{"id":9292,"date":"2020-09-29T10:37:55","date_gmt":"2020-09-29T10:37:55","guid":{"rendered":"https:\/\/newver.innotech-vn.com\/?p=9292"},"modified":"2024-06-04T17:17:39","modified_gmt":"2024-06-04T10:17:39","slug":"ngan-hang-doi-mat-voi-nhung-thach-thuc-trong-chuyen-doi-so","status":"publish","type":"post","link":"https:\/\/newver.innotech-vn.com\/vie\/ngan-hang-doi-mat-voi-nhung-thach-thuc-trong-chuyen-doi-so\/","title":{"rendered":"Ng\u00e2n h\u00e0ng \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c trong chuy\u1ec3n \u0111\u1ed5i s\u1ed1"},"content":{"rendered":"

Tr\u01b0\u1edbc s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7, \u0111\u00e3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn c\u00e1c l\u0129nh v\u1ef1c kinh t\u1ebf – x\u00e3 h\u1ed9i, trong \u0111\u00f3 c\u00f3 l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng. T\u00e1c \u0111\u1ed9ng n\u00e0y c\u0169ng \u0111\u00e3 t\u1ea1o ra nh\u1eefng th\u00e1ch th\u1ee9c cho l\u0129nh v\u1ef1c digital transformation in banking<\/strong><\/a> \u1edf Vi\u1ec7t Nam.<\/p>\n

Theo s\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea c\u1ee7a Vietcombank, c\u00f3 kho\u1ea3ng 94% ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam \u0111ang \u0111\u1ea7u t\u01b0 v\u00e0o s\u1ed1 h\u00f3a v\u00e0 42% trong s\u1ed1 \u0111\u00f3 xem vi\u1ec7c tri\u1ec3n khai k\u1ef9 thu\u1eadt s\u1ed1 l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u.<\/span><\/p>\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 b\u00e0i vi\u1ebft t\u1ed5ng h\u1ee3p th\u00f4ng tin v\u1ec1 nh\u1eefng th\u00e1ch th\u1ee9c chuy\u1ec3n \u0111\u1ed5i digital banking<\/strong><\/a> m\u00e0 Innotech Vi\u1ec7t Nam mu\u1ed1n g\u1eedi \u0111\u1ebfn m\u1ecdi ng\u01b0\u1eddi.<\/p>\n

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1. T\u1ed5ng quan v\u1ec1 ng\u00e0nh ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam:<\/b><\/h2>\n

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\"\"<\/p>\n

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Theo nh\u01b0 l\u1eddi c\u00e1c chuy\u00ean gia ph\u00e1t bi\u1ec3u t\u1ea1i m\u1ed9t h\u1ed9i ngh\u1ecb t\u1ea1i TP.HCM h\u00f4m qua cho bi\u1ebft: \u201cNh\u1eefng th\u00e1ch th\u1ee9c li\u00ean quan \u0111\u1ebfn an ninh m\u1ea1ng, l\u00f2ng tin c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 khu\u00f4n kh\u1ed5 ph\u00e1p lu\u1eadt kh\u00f4ng th\u1ecfa \u0111\u00e1ng l\u00e0 nh\u1eefng c\u1ea3n tr\u1edf trong qu\u00e1 tr\u00ecnh digital transformation<\/strong><\/a>\u00a0c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam\u201d.<\/span><\/p>\n

Trong h\u1ed9i th\u1ea3o Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, khi n\u00f3i v\u1ec1 digital transformation in banking<\/strong><\/a>, \u00f4ng L\u00ea Anh D\u0169ng, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam cho bi\u1ebft: \u201cT\u1ea1i Vi\u1ec7t Nam, c\u00e1c r\u1ee7i ro v\u1ec1 b\u1ea3o m\u1eadt nh\u01b0 gian l\u1eadn, l\u1eeba \u0111\u1ea3o kh\u00e1ch h\u00e0ng, t\u1ea5n c\u00f4ng m\u1ea1ng v\u00e0o c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 d\u1eef li\u1ec7u ng\u01b0\u1eddi d\u00f9ng b\u1ecb r\u00f2 r\u1ec9 \u0111ang t\u0103ng l\u00ean. \u201d<\/span><\/p>\n

Theo nh\u01b0 c\u00f4ng ty TNHH Ernst & Young Vi\u1ec7t Nam cho bi\u1ebft, c\u00f3 kho\u1ea3ng 8.319 cu\u1ed9c t\u1ea5n c\u00f4ng m\u1ea1ng \u0111\u00e3 x\u1ea3y ra v\u00e0o c\u00e1c ng\u00e2n h\u00e0ng trong n\u0103m ngo\u00e1i v\u00e0 560.000 m\u00e1y t\u00ednh b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi ph\u1ea7n m\u1ec1m \u0111\u1ed9c h\u1ea1i c\u00f3 kh\u1ea3 n\u0103ng \u0111\u00e1nh c\u1eafp th\u00f4ng tin t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng.<\/span><\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i ch\u1ecbu thi\u1ec7t h\u1ea1i kho\u1ea3ng 642 tri\u1ec7u \u0111\u00f4 la M\u1ef9 do virus m\u00e1y t\u00ednh g\u00e2y ra, trong khi ch\u1ec9 c\u00f3 kho\u1ea3ng 52% kh\u00e1ch h\u00e0ng lo l\u1eafng v\u1ec1 b\u1ea3o m\u1eadt khi s\u1eed d\u1ee5ng online banking.<\/span><\/p>\n

\u00d4ng Nguy\u1ec5n H\u01b0ng Nguy\u00ean, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c D\u1ecbch v\u1ee5 Thanh to\u00e1n Qu\u1ed1c gia Vi\u1ec7t Nam (NAPAS) cho bi\u1ebft: \u201cVi\u1ec7c thi\u1ebfu l\u00f2ng tin c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng l\u00e0 m\u1ed9t tr\u1edf ng\u1ea1i trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng k\u1ef9 thu\u1eadt s\u1ed1\u201d.<\/span><\/p>\n

\u00d4ng Nguy\u00ean c\u00f2n cho bi\u1ebft th\u00eam: \u201cc\u00f3 kho\u1ea3ng 90% kho\u1ea3n thanh to\u00e1n v\u1ec1 giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua h\u00ecnh th\u1ee9c giao h\u00e0ng tr\u1ea3 ti\u1ec1n m\u1eb7t v\u00ec kh\u00e1ch h\u00e0ng kh\u00f4ng tin t\u01b0\u1edfng v\u00e0o ng\u01b0\u1eddi b\u00e1n v\u00e0 ng\u01b0\u1eddi giao h\u00e0ng.<\/span><\/p>\n

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2. Xu h\u01b0\u1edbng tri\u1ec3n khai k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam:<\/b><\/h2>\n

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