{"id":9201,"date":"2020-09-24T09:42:43","date_gmt":"2020-09-24T09:42:43","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=9201"},"modified":"2024-06-04T17:12:05","modified_gmt":"2024-06-04T10:12:05","slug":"phan-biet-giua-digital-bank-va-neobank","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/phan-biet-giua-digital-bank-va-neobank\/","title":{"rendered":"Ph\u00e2n bi\u1ec7t gi\u1eefa Digital bank v\u00e0 Neobank"},"content":{"rendered":"<p>Digital bank v\u00e0 Neobank l\u00e0 m\u1ed9t trong nh\u1eefng thu\u1eadt ng\u1eef \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m d\u1ea1o g\u1ea7n \u0111\u00e2y. V\u1eady l\u00e0m sao \u0111\u1ec3 <a href=\"https:\/\/innotech-vn.com\/phan-biet-giua-digital-bank-va-neobank\/\"><strong>ph\u00e2n bi\u1ec7t gi\u1eefa Digital v\u00e0 Neobank<\/strong><\/a> h\u00e3y c\u00f9ng Innotech ph\u00e2n t\u00edch ch\u00fang nh\u00e9!<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>L\u00e0m sao \u0111\u1ec3 ph\u00e2n bi\u1ec7t gi\u1eefa Digital Bank v\u00e0 Neobank?<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/innotech-vn.com\/phan-biet-giua-digital-bank-va-neobank\/\"><strong>Digital bank v\u00e0 Neobank<\/strong><\/a> th\u1ef1c s\u1ef1 l\u00e0 m\u1ed9t v\u00e0 ho\u00e0n to\u00e0n gi\u1ed1ng nhau \u2013 ch\u00fang ch\u1ec9 l\u00e0 c\u00e1c thu\u1eadt ng\u1eef kh\u00e1c nhau \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 m\u00f4 t\u1ea3 c\u00f9ng m\u1ed9t th\u1ee9. \u1ede V\u01b0\u01a1ng qu\u1ed1c Anh v\u00e0 Ch\u00e2u \u00c2u c\u00f3 xu h\u01b0\u1edbng s\u1eed d\u1ee5ng thu\u1eadt ng\u1eef \u201cDigital bank\u201d ph\u1ed5 bi\u1ebfn h\u01a1n. Trong khi \u1edf \u00dac, ng\u01b0\u1eddi ta th\u01b0\u1eddng g\u1ecdi nh\u1eefng t\u1ed5 ch\u1ee9c n\u00e0y l\u00e0 Neobank ho\u1eb7c Digital bank.<\/p>\n<p>&nbsp;<\/p>\n<blockquote><p>Xem th\u00eam: &#8220;<a href=\"https:\/\/innotech-vn.com\/neobank-la-gi-loi-ich-cua-neobank-va-cach-hoat-dong\/\">Neo Bank L\u00e0 G\u00ec? L\u1ee3i \u00cdch C\u1ee7a Neo Bank V\u00e0 C\u00e1ch ho\u1ea1t \u0111\u1ed9ng<\/a>&#8220;<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<p>Neobanks v\u00e0 Digital banks l\u00e0 ng\u00e2n h\u00e0ng ho\u00e0n to\u00e0n k\u1ef9 thu\u1eadt s\u1ed1, ch\u00fang h\u1ea7u nh\u01b0 kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u00e0o v\u00e0 m\u1ecdi ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua 100% tr\u00ean \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng. <a href=\"https:\/\/innotech-vn.com\/neobank-la-gi-loi-ich-cua-neobank-va-cach-hoat-dong\/\"><strong>C\u00e1ch Neobank ho\u1ea1t \u0111\u1ed9ng<\/strong> <\/a>\u0111\u1ec1u theo tri\u1ebft l\u00fd l\u00e0 mu\u1ed1n \u0111\u1ecbnh h\u00ecnh l\u1ea1i c\u00e1ch kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch v\u1edbi ng\u00e2n h\u00e0ng v\u00e0 c\u00e1ch qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd. Thay v\u00ec \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c chi nh\u00e1nh truy\u1ec1n th\u1ed1ng, c\u00e1c ng\u00e2n h\u00e0ng m\u1edbi n\u00e0y \u0111ang \u0111\u1ea7u t\u01b0 v\u00e0o <a href=\"https:\/\/innotech-vn.com\/software-development\/mobile-banking-application-development\/\"><b>Mobile Banking App Development<\/b><\/a>\u00a0tr\u1ef1c quan, giao di\u1ec7n th\u00e2n thi\u1ec7n v\u1edbi ng\u01b0\u1eddi d\u00f9ng v\u00e0 cung c\u1ea5p \u0111a d\u1ea1ng s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 \u0111\u1ec3 c\u1ea3i thi\u1ec7n tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Digital bank v\u00e0 Neobank cung c\u1ea5p nh\u1eefng t\u00ednh n\u0103ng n\u00e0o m\u00e0 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng kh\u00f4ng c\u00f3?<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-9202 size-full aligncenter\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-1.jpg\" alt=\"S\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn nh\u1ea5t gi\u1eefa Neobank v\u00e0 Digital bank \u0111\u00f3 ch\u00ednh l\u00e0 th\u1ef1c hi\u1ec7n t\u1ea5t c\u1ea3 giao d\u1ecbch ho\u00e0n to\u00e0n th\u00f4ng qua tr\u1ef1c tuy\u1ebfn\" width=\"80%\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-1.jpg 750w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-1-300x168.jpg 300w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/> <em>S\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn nh\u1ea5t gi\u1eefa Neobank v\u00e0 Digital bank \u0111\u00f3 ch\u00ednh l\u00e0 th\u1ef1c hi\u1ec7n t\u1ea5t c\u1ea3 giao d\u1ecbch ho\u00e0n to\u00e0n th\u00f4ng qua tr\u1ef1c tuy\u1ebfn<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>Digital banks v\u00e0 Neobanks \u0111ang ng\u00e0y c\u00e0ng n\u00e2ng c\u1ea5p m\u00ecnh b\u1eb1ng c\u00e1ch cung c\u1ea5p m\u1ed9t lo\u1ea1t c\u00e1c t\u00ednh n\u0103ng m\u00e0 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng kh\u00f4ng c\u00f3 \u0111\u1ec3 ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng s\u1eed d\u1ee5ng v\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 <a href=\"https:\/\/innotech-vn.com\/neobank-la-gi-loi-ich-cua-neobank-va-cach-hoat-dong\/\"><strong>l\u1ee3i \u00edch c\u1ee7a Neobank<\/strong><\/a> mang l\u1ea1i cho ng\u01b0\u1eddi d\u00f9ng:<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-9204 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-2.jpg\" alt=\"Neobank v\u00e0 Digital bank mang \u0111\u1ebfn nhi\u1ec1u ti\u1ec7n d\u1ee5ng h\u01a1n cho ng\u01b0\u1eddi d\u00f9ng\" width=\"100%\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-2.jpg 1200w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-2-300x163.jpg 300w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-2-1024x555.jpg 1024w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-2-768x416.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/> <em>Neobank v\u00e0 Digital bank mang \u0111\u1ebfn nhi\u1ec1u ti\u1ec7n d\u1ee5ng h\u01a1n cho ng\u01b0\u1eddi d\u00f9ng<\/em><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Chi ph\u00ed th\u1ea5p: B\u1eb1ng c\u00e1ch ho\u1ea1t \u0111\u1ed9ng ho\u00e0n to\u00e0n k\u1ef9 thu\u1eadt s\u1ed1, v\u00ec th\u1ebf neobank c\u00f3 th\u1ec3 h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c c\u00e1c chi ph\u00ed v\u1eadn h\u00e0ng li\u00ean quan \u0111\u1ebfn v\u1eadn h\u00e0ng v\u00e0 duy tr\u00ec h\u1ec7 th\u1ed1ng c\u1ee7a c\u00e1c chi nh\u00e1nh c\u1ee7a ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. V\u00ec th\u1ebf, n\u00f3 c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m cho kh\u00e1ch h\u00e0ng khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 v\u1edbi m\u1ee9c ph\u00ed c\u1ea1nh tranh nh\u1ea5t.<\/li>\n<li>Tr\u1ea3i nghi\u1ec7m tuy\u1ec7t v\u1eddi: B\u1edfi v\u00ec Digital banks v\u00e0 Neobanks \u0111\u00e3 \u0111\u1ea7u t\u01b0 nhi\u1ec1u th\u1eddi gian v\u00e0 t\u00e0i nguy\u00ean c\u1ee7a m\u00ecnh v\u00e0o c\u00e1c ch\u1ee9c n\u0103ng tr\u1ef1c tuy\u1ebfn thay v\u00ec v\u00e0o c\u00e1c d\u1ecbch v\u1ee5 trong chi nh\u00e1nh truy\u1ec1n th\u1ed1ng, v\u00ec th\u1ebf h\u1ecd c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n c\u00e1c t\u00ednh n\u0103ng tuy\u1ec7t v\u1eddi cho \u1ee9ng d\u1ee5ng c\u1ee7a m\u00ecnh. Ch\u00fang c\u00f3 th\u1ec3 bao g\u1ed3m kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t ngay l\u1eadp t\u1ee9c cho c\u00e1c \u0111\u01a1n xin vay, \u0111\u0103ng k\u00fd m\u1edf t\u00e0i kho\u1ea3n m\u1edbi ngay tr\u00ean \u1ee9ng d\u1ee5ng, c\u00f4ng c\u1ee5 ti\u1ebft ki\u1ec7m, t\u00ednh n\u0103ng theo d\u00f5i chi ti\u00eau, hi\u1ec3u bi\u1ebft c\u00e1 nh\u00e2n h\u01a1n v\u1ec1 b\u1ee9c tranh t\u00e0i ch\u00ednh t\u1ed5ng th\u1ec3 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng v\u00e0 c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n m\u1edbi nh\u1ea5t.<\/li>\n<li>Theo d\u00f5i chi ti\u00eau: Neobanks ph\u00e1t tri\u1ec3n d\u1ef1a tr\u00ean <strong>\u1ee9ng d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o AI<\/strong> \u0111\u1ec3 theo d\u00f5i h\u00e0nh vi chi ti\u00eau v\u00e0 th\u1eadm ch\u00ed g\u1eedi th\u00f4ng b\u00e1o c\u1ea3nh b\u00e1o n\u1ebfu ng\u01b0\u1eddi d\u00f9ng s\u1eed d\u1ee5ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh kh\u00f4ng \u0111\u00fang c\u00e1ch.<\/li>\n<li>S\u1ed1 d\u01b0 ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i: \u0110\u00e3 qua r\u1ed3i th\u1eddi c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111ang ch\u1edd x\u1eed l\u00fd &#8211; Neobanks c\u00f3 kh\u1ea3 n\u0103ng hi\u1ec3n th\u1ecb ch\u00ednh x\u00e1c s\u1ed1 ti\u1ec1n ng\u01b0\u1eddi d\u00f9ng c\u00f2n l\u1ea1i trong t\u00e0i kho\u1ea3n trong th\u1eddi gian th\u1ef1c.<\/li>\n<li>V\u00e0 nhi\u1ec1u t\u00ednh n\u0103ng kh\u00e1c gi\u00fap ng\u01b0\u1eddi d\u00f9ng d\u1ec5 d\u00e0ng s\u1eed d\u1ee5ng, ngay c\u1ea3 v\u1edbi nh\u1eefng kh\u00e1ch h\u00e0ng kh\u00f3 t\u00ecnh nh\u1ea5t.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Tuy nhi\u00ean, c\u1ea7n l\u01b0u \u00fd r\u1eb1ng ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn s\u1ebd kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 t\u00ednh n\u0103ng \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 kh\u00f4ng c\u00f3 \u0111\u01b0\u1ee3c v\u1edbi Digital Bank v\u00e0 Neobank:<\/p>\n<ul>\n<li>D\u1ecbch v\u1ee5 t\u1ea1i chi nh\u00e1nh: M\u1ed9t trong nh\u1eefng tr\u1edf ng\u1ea1i ch\u00ednh c\u1ee7a Neobank l\u00e0 h\u1ecd kh\u00f4ng th\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u1ea1i chi nh\u00e1nh, \u0111i\u1ec1u m\u00e0 m\u1ed9t s\u1ed1 ng\u01b0\u1eddi th\u00edch khi x\u1eed l\u00fd c\u00e1c kho\u1ea3n vay l\u1edbn, ch\u1eb3ng h\u1ea1n nh\u01b0 kho\u1ea3n vay th\u1ebf ch\u1ea5p ho\u1eb7c kho\u1ea3n vay c\u00e1 nh\u00e2n.<\/li>\n<li>\u0110\u1ed9 tin c\u1eady: M\u1eb7c d\u00f9 c\u00e1c Neobank ph\u1ea3i tr\u1ea3i qua c\u00e1c quy tr\u00ecnh qu\u1ea3n l\u00fd v\u00e0 c\u1ea5p ph\u00e9p gi\u1ed1ng nh\u01b0 m\u1ecdi ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng kh\u00e1c, nh\u01b0ng h\u1ecd kh\u00f4ng c\u00f3 nhi\u1ec1u n\u0103m kinh nghi\u1ec7m ho\u1ea1t \u0111\u1ed9ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. Tuy nhi\u00ean, t\u00f9y thu\u1ed9c v\u00e0o tri\u1ec3n v\u1ecdng c\u1ee7a b\u1ea1n, \u0111\u00f3 c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t \u0111i\u1ec3m c\u1ed9ng ho\u1eb7c \u0111i\u1ec3m tr\u1eeb cho b\u1ea1n.<\/li>\n<li>M\u1ed9t lo\u1ea1t c\u00e1c s\u1ea3n ph\u1ea9m: C\u00e1c ng\u00e2n h\u00e0ng th\u00e0nh l\u1eadp cung c\u1ea5p m\u1ecdi th\u1ee9, t\u1eeb t\u00e0i kho\u1ea3n giao d\u1ecbch \u0111\u1ebfn kho\u1ea3n vay mua nh\u00e0 cho \u0111\u1ebfn b\u1ea3o hi\u1ec3m xe h\u01a1i. V\u00e0 Neobank c\u0169ng \u0111ang c\u00f3 k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng s\u1ea3n ph\u1ea9m c\u1ee7a m\u00ecnh \u0111\u1ec3 cung c\u1ea5p cho ng\u01b0\u1eddi d\u00f9ng, tuy nhi\u00ean kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 nh\u1eefng s\u1ea3n ph\u1ea9m \u0111\u00f3 kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng kh\u1ea3 d\u1ee5ng v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi lu\u1eadt ph\u00e1p Vi\u1ec7t Nam hi\u1ec7n nay.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><strong>Digital bank v\u00e0 Neobank c\u00f3 th\u1ef1c s\u1ef1 an to\u00e0n?<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-9208 size-full aligncenter\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-4.jpg\" alt=\"V\u1ea5n \u0111\u1ec1 an to\u00e0n c\u1ee7a Neobank v\u00e0 Digital bank l\u00e0 c\u00e2u h\u1ecfi l\u1edbn nh\u1ea5t m\u00e0 kh\u00e1ch h\u00e0ng th\u01b0\u1eddng \u0111\u1eb7t ra tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5\" width=\"80%\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-4.jpg 512w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/phan-biet-giua-neobank-va-digital-bank-4-300x169.jpg 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/> <em>V\u1ea5n \u0111\u1ec1 an to\u00e0n c\u1ee7a Neobank v\u00e0 Digital bank l\u00e0 c\u00e2u h\u1ecfi l\u1edbn nh\u1ea5t m\u00e0 kh\u00e1ch h\u00e0ng th\u01b0\u1eddng \u0111\u1eb7t ra tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>Th\u1eadt s\u1ef1 kh\u00f3 kh\u0103n khi \u0111\u1eb7t ni\u1ec1m tin c\u1ee7a b\u1ea1n v\u00e0o m\u1ed9t kh\u00f4ng h\u00e0ng kh\u00f4ng c\u00f3 c\u00e1c chi nh\u00e1nh truy\u1ec1n th\u1ed1ng v\u1eadn h\u00e0ng. \u0110\u00f3 l\u00e0 c\u0169ng l\u00e0 l\u00fd do m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u s\u1ef1 tin t\u01b0\u1edfng c\u1ee7a ng\u01b0\u1eddi d\u00f9ng, b\u1edfi v\u00ec cung c\u1ea5p d\u1ecbch v\u1ee5 uy t\u00edn v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng. Ngo\u00e0i ra, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng x\u1eed l\u00fd nh\u1eefng v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn giao d\u1ecbch c\u1ee7a m\u00ecnh khi c\u00f3 gi\u1ea5y t\u1edd l\u00e0m b\u1eb1ng ch\u1ee9ng v\u00e0 c\u00f3 \u201cng\u01b0\u1eddi th\u1ef1c\u201d gi\u1ea3i quy\u1ebft.<\/p>\n<p>V\u00ec v\u1eady, Neobanks c\u1ea7n ph\u1ea3i tr\u1ea3i qua c\u00e1c quy tr\u00ecnh, quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 n\u01b0\u1edbc gi\u1ed1ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. Ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y m\u1ed9t v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh, \u0111\u1ec3 th\u00e2m nh\u1eadp v\u00e0o th\u1ecb tr\u01b0\u1eddng \u00dac, Neobank Hay c\u1ea7n s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a C\u01a1 quan qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m \u00dac (APRA) v\u00e0 \u1ee6y ban Ch\u1ee9ng kho\u00e1n v\u00e0 \u0110\u1ea7u t\u01b0 \u00dac (ASIC). \u0110\u1ec3 ng\u00e2n h\u00e0ng nh\u1eadn ti\u1ec1n, h\u1ecd c\u1ea7n ph\u1ea3i l\u00e0 t\u1ed5 ch\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n c\u1ee7a \u00dac (ADI). Ch\u00ednh ph\u1ee7 \u00dac b\u1ea3o v\u1ec7 c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0o ADI\u2019s l\u00ean \u0111\u1ebfn 250.000 \u0111\u00f4 la trong tr\u01b0\u1eddng h\u1ee3p ng\u00e2n h\u00e0ng ng\u1eebng ho\u1ea1t \u0111\u1ed9ng.<\/p>\n<p>T\u00f3m l\u1ea1i, Digital bank v\u00e0 Neobank th\u1ef1c s\u1ef1 an to\u00e0n n\u1ebfu n\u00f3 tu\u00e2n theo \u0111\u1ea7y \u0111\u1ee7 quy tr\u00ecnh, quy \u0111\u1ecbnh th\u1ef1c hi\u1ec7n c\u1ee7a nh\u00e0 n\u01b0\u1edbc. N\u00f3 c\u00f3 th\u1ec3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng nhi\u1ec1u ti\u1ec7n \u00edch tuy\u1ec7t v\u1eddi m\u00e0 kh\u00f4ng m\u1ea5t qu\u00e1 nhi\u1ec1u c\u00f4ng s\u1ee9c, ti\u1ec1n b\u1ea1c.\u00a0 V\u00ec th\u1ebf, n\u00f3 ng\u00e0y c\u00e0ng l\u1ea5y \u0111\u01b0\u1ee3c l\u00f2ng tin c\u1ee7a nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u00e0 t\u1ea1o ch\u1ed7 cho c\u00e1c Digital bank v\u00e0 Neobank m\u1edbi xu\u1ea5t hi\u1ec7n tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p>Innotech Vi\u1ec7t Nam hi\u1ec7n \u0111ang l\u00e0 nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p Neobank uy t\u00edn t\u1ea1i Vi\u1ec7t Nam, khi ph\u00e1t tri\u1ec3n th\u00e0nh c\u00f4ng cho <a href=\"https:\/\/www.unifi.money\/about-us\" target=\"_blank\" rel=\"noopener\"><strong>Unifimoney<\/strong><\/a> &#8211; m\u1ed9t startup Neobank t\u1ea1i M\u1ef9.<\/p>\n<p><span style=\"font-weight: 400;\">T\u1ea1i <\/span><a href=\"https:\/\/innotech-vn.com\"><b>Innotech Vietnam<\/b><\/a><span style=\"font-weight: 400;\">, ch\u00fang t\u00f4i cung c\u1ea5p nhi\u1ec1u d\u1ecbch v\u1ee5 v\u1ec1 ph\u1ea7n m\u1ec1m v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn, gi\u1ea3i ph\u00e1p s\u00e1ng t\u1ea1o \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u00e0 mong \u0111\u1ee3i t\u1eeb kh\u00e1ch h\u00e0ng. Ch\u00fang t\u00f4i lu\u00f4n \u0111\u1eb7t ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 l\u00ean h\u00e0ng \u0111\u1ea7u v\u1edbi \u0111\u1ed9i ng\u0169 chuy\u00ean nghi\u1ec7p v\u00e0 gi\u00e0u kinh nghi\u1ec7m \u0111\u1ec3 c\u00f3 th\u1ec3 mang l\u1ea1i gi\u00e1 tr\u1ecb t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t gi\u1ea3i ph\u00e1p v\u1ec1 <strong>ph\u00e1t tri\u1ec3n Neobank<\/strong>, h\u00e3y li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia c\u1ee7a Innotech \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1ec1 case study c\u1ee7a m\u00ecnh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email: <\/span><a href=\"mailto:info@innotech-vn.com\"><span style=\"font-weight: 400;\">info@innotech-vn.com<\/span><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Digital bank v\u00e0 Neobank l\u00e0 m\u1ed9t trong nh\u1eefng thu\u1eadt ng\u1eef \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m d\u1ea1o g\u1ea7n \u0111\u00e2y. V\u1eady l\u00e0m sao \u0111\u1ec3 ph\u00e2n bi\u1ec7t gi\u1eefa Digital v\u00e0 Neobank h\u00e3y c\u00f9ng Innotech ph\u00e2n t\u00edch ch\u00fang nh\u00e9! &nbsp; L\u00e0m sao \u0111\u1ec3 ph\u00e2n bi\u1ec7t gi\u1eefa Digital Bank v\u00e0 Neobank? &nbsp; Digital bank v\u00e0 Neobank th\u1ef1c s\u1ef1 l\u00e0 [&hellip;]<\/p>","protected":false},"author":7,"featured_media":9210,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[190],"tags":[],"yst_prominent_words":[674,1141,1098,684,1102,1139,78,563,1101,999,875],"publishpress_future_action":{"enabled":false,"date":"2025-03-03 15:26:54","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/9201"}],"collection":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=9201"}],"version-history":[{"count":3,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/9201\/revisions"}],"predecessor-version":[{"id":9214,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/9201\/revisions\/9214"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/9210"}],"wp:attachment":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=9201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=9201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=9201"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=9201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}