{"id":9215,"date":"2020-09-25T07:05:59","date_gmt":"2020-09-25T07:05:59","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=9215"},"modified":"2024-06-04T17:11:49","modified_gmt":"2024-06-04T10:11:49","slug":"neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-neobank","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-neobank\/","title":{"rendered":"Neobank ph\u00f9 h\u1ee3p v\u1edbi ai? \u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a Neobank?"},"content":{"rendered":"<p><strong><a href=\"https:\/\/innotech-vn.com\/neobank-la-gi-loi-ich-cua-neobank-va-cach-hoat-dong\/\">Neobank<\/a><\/strong>, l\u00e0 thu\u1eadt ng\u1eef ho\u00e0n to\u00e0n m\u1edbi v\u00e0 ch\u00fang ho\u1ea1t \u0111\u1ed9ng 100% tr\u1ef1c tuy\u1ebfn. \u0110i\u1ec1u n\u00e0y h\u1ee9a h\u1eb9n s\u1ebd thay \u0111\u1ed5i c\u00e1ch cung c\u1ea5p s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 b\u1eb1ng c\u00e1ch t\u00edch h\u1ee3p nhi\u1ec1u c\u00f4ng ngh\u1ec7 m\u1edbi, hi\u1ec7n \u0111\u1ea1i h\u01a1n. Tuy nhi\u00ean, \u1edf Vi\u1ec7t Nam v\u1eabn ch\u01b0a th\u1ef1c s\u1ef1 s\u00f4i n\u1ed5i v\u00ec ch\u00ednh s\u00e1ch lu\u1eadt ph\u00e1p v\u1eabn ch\u01b0a cho ph\u00e9p.<\/p>\n<p>Nh\u01b0ng ch\u00fang ta c\u0169ng c\u00f3 th\u1ec3 theo d\u00f5i c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y tr\u00ean th\u1ebf gi\u1edbi \u0111\u1ec3 xem ch\u00fang ho\u1ea1t \u0111\u1ed9ng v\u00e0 ph\u00e1t tri\u1ec3n. \u00a0V\u00e0 li\u1ec7u r\u1eb1ng Neobank c\u00f3 ph\u1ea3i l\u00e0 n\u01a1i th\u00edch h\u1ee3p \u0111\u1ec3 gi\u1eef ti\u1ec1n m\u1eb7t v\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng trong t\u01b0\u01a1ng lai?<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang t\u00f2 m\u00f2 v\u1ec1 nh\u1eefng g\u00ec m\u00e0 nh\u1eefng ng\u01b0\u1eddi ch\u01a1i m\u1edbi n\u00e0y \u0111ang cung c\u1ea5p, h\u00e3y \u0111\u1ecdc ti\u1ebfp ph\u1ea7n ph\u00e2n t\u00edch b\u00ean d\u01b0\u1edbi khi \u0111\u01b0a ra m\u1ed9t s\u1ed1 <a href=\"https:\/\/innotech-vn.com\/neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-neobank\/\"><strong>\u01b0u \u0111i\u1ec3m c\u1ee7a neobank<\/strong><\/a> v\u00e0 <a href=\"https:\/\/innotech-vn.com\/neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-neobank\/\"><strong>nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a neobank<\/strong><\/a> c\u0169ng nh\u01b0 m\u1ed9t s\u1ed1 Neobank \u0111\u00e3 th\u00e0nh c\u00f4ng tr\u00ean th\u1ebf gi\u1edbi.<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>G\u1eb7p g\u1ee1 c\u00e1c neobanks th\u00e0nh c\u00f4ng tr\u00ean th\u1ebf gi\u1edbi<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>Tr\u01b0\u1edbc khi \u0111i v\u00e0o ph\u1ea7n ph\u00e2n t\u00edch nh\u1eefng \u01b0u v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a Neobank mang l\u1ea1i, ch\u00fang ta h\u00e3y c\u00f9ng g\u1eb7p g\u1ee1 v\u1edbi nh\u1eefng <a href=\"https:\/\/innotech-vn.com\/neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-neobank\/\"><strong>Neobank \u0111\u00e3 th\u00e0nh c\u00f4ng tr\u00ean th\u1ebf gi\u1edbi<\/strong><\/a> cho th\u1ea5y kh\u1ea3 n\u0103ng t\u1ed3n t\u1ea1i, h\u01b0\u1edbng \u0111i v\u00e0 c\u00f3 th\u1ec3 l\u00e0 xu h\u01b0\u1edbng m\u1edbi trong ng\u00e0nh c\u00f4ng nghi\u1ec7p Fintech trong t\u01b0\u01a1ng lai.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>N26<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u0110\u00e2y l\u00e0 Internet Banking Europe c\u00f3 tr\u1ee5 s\u1edf ch\u00ednh t\u1ea1i Berlin, cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh t\u1ea1i EU, V\u01b0\u01a1ng qu\u1ed1c Anh v\u00e0 Hoa K\u1ef3. M\u1ed9t trong nh\u1eefng Neobank ph\u00e1t tri\u1ec3n s\u1edbm nh\u1ea5t khi ho\u1ea1t \u0111\u1ed9ng tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 7 n\u0103m.<\/p>\n<p>N26 cung c\u1ea5p nhi\u1ec1u d\u1ecbch v\u1ee5: ph\u1ee5c v\u1ee5 t\u00e0i kho\u1ea3n v\u00e3ng lai, ph\u00e1t h\u00e0nh th\u1ebb ng\u00e2n h\u00e0ng, m\u1edf ti\u1ec1n g\u1eedi, ph\u1ee5c v\u1ee5 th\u1ea5u chi v\u00e0 chuy\u1ec3n ti\u1ec1n. Ngo\u00e0i ra, v\u1edbi s\u1ef1 tr\u1ee3 gi\u00fap c\u1ee7a c\u00e1c d\u1ecbch v\u1ee5 t\u1eeb c\u00e1c \u0111\u1ed1i t\u00e1c c\u1ee7a ng\u00e2n h\u00e0ng, ngay trong \u1ee9ng d\u1ee5ng, b\u1ea1n c\u00f3 th\u1ec3 l\u1eadp th\u1ecfa thu\u1eadn \u0111\u1ea7u t\u01b0 tr\u00ean th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Ch\u00e2u \u00c2u, k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c m\u1edf h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng ho\u00e0n to\u00e0n tr\u1ef1c tuy\u1ebfn.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Monzo<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Monzo l\u00e0 m\u1ed9t trong nh\u1eefng Neobank t\u1ed1t nh\u1ea5t \u1edf Anh kh\u00f4ng ch\u1ec9 v\u00ec phi\u00ean b\u1ea3n di \u0111\u1ed9ng ti\u1ec7n l\u1ee3i m\u00e0 c\u00f2n v\u00ec t\u00ednh linh ho\u1ea1t c\u1ee7a n\u00f3. C\u00e1 nh\u00e2n tr\u00ean 16 tu\u1ed5i c\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n. \u1ee8ng d\u1ee5ng bao g\u1ed3m c\u00e1c ch\u1ee9c n\u0103ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 \u0111i k\u00e8m v\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh nh\u01b0 chia nh\u1ecf t\u00e0i kho\u1ea3n, giao d\u1ecbch t\u1ee9c th\u00ec v\u1edbi c\u00e1c t\u00e0i kho\u1ea3n Monzo kh\u00e1c, h\u1ed7 tr\u1ee3 v\u00e0 tr\u00f2 chuy\u1ec7n trong \u1ee9ng d\u1ee5ng.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-9218 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-2.jpg\" alt=\"Monzo l\u00e0 m\u1ed9t Neobank r\u1ea5t th\u00e0nh c\u00f4ng t\u1ea1i Anh\" width=\"100%\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-2.jpg 1400w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-2-300x225.jpg 300w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-2-1024x768.jpg 1024w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-2-768x576.jpg 768w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-2-1320x990.jpg 1320w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/> <em>Monzo l\u00e0 m\u1ed9t Neobank r\u1ea5t th\u00e0nh c\u00f4ng t\u1ea1i Anh<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Revolut<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Revolut \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t trong nh\u1eefng t\u1ed5 ch\u1ee9c ph\u1ed5 bi\u1ebfn nh\u1ea5t trong l\u0129nh v\u1ef1c Digital bank. Ng\u00e2n h\u00e0ng n\u00e0y \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd \u1edf Ch\u00e2u \u00c2u c\u0169ng nh\u01b0 Ch\u00e2u M\u1ef9 v\u00e0 khu v\u1ef1c Ch\u00e2u \u00c1 &#8211; Th\u00e1i B\u00ecnh D\u01b0\u01a1ng.<\/p>\n<p>Revolut \u0111\u00e3 thu h\u00fat \u0111\u01b0\u1ee3c h\u01a1n 5 tri\u1ec7u kh\u00e1ch h\u00e0ng ch\u1ec9 trong 4 n\u0103m v\u00e0 \u0111\u00e3 thu \u0111\u01b0\u1ee3c 344 tri\u1ec7u \u0111\u00f4 la \u0111\u1ea7u t\u01b0 t\u01b0 nh\u00e2n. V\u1edbi c\u00e1c t\u00ednh n\u0103ng ch\u00ednh c\u1ee7a t\u00e0i kho\u1ea3n Revolut l\u00e0 th\u00f4ng b\u00e1o \u0111\u1ea9y, danh m\u1ee5c chi ph\u00ed v\u00e0 thanh to\u00e1n \u0111\u1ecbnh k\u1ef3.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Monese<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>M\u1ed9t Neobank c\u1ee7a Anh n\u1ed5i ti\u1ebfng v\u1edbi vi\u1ec7c cung c\u1ea5p t\u00e0i kho\u1ea3n v\u00e3ng lai v\u00e0 d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n thay th\u1ebf cho c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. Ho\u1ea1t \u0111\u1ed9ng tr\u00ean \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng cung c\u1ea5p t\u00e0i kho\u1ea3n b\u1eb1ng b\u1ea3ng Anh, euro v\u00e0 lei Romania. N\u00f3 c\u00f3 s\u1eb5n \u1edf 31 qu\u1ed1c gia. T\u00ednh \u0111\u1ebfn th\u00e1ng 2, n\u00f3 c\u00f3 h\u01a1n 2 tri\u1ec7u kh\u00e1ch h\u00e0ng.<\/p>\n<p>&nbsp;<\/p>\n<blockquote><p>Xem th\u00eam: &#8220;<a href=\"https:\/\/innotech-vn.com\/neobank-la-gi-loi-ich-cua-neobank-va-cach-hoat-dong\/\">Neo Bank L\u00e0 G\u00ec? L\u1ee3i \u00cdch C\u1ee7a Neo Bank V\u00e0 C\u00e1ch ho\u1ea1t \u0111\u1ed9ng<\/a>&#8220;<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<h2><strong>Neobank ph\u00f9 h\u1ee3p nh\u1ea5t cho ai?<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<h3><strong>Nh\u1eefng ng\u01b0\u1eddi y\u00eau th\u00edch c\u00f4ng ngh\u1ec7 v\u00e0 s\u1eed d\u1ee5ng smartphone<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>B\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i l\u00e0 m\u1ed9t th\u1ebf h\u1ec7 tr\u1ebb \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 cao s\u1ef1 d\u1ec5 d\u00e0ng v\u00e0 thu\u1eadn ti\u1ec7n c\u1ee7a vi\u1ec7c c\u00f3 th\u1ec3 ti\u1ebfn h\u00e0nh c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng th\u00f4ng qua chi\u1ebfc smartphone. Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 li\u00ean h\u1ec7 v\u1edbi ng\u00e2n h\u00e0ng c\u1ee7a th\u00f4ng qua c\u00e1c d\u1ecbch v\u1ee5 nh\u1eafn tin, th\u1ef1c hi\u1ec7n chuy\u1ec3n kho\u1ea3n v\u00e0 thanh to\u00e1n th\u00f4ng qua \u1ee9ng d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n<p>Nh\u01b0 b\u1ea1n mong \u0111\u1ee3i t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng t\u1eadp trung v\u00e0o thi\u1ebft b\u1ecb di \u0111\u1ed9ng, \u00a0Neobank c\u0169ng \u0111ang k\u1ebft h\u1ee3p c\u00f4ng ngh\u1ec7 di \u0111\u1ed9ng m\u1edbi nh\u1ea5t v\u00e0o \u1ee9ng d\u1ee5ng c\u1ee7a h\u1ecd.\u00a0V\u00e0 \u0111\u1ed3ng th\u1eddi gi\u1eef an to\u00e0n cho t\u00e0i kho\u1ea3n c\u1ee7a h\u1ecd b\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p\u00a0c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt sinh tr\u1eafc h\u1ecdc\u00a0nh\u01b0 d\u1ea5u v\u00e2n tay, khu\u00f4n m\u1eb7t v\u00e0 gi\u1ecdng n\u00f3i, c\u0169ng nh\u01b0 x\u00e1c th\u1ef1c hai y\u1ebfu t\u1ed1.<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>Du kh\u00e1ch<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>Ch\u00fang ta \u0111\u00e3 bi\u1ebft r\u1eb1ng nh\u1eefng du kh\u00e1ch lu\u00f4n mu\u1ed1n t\u00ecm ra c\u00e1ch gi\u1ea3i quy\u1ebft tr\u1edf ng\u1ea1i l\u1edbn nh\u1ea5t c\u1ee7a m\u00ecnh l\u00e0 c\u00e1ch thanh to\u00e1n c\u1ee7a h\u1ecd c\u00e1c n\u01b0\u1edbc ngo\u00e0i v\u1eeba thu\u1eadn ti\u1ec7n v\u00e0 m\u1ea5t \u00edt chi ph\u00ed ph\u00e1t sinh nh\u1ea5t c\u00f3 th\u1ec3. \u0110\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao c\u00e1c du kh\u00e1ch c\u00f3 th\u1ec3 vui m\u1eebng khi bi\u1ebft r\u1eb1ng nh\u1eefng Neobank \u0111\u00e3 ch\u1edbp l\u1ea5y c\u01a1 h\u1ed9i t\u1ea1o ra c\u00e1c \u1ee9ng d\u1ee5ng v\u00e0 s\u1ea3n ph\u1ea9m th\u00e2n thi\u1ec7n v\u1edbi du kh\u00e1ch nh\u1ea5t.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-9216 size-full aligncenter\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-1.jpg\" alt=\"Nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch s\u1ebd h\u01b0\u1edfng l\u1ee3i r\u1ea5t nhi\u1ec1u t\u1eeb s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a Neobank\" width=\"80%\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-1.jpg 660w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-1-300x200.jpg 300w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-1-272x182.jpg 272w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/> <em>Nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean \u0111i du l\u1ecbch s\u1ebd h\u01b0\u1edfng l\u1ee3i r\u1ea5t nhi\u1ec1u t\u1eeb s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a Neobank<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>V\u00ed d\u1ee5: \u0110\u1ec3 thu h\u00fat kh\u00e1ch du l\u1ecbch, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng neo v\u00e0 \u1ee9ng d\u1ee5ng ki\u1ebfm ti\u1ec1n \u0111\u00e3 cung c\u1ea5p c\u00e1c t\u00ednh n\u0103ng du l\u1ecbch ti\u1ec7n d\u1ee5ng sau:<\/p>\n<ul>\n<li><strong>Ph\u00ed mua h\u00e0ng qu\u1ed1c t\u1ebf 0%:<\/strong>V\u1edbi Th\u1ebb ghi n\u1ee3\u00a0 hay Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc \u0111\u1ec1u kh\u00f4ng t\u00ednh ph\u00ed mua h\u00e0ng qu\u1ed1c t\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u1edf n\u01b0\u1edbc ngo\u00e0i &#8211; tr\u1ef1c ti\u1ebfp ho\u1eb7c tr\u1ef1c tuy\u1ebfn.<\/li>\n<li><strong>Ph\u00ed ATM \u1edf n\u01b0\u1edbc ngo\u00e0i<\/strong>:\u00a0C\u00e1c Neobank kh\u00f4ng t\u00ednh ph\u00ed khi r\u00fat ti\u1ec1n ATM \u1edf n\u01b0\u1edbc ngo\u00e0i.\u00a0V\u00ed d\u1ee5, Pelikin cung c\u1ea5p d\u1ecbch v\u1ee5 r\u00fat ti\u1ec1n mi\u1ec5n ph\u00ed cho s\u00e1u giao d\u1ecbch \u0111\u1ea7u ti\u00ean b\u1ea1n th\u1ef1c hi\u1ec7n d\u01b0\u1edbi 200 \u0111\u00f4 la AUD, trong khi Revolut gi\u1edbi h\u1ea1n s\u1ed1 ti\u1ec1n r\u00fat mi\u1ec5n ph\u00ed l\u00e0 350 USD m\u1ed7i th\u00e1ng cho kh\u00e1ch h\u00e0ng ti\u00eau chu\u1ea9n.<\/li>\n<li><strong>Gi\u1eef v\u00e0 chuy\u1ec3n nhi\u1ec1u lo\u1ea1i ti\u1ec1n t\u1ec7<\/strong>:\u00a0Neobank Pelikin cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng gi\u1eef t\u1ed1i \u0111a n\u0103m lo\u1ea1i ti\u1ec1n t\u1ec7 kh\u00e1c nhau trong \u1ee9ng d\u1ee5ng c\u1ee7a h\u1ecd c\u00f9ng m\u1ed9t l\u00fac, h\u1ecd c\u0169ng c\u00f3 th\u1ec3 ho\u00e1n \u0111\u1ed5i gi\u1eefa c\u00e1c lo\u1ea1i ti\u1ec1n t\u1ec7 trong th\u1eddi gian th\u1ef1c.<\/li>\n<li><strong>Chuy\u1ec3n ti\u1ec1n theo t\u1ef7 gi\u00e1 li\u00ean ng\u00e2n h\u00e0ng<\/strong>:\u00a0Fintech\u00a0Revolut cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng chuy\u1ec3n ti\u1ec1n ra n\u01b0\u1edbc ngo\u00e0i (b\u1eb1ng 15 lo\u1ea1i ti\u1ec1n t\u1ec7 kh\u00e1c nhau) v\u1edbi t\u1ef7 gi\u00e1 li\u00ean ng\u00e2n h\u00e0ng, tuy nhi\u00ean, chuy\u1ec3n kho\u1ea3n \u0111\u01b0\u1ee3c gi\u1edbi h\u1ea1n \u1edf m\u1ee9c 9.000 \u0111\u00f4 la m\u1ed7i th\u00e1ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng ti\u00eau chu\u1ea9n.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><strong>Ph\u00e2n t\u00edch \u01b0u v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a Neobank<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<h3><strong>\u01afu \u0111i\u1ec3m c\u1ee7a Neobank<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>C\u00f3 c\u1ea3m gi\u00e1c nh\u01b0 ng\u00e2n h\u00e0ng truy\u1ec1n th\u00f4ng hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n quan t\u00e2m nhi\u1ec1u h\u01a1n \u0111\u1ebfn s\u1ed1 ti\u1ec1n h\u1ecd ki\u1ebfm \u0111\u01b0\u1ee3c v\u00e0 \u00edt quan t\u00e2m \u0111\u1ebfn l\u1ee3i \u00edch c\u1ee7a kh\u00e1ch h\u00e0ng h\u01a1n.\u00a0M\u1eb7c d\u00f9 \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed1i quan t\u00e2m l\u1edbn \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 ng\u01b0\u1eddi khi n\u00f3i \u0111\u1ebfn vi\u1ec7c l\u1ef1a ch\u1ecdn ng\u00e2n h\u00e0ng, nh\u01b0ng n\u00f3 c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u1ee3i th\u1ebf ri\u00eang.<\/p>\n<p>\u0110\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao Neobank \u0111ang c\u1ed1 g\u1eafng \u0111\u1ecbnh v\u1ecb m\u00ecnh nh\u01b0 m\u1ed9t l\u1ef1a ch\u1ecdn thay th\u1ebf cho c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. H\u1ecd mu\u1ed1n tr\u1edf th\u00e0nh n\u01a1i m\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 y\u00ean t\u00e2m c\u1ea5t gi\u1eef ti\u1ec1n c\u1ee7a m\u00ecnh v\u00e0 l\u00e0 n\u01a1i th\u1ef1c hi\u1ec7n giao d\u1ecbch ng\u00e2n h\u00e0ng h\u00e0ng ng\u00e0y c\u1ee7a b\u1ea1n. V\u00e0 h\u1ecd c\u0169ng mu\u1ed1n gi\u00fap c\u1ea3i thi\u1ec7n s\u1ee9c kh\u1ecfe v\u00e0 nh\u1eadn th\u1ee9c v\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. M\u1ed9t s\u1ed1 t\u00ednh n\u0103ng v\u00e0 c\u00f4ng c\u1ee5 hi\u1ec7n \u0111ang cung c\u1ea5p b\u1edfi c\u00e1c Neobank:<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>Th\u00f4ng tin chi ti\u1ebft v\u1ec1 chi ti\u00eau\u00a0<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>Ng\u00e0y nay, nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng c\u00f3 xu h\u01b0\u1edbng quan t\u00e2m \u0111\u1ebfn chi ti\u1ebft c\u00e1c giao d\u1ecbch m\u00e0 h\u1ecd \u0111\u00e3 th\u1ef1c hi\u1ec7n. V\u00ec th\u1ebf, \u01b0u \u0111i\u1ec3m c\u1ee7a Neobank \u0111\u00e3 cung c\u1ea5p t\u00ednh n\u0103ng c\u00f3 th\u1ec3 cung c\u1ea5p th\u00f4ng tin \u0111a \u0111\u1ea1ng h\u01a1n cho kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd nh\u01b0:<\/p>\n<ul>\n<li>S\u1ed1 ti\u1ec1n h\u1ecd \u0111\u00e3 chi ti\u00eau t\u1ea1i m\u1ed9t c\u1eeda h\u00e0ng c\u1ee5 th\u1ec3 ho\u1eb7c v\u1edbi m\u1ed9t c\u00f4ng ty c\u1ee5 th\u1ec3<\/li>\n<li>S\u1ed1 ti\u1ec1n h\u1ecd \u0111\u00e3 chi cho m\u1ed9t danh m\u1ee5c c\u1ee5 th\u1ec3 (v\u1eadn chuy\u1ec3n, th\u1ef1c ph\u1ea9m, v.v.)<\/li>\n<li>So s\u00e1nh chi ti\u00eau h\u00e0ng th\u00e1ng<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><strong>C\u00f4ng c\u1ee5 ti\u1ebft ki\u1ec7m\u00a0<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>Ngo\u00e0i vi\u1ec7c cung c\u1ea5p th\u00f4ng tin chi ti\u1ebft v\u00e0 b\u00e1o c\u00e1o v\u1ec1 c\u00e1c giao d\u1ecbch, gi\u1edd \u0111\u00e2y b\u1ea1n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea3n th\u00e2n.<\/p>\n<ul>\n<li><strong>V\u00f2ng t\u0103ng t\u1ef1 \u0111\u1ed9ng<\/strong>:\u00a0M\u1ed7i giao d\u1ecbch b\u1ea1n th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c\u00a0l\u00e0m tr\u00f2n \u0111\u1ebfn \u0111\u01a1n v\u1ecb ti\u1ec1n t\u1ec7 g\u1ea7n nh\u1ea5t v\u00e0 ph\u1ea7n ch\u00eanh l\u1ec7ch \u0111\u01b0\u1ee3c g\u1eedi v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n.\u00a0V\u00ed d\u1ee5: 50c t\u1eeb c\u00e0 ph\u00ea 3,50 \u0111\u00f4 la c\u1ee7a b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng l\u00e0m tr\u00f2n v\u00e0 g\u1eedi v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n.\u00a0\u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t c\u00e1ch h\u1eefu \u00edch \u0111\u1ec3 ti\u1ebfp t\u1ee5c t\u0103ng s\u1ed1 ti\u1ec1n ti\u1ebft ki\u1ec7m c\u1ee7a b\u1ea1n h\u00e0ng ng\u00e0y.<\/li>\n<li><strong>Nhi\u1ec1u &#8216;ti\u1ebft ki\u1ec7m&#8217;<\/strong>:\u00a0Nhi\u1ec1u \u1ee9ng d\u1ee5ng c\u1ee7a Neobank c\u0169ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng t\u1ea1o nhi\u1ec1u t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m kh\u00e1c nhau cho c\u00e1c m\u1ee5c ti\u00eau kh\u00e1c nhau (v\u00ed d\u1ee5: \u0111i ngh\u1ec9 ho\u1eb7c mua xe m\u1edbi).\u00a0Tuy nhi\u00ean, ng\u01b0\u1eddi d\u00f9ng v\u1eabn c\u00f3 quy\u1ec1n l\u1ee3i nh\u1eadn \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t cho t\u1ed5ng t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4><strong>T\u00edch h\u1ee3p b\u00ean ngo\u00e0i\u00a0<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm gi\u1ea3i ph\u00e1p \u0111\u1ec3 qu\u1ea3n l\u00fd to\u00e0n di\u1ec7n h\u01a1n \u0111\u1ed1i v\u1edbi t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh, th\u00ec m\u1ed9t Neobank c\u00f3 th\u1ec3 l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p cho b\u1ea1n. B\u1edfi v\u00ec, h\u1ecd c\u00f3 th\u1ec3 t\u00edch h\u1ee3p v\u1edbi c\u00e1c \u1ee9ng d\u1ee5ng thanh to\u00e1n b\u00ean ngo\u00e0i v\u00e0o \u1ee9ng d\u1ee5ng.<\/p>\n<p>V\u00ed d\u1ee5: Up Bank \u0111\u00e3 l\u00e0m \u0111i\u1ec1u n\u00e0y b\u1eb1ng c\u00e1ch cung c\u1ea5p t\u00edch h\u1ee3p v\u1edbi\u00a0Afterpay.\u00a0\u0110i\u1ec1u n\u00e0y cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng k\u1ebft n\u1ed1i v\u1edbi t\u00e0i kho\u1ea3n Afterpay c\u1ee7a h\u1ecd th\u00f4ng qua \u1ee9ng d\u1ee5ng Up Bank v\u00e0 k\u1ebft h\u1ee3p c\u00e1c giao d\u1ecbch Afterpay (bao g\u1ed3m d\u1eef li\u1ec7u ng\u01b0\u1eddi b\u00e1n) \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng th\u1ebb Up Bank trong ngu\u1ed3n c\u1ea5p d\u1eef li\u1ec7u giao d\u1ecbch th\u00f4ng th\u01b0\u1eddng c\u1ee7a h\u1ecd.\u00a0N\u00f3 th\u1eadm ch\u00ed cung c\u1ea5p l\u1eddi nh\u1eafc thanh to\u00e1n nhi\u1ec1u ng\u00e0y tr\u01b0\u1edbc khi thanh to\u00e1n Afterpay \u0111\u1ebfn h\u1ea1n!<\/p>\n<p>&nbsp;<\/p>\n<h3><strong>Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a Neobank\u00a0<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p>Ngo\u00e0i nh\u1eefng \u01b0u \u0111i\u1ec3m c\u1ee7a Neobank mang l\u1ea1i cho ng\u01b0\u1eddi d\u00f9ng, th\u00ec b\u00ean c\u1ea1nh \u0111\u00f3 n\u00f3 v\u1eabn t\u1ed3n t\u1ea1i nh\u01b0ng h\u1ea1n ch\u1ebf khi s\u1eed d\u1ee5ng.<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>Kh\u00f4ng c\u00f3 chi nh\u00e1nh th\u1ef1c<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>Neobank l\u00e0 ho\u00e0n to\u00e0n tr\u1ef1c tuy\u1ebfn v\u00e0 h\u1ea7u nh\u01b0 \u0111\u1ec1u d\u1ef1a tr\u00ean \u1ee9ng d\u1ee5ng, v\u00ec v\u1eady b\u1ea1n c\u00f3 th\u1ec3 kh\u00f4ng ng\u1ea1c nhi\u00ean khi bi\u1ebft r\u1eb1ng ch\u00fang kh\u00f4ng c\u00f3 chi nh\u00e1nh th\u1ef1c nh\u01b0 nhi\u1ec1u ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. Kh\u00f4ng c\u00f3 chi nh\u00e1nh l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch m\u00e0 <a href=\"https:\/\/innotech-vn.com\/phan-biet-giua-digital-bank-va-neobank\/\"><strong>Digital bank v\u00e0 Neobank<\/strong><\/a> c\u00f3 th\u1ec3 gi\u1ea3m chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng v\u00e0 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng m\u1ee9c gi\u00e1 c\u1ea1nh tranh. Nh\u01b0ng \u0111i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c l\u00e0 h\u1ecd kh\u00f4ng th\u1ec3 cung c\u1ea5p m\u1ee9c \u0111\u1ed9 t\u01b0\u01a1ng t\u00e1c tr\u1ef1c ti\u1ebfp gi\u1eefa con ng\u01b0\u1eddi v\u00e0 con ng\u01b0\u1eddi.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-9220 size-full aligncenter\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-3.jpg\" alt=\"Kh\u00f4ng c\u00f3 chi nh\u00e1nh th\u1ef1c l\u00e0 m\u1ed9t b\u1ea5t l\u1ee3i v\u1edbi Neobank\" width=\"80%\" srcset=\"https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-3.jpg 660w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-3-300x200.jpg 300w, https:\/\/newver.innotech-vn.com\/wp-content\/uploads\/2020\/09\/Neobank-phu-hop-voi-ai-uu-va-nhuoc-diem-cua-Neobank-3-272x182.jpg 272w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/> <em>Kh\u00f4ng c\u00f3 chi nh\u00e1nh th\u1ef1c l\u00e0 m\u1ed9t b\u1ea5t l\u1ee3i v\u1edbi Neobank<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u0110\u00f3 l\u00e0 l\u00fd do t\u1ea1i sao n\u1ebfu b\u1ea1n l\u00e0 ki\u1ec3u ng\u01b0\u1eddi th\u00edch giao d\u1ecbch ng\u00e2n h\u00e0ng c\u1ee7a m\u00ecnh t\u1ea1i qu\u1ea7y ho\u1eb7c mu\u1ed1n n\u00f3i chuy\u1ec7n tr\u1ef1c ti\u1ebfp v\u1edbi m\u1ed9t ng\u01b0\u1eddi th\u1ef1c v\u1ec1 vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n m\u1edbi ho\u1eb7c vay, m\u1ed9t Neobank s\u1ebd kh\u00f4ng ph\u1ea3i l\u00e0 ng\u00e2n h\u00e0ng d\u00e0nh cho b\u1ea1n.<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>ATM v\u00e0 ti\u1ec1n m\u1eb7t<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>Neobank kh\u00f4ng c\u00f3 s\u1ef1 hi\u1ec7n di\u1ec7n th\u1ef1c t\u1ebf nh\u01b0 c\u00e1c chi nh\u00e1nh, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 ch\u00fang c\u0169ng kh\u00f4ng c\u00f3 m\u00e1y ATM? V\u1eady n\u00ean, kh\u00f4ng ch\u1eafc ch\u1eafn l\u00e0s Neobank s\u1ebd c\u00f3 c\u00e1c m\u00e1y ATM, nh\u01b0ng kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t. Tr\u00ean th\u1ef1c t\u1ebf, Digital banks hi\u1ec7n c\u00f3 \u1edf \u00dac nh\u01b0 ING v\u00e0 ME Bank \u0111\u00e3 c\u00f3 s\u1eb5n c\u00e1c h\u1ec7 th\u1ed1ng cho ph\u00e9p kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd r\u00fat ti\u1ec1n t\u1eeb c\u00e1c m\u00e1y ATM c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1c mi\u1ec5n ph\u00ed.<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>S\u1ea3n ph\u1ea9m gi\u1edbi h\u1ea1n<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>H\u00e3y th\u1ef1c t\u1ebf, Neobank \u0111ang \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u c\u1ee7a s\u1ef1 ph\u00e1t tri\u1ec3n. \u0110\u00e2y l\u00e0 nh\u1eefng ng\u00e2n h\u00e0ng m\u1edbi ch\u1ec9 \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ph\u00e9p \u0111\u1ea7y \u0111\u1ee7 v\u1edbi t\u01b0 c\u00e1ch l\u00e0 t\u1ed5 ch\u1ee9c nh\u1eadn ti\u1ec1n g\u1eedi \u0111\u01b0\u1ee3c ph\u00e9p.<\/p>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p c\u1ee7a Up Bank, kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd hi\u1ec7n ch\u1ec9 c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o t\u00e0i kho\u1ea3n giao d\u1ecbch v\u00e0 t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m. M\u1eb7c d\u00f9 Neobank kh\u00e1c c\u00f3 kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng h\u01a1n n\u1eefa b\u1eb1ng c\u00e1ch cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m nh\u01b0 ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n, cho vay mua nh\u00e0 , cho vay c\u00e1 nh\u00e2n v\u00e0 c\u00f3 l\u1ebd l\u00e0 th\u1ebb t\u00edn d\u1ee5ng trong t\u01b0\u01a1ng lai, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 s\u1ebd x\u1ea3y ra trong m\u1ed9t th\u1eddi gian kh\u00f4ng xa.<\/p>\n<p>&nbsp;<\/p>\n<h4><strong>An ninh v\u00e0 s\u1ef1 b\u1ea3o m\u1eadt\u00a0<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>M\u1ed9t trong nh\u1eefng m\u1ed1i quan t\u00e2m ch\u00ednh c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi v\u1ec1 Digital bank v\u00e0 Neobank n\u00f3i chung, l\u00e0 li\u1ec7u ti\u1ec1n c\u1ee7a h\u1ecd c\u00f3 \u0111\u01b0\u1ee3c an to\u00e0n v\u00e0 b\u1ea3o m\u1eadt hay kh\u00f4ng.\u00a0\u0110\u00f3 l\u00e0 nh\u1eefng m\u1ed1i quan t\u00e2m ho\u00e0n to\u00e0n h\u1ee3p l\u00fd v\u00ec n\u00f3 ho\u00e0n to\u00e0n xa l\u1ea1 v\u1edbi \u0111\u1ecbnh ngh\u0129a ng\u00e2n h\u00e0ng m\u00e0 m\u1ecdi ng\u01b0\u1eddi th\u01b0\u1eddng ngh\u0129 v\u1ec1.<\/p>\n<p>Tuy nhi\u00ean, b\u1ea1n \u0111\u1eebng qu\u00e1 lo l\u1eafng. B\u1edfi v\u00ec khi h\u1ecd ho\u1ea1t \u0111\u1ed9ng, ch\u1eafc h\u1eb3n h\u1ecd \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p v\u00e0 c\u00f3 c\u00e1c ch\u00ednh s\u00e1ch ph\u00e1p ly li\u00ean quan \u0111\u1ec3 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi d\u00f9ng. Ta c\u0169ng c\u00f3 th\u1ec3 th\u1ea5y Neobank v\u00e0 b\u1ea5t k\u1ef3 ai t\u1ef1 g\u1ecdi m\u00ecnh l\u00e0 ng\u00e2n h\u00e0ng \u1edf \u00dac ph\u1ea3i l\u00e0 m\u1ed9t T\u1ed5 ch\u1ee9c Nh\u1eadn ti\u1ec1n g\u1eedi \u0111\u01b0\u1ee3c \u1ee6y quy\u1ec1n (ADI) \u0111\u01b0\u1ee3c C\u01a1 quan Quy \u0111\u1ecbnh Prudential \u00dac (APRA) ph\u00ea duy\u1ec7t.\u00a0Ngo\u00e0i vi\u1ec7c ki\u1ec3m tra k\u1ef9 l\u01b0\u1ee1ng li\u00ean quan \u0111\u1ebfn qu\u00e1 tr\u00ecnh \u0111\u0103ng k\u00fd ADI, ti\u1ec1n do ADI n\u1eafm gi\u1eef c\u0169ng \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 \u00dac \u0111\u00e0i th\u1ecd (\u1edf m\u1ed9t m\u1ee9c \u0111\u1ed9).<\/p>\n<p>C\u00f2n v\u1ec1 b\u1ea3o m\u1eadt th\u00ec sao?\u00a0C\u0169ng gi\u1ed1ng nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c, Neobank s\u1eed d\u1ee5ng m\u1ed9t lo\u1ea1t c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng ti\u1ec1n v\u00e0 th\u00f4ng tin chi ti\u1ebft c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.\u00a0Nh\u01b0ng v\u00ec \u0111\u00e2y l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng d\u1ef1a tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng, m\u1ed9t s\u1ed1 tr\u00e1ch nhi\u1ec7m b\u1ea3o m\u1eadt \u0111\u00f3 c\u0169ng thu\u1ed9c v\u1ec1 b\u1ea1n v\u1edbi t\u01b0 c\u00e1ch l\u00e0 ng\u01b0\u1eddi d\u00f9ng &#8211; gi\u1ed1ng nh\u01b0 n\u1ebfu b\u1ea1n s\u1eed d\u1ee5ng m\u1ed9t \u1ee9ng d\u1ee5ng v\u1edbi ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i c\u1ee7a m\u00ecnh.<\/p>\n<p>&nbsp;<\/p>\n<blockquote><p>Xem th\u00eam: &#8220;<a href=\"https:\/\/innotech-vn.com\/phan-biet-giua-digital-bank-va-neobank\/\">Ph\u00e2n bi\u1ec7t gi\u1eefa Digital bank v\u00e0 Neobank<\/a>&#8220;<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p>Innotech Vi\u1ec7t Nam hi\u1ec7n \u0111ang l\u00e0 nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p Neobank uy t\u00edn t\u1ea1i Vi\u1ec7t Nam, khi ph\u00e1t tri\u1ec3n th\u00e0nh c\u00f4ng cho <a href=\"https:\/\/www.unifi.money\/about-us\" target=\"_blank\" rel=\"noopener\"><strong>Unifimoney<\/strong><\/a> &#8211; m\u1ed9t startup Neobank t\u1ea1i M\u1ef9.<\/p>\n<p><span style=\"font-weight: 400;\">T\u1ea1i <\/span><a href=\"https:\/\/innotech-vn.com\"><b>Innotech Vietnam<\/b><\/a><span style=\"font-weight: 400;\">, ch\u00fang t\u00f4i cung c\u1ea5p nhi\u1ec1u d\u1ecbch v\u1ee5 v\u1ec1 ph\u1ea7n m\u1ec1m v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn, gi\u1ea3i ph\u00e1p s\u00e1ng t\u1ea1o \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u00e0 mong \u0111\u1ee3i t\u1eeb kh\u00e1ch h\u00e0ng. Ch\u00fang t\u00f4i lu\u00f4n \u0111\u1eb7t ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 l\u00ean h\u00e0ng \u0111\u1ea7u v\u1edbi \u0111\u1ed9i ng\u0169 chuy\u00ean nghi\u1ec7p v\u00e0 gi\u00e0u kinh nghi\u1ec7m \u0111\u1ec3 c\u00f3 th\u1ec3 mang l\u1ea1i gi\u00e1 tr\u1ecb t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t gi\u1ea3i ph\u00e1p v\u1ec1 <strong>ph\u00e1t tri\u1ec3n Neobank<\/strong>, h\u00e3y li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia c\u1ee7a Innotech \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1ec1 case study c\u1ee7a m\u00ecnh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email: <\/span><a href=\"mailto:info@innotech-vn.com\"><span style=\"font-weight: 400;\">info@innotech-vn.com<\/span><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Neobank, l\u00e0 thu\u1eadt ng\u1eef ho\u00e0n to\u00e0n m\u1edbi v\u00e0 ch\u00fang ho\u1ea1t \u0111\u1ed9ng 100% tr\u1ef1c tuy\u1ebfn. \u0110i\u1ec1u n\u00e0y h\u1ee9a h\u1eb9n s\u1ebd thay \u0111\u1ed5i c\u00e1ch cung c\u1ea5p s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 b\u1eb1ng c\u00e1ch t\u00edch h\u1ee3p nhi\u1ec1u c\u00f4ng ngh\u1ec7 m\u1edbi, hi\u1ec7n \u0111\u1ea1i h\u01a1n. Tuy nhi\u00ean, \u1edf Vi\u1ec7t Nam v\u1eabn ch\u01b0a th\u1ef1c s\u1ef1 s\u00f4i n\u1ed5i v\u00ec ch\u00ednh s\u00e1ch lu\u1eadt [&hellip;]<\/p>","protected":false},"author":7,"featured_media":9222,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[190],"tags":[],"yst_prominent_words":[674,2287,684,3077,1102,997,694,78,3376,563,875,3366,1708,744],"publishpress_future_action":{"enabled":false,"date":"2025-03-03 15:39:02","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/9215"}],"collection":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=9215"}],"version-history":[{"count":4,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/9215\/revisions"}],"predecessor-version":[{"id":9227,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/9215\/revisions\/9227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/9222"}],"wp:attachment":[{"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=9215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=9215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=9215"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/newver.innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=9215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}