho vi\u1ec7c \u0111\u1ea7u t\u01b0 c\u01a1 s\u1edf l\u01b0u tr\u1eef d\u1eef li\u1ec7u s\u1ebd r\u1ea5t t\u1ed1n k\u00e9m<\/em><\/p>\n
\n
\n